Financing in Santa Barbara : Questions & Answers

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Miguel Avila, Real Estate Pro in Santa Barbara County,...
Miguel Avila answered:
gabrielle torina
Best Lender to go to is Prospect Mortgage It is a National Direct lender,for English call Catherine Dishion 30 years Expert Office Ph 805-898-4234 Cell 805-705-5773,para Espanol llamar ... more
0 votes Share Flag Sat Sep 1, 2012 Financing in Santa Barbara
Voices Member,  in
Voices Member answered:
I am afriad of intrest rates going up and would like to lock in a low rate?
Our in-house lender shared with us that after Memoria Day interest rates will increase. There was a modest increase in rates this week, but they are still remarkably low. You should see ... more
0 votes Share Flag Tue Jun 1, 2010 Financing in Santa Barbara
Celine F, Real Estate Pro in Louisiana
Celine F answered:
Does anybody do construction loans for an unfinished home w/o a Certif Occupy in Santa Barbara?
Look for Hard Money Loan?

Good Luck!

Celine Fang
Immi-Nest, LLC
I Sell Houses - Owner Financing Available for ALL Credit Types
504-723-9269 http://www.imminest.com
0 votes Share Flag Tue Jun 1, 2010 Financing in Santa Barbara
Will, Real Estate Pro in Atlanta, GA
Will answered:
Know any lenders who do a construction2perm type loan for an unfinished home 3 yrs old in Santa Barbara area?
Hi G,
Yes, we do still offer construction to perm loans and FHA203k loans. Let me know if I can assist you.




Will Addo is a Renovation Specialist with Wells Fargo. We finance ... more
0 votes Share Flag Fri May 22, 2009 Financing in Santa Barbara
Lori Lewis, Real Estate Pro in Bethlehem, PA
Lori Lewis answered:
What is the Earnings to loan ratio required these days on a $100,000 loan?
This depends on a few more things.

* What are the taxes and home owners insurance
* What is your other debt (revolving - things that show up on your credit report)

On an FHA ... more
0 votes Share Flag Tue Nov 25, 2008 Financing in Santa Barbara
Daniel Zia, Real Estate Pro in Santa Barbara, CA
Daniel Zia answered:
How do I find the best deal on a mortgage?
Speak with several qualified lenders and mortgage brokers that your agent recommends. Healthy competition drives down interest rates and the points (fees) you have to pay.
0 votes Share Flag Tue Jul 27, 2010 Financing in Santa Barbara
Daniel Zia, Real Estate Pro in Santa Barbara, CA
Daniel Zia answered:
Who are good lenders in this area?
First Financial and several others. Contact me and I'll give you a list of them.
0 votes Share Flag Sat Jan 29, 2011 Financing in Santa Barbara
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