Financing in Santa Rosa : Questions & Answers

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Superluxuryh…, Other/Just Looking in Texas
Superluxuryhomes.com answered:
Does Anyone know when the new Obama refinancing plan will begin, where underwater homes with regular payments will be able to be re-fi'd ?
There is some useful information at www.MortgageRelief.US
0 votes Share Flag Sat Nov 19, 2011 Financing in Santa Rosa
Hans Bruhner, Real Estate Pro in Sonoma County, CA
Hans Bruhner answered:
Is there any option for refi with a non-Freddie/Fannie loan that is underwater? We have naver made a late payment--just want to switch to a 30 yr fix
The fact that you are making the payments is only half of the answer, the other half is that you probably qualify to make the payments and so a modification is not in your future. ASC w ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in 95404
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Hello, I was wondering if i can my current year's income (2010) to qualify for a loan, as I am making more money this year than last.
Not knowing any of your financial details--why visit with any qualified loan officer(s), see exactly what your budget can handle and check your credit score--he/she will be your best so ... more
0 votes Share Flag Wed Mar 24, 2010 Financing in Santa Rosa
Arlee Geary, Real Estate Pro in Santa Rosa, CA
Arlee Geary answered:
Three LLC questions-- see details below.
"Depends on what kind of property. If it is 1-4 unit, it does. If commercial or large multi-family property, no. Generally, you need to take the property out of the LLC to get age ... more
0 votes Share Flag Fri Dec 18, 2009 Financing in 95401
Pam Buda, Real Estate Pro in 95401
Pam Buda answered:
What is the affect, if any, of changing your name (due to marriage) right before/ in middle of closing escrow?
Generally this is a matter that can be addressed through a letter of explanation to your lender, and with the appropriate paperwork at title and in your loan documents. Your husband, if ... more
0 votes Share Flag Sun Nov 8, 2009 Financing in Santa Rosa
Craig Saxon, Real Estate Pro in Santa Rosa, CA
Craig Saxon answered:
How long after a foreclosure before a lender will consider loaning money if buyer has 20% down and good?
Hi Amy,
First, I would suggest you talk to your credit union, bank or mortgage broker and ask them their opinion. My understanding is generally it takes 5-7 years because of the time i ... more
0 votes Share Flag Mon Jul 6, 2009 Financing in 95404
Craig Saxon, Real Estate Pro in Santa Rosa, CA
Craig Saxon answered:
My sister and I inherited a condo with an estate mortgage. We will continue to make the mortgage payments. We
I would urge you to talk to an attorney rather than a real estate broker.
0 votes Share Flag Wed Jun 24, 2009 Financing in 95405
Wendy Taylor,…, Real Estate Pro in Beverly Hills, CA
Wendy Taylor, CRS, GRI answered:
how much will buying a car impact my home refinance?
Wait to buy your car until after escrow closes. Contact your mortgage lender and ask. I have had clients who didn't heed this advice and found out they didn't qualify for the better r ... more
0 votes Share Flag Sun Jan 20, 2008 Financing in Santa Rosa, CA
Michael Stol…, Real Estate Pro in Santa Rosa, CA
Michael Stollmeyer answered:
How do I find the best deal on a mortgage?
Have your agent assist in finding 3 or 4 mortgage brokers you can trust, and shop around.
0 votes Share Flag Sun Mar 27, 2011 Financing in Santa Rosa
Michael Stol…, Real Estate Pro in Santa Rosa, CA
Michael Stollmeyer answered:
Who are good lenders in this area?
Bank of America, Countrywide, and Washington Mutual. Mortgage brokers have the ability to shop hundreds of lenders to find you the best deal.
0 votes Share Flag Fri Aug 10, 2007 Financing in Santa Rosa, CA
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