Santa Barbara : Questions & Answers

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Daniel Zia, Real Estate Pro in Santa Barbara, CA
Daniel Zia answered:
What is the construction costs per square foot of a residential home in Santa Barbara, CA?
Good afternoon Linda,

That's a great question. Like most areas, construciton costs are going to vary dramatically depending on the service provider and teh level of quality and fini ... more
0 votes Share Flag Wed Jul 2, 2014 Market Conditions in 93105
Jon Perkins…, Real Estate Pro in Montecito, CA
Jon Perkins (805) 284-3660 answered:
What's the most desirable area in Santa Barbara or surrounding areas to get a condo for under 500K?
Hi Tk-

The "most desirable" area is going to vary substantially from buyer to buyer. Some are looking for the largest newest feeling condo possible (which would put you either in Go ... more
0 votes Share Flag Wed Jun 17, 2009 Home Buying in Santa Barbara
Kevin Schmid…, Real Estate Pro in Santa Barbara, CA
Kevin Schmidtchen answered:
Would appreciate any opinions on a property located at 1281 Franciscan Ct (zip 93103). Limited info available.
Tom

Let me know a little more about what you are wanting to find out and I would be happy to be of help.

This complex was built in the 80's and there are about 150 units. Most ... more
0 votes Share Flag Sat Jun 6, 2009 Home Buying in Santa Barbara
Kevin Schmid…, Real Estate Pro in Santa Barbara, CA
Kevin Schmidtchen answered:
Where is the Cienegas area in Santa Barbara?
Sharlet,

It is the area right where Foothill and 154 meet to go over the hill to Santa Ynez.

Please let me know if you have any other needs.

Take care
0 votes Share Flag Fri Jun 12, 2009 Market Conditions in Santa Barbara
Voices Member,  in
Voices Member answered:
I am afriad of intrest rates going up and would like to lock in a low rate?
Our in-house lender shared with us that after Memoria Day interest rates will increase. There was a modest increase in rates this week, but they are still remarkably low. You should see ... more
0 votes Share Flag Tue Jun 1, 2010 Financing in Santa Barbara
Celine F, Real Estate Pro in Louisiana
Celine F answered:
Does anybody do construction loans for an unfinished home w/o a Certif Occupy in Santa Barbara?
Look for Hard Money Loan?

Good Luck!

Celine Fang
Immi-Nest, LLC
I Sell Houses - Owner Financing Available for ALL Credit Types
504-723-9269 http://www.imminest.com
0 votes Share Flag Tue Jun 1, 2010 Financing in Santa Barbara
Will, Real Estate Pro in Atlanta, GA
Will answered:
Know any lenders who do a construction2perm type loan for an unfinished home 3 yrs old in Santa Barbara area?
Hi G,
Yes, we do still offer construction to perm loans and FHA203k loans. Let me know if I can assist you.




Will Addo is a Renovation Specialist with Wells Fargo. We finance ... more
0 votes Share Flag Fri May 22, 2009 Financing in Santa Barbara
Daniel Zia, Real Estate Pro in Santa Barbara, CA
Daniel Zia answered:
Regarding the Forte Ranch condos, what is the square footage on the 2/1?
Hi Anne,

That's a great question. They are in the ballpark of 900 SF. If you have any other questions, please don't hesitate to ask me. I'd be happy to keep you updated on any For ... more
0 votes Share Flag Fri May 15, 2009 Home Buying in Santa Barbara
Wallace Hags…, Real Estate Pro in Valencia, CA
Wallace Hagstrom, Broker answered:
Are qualified buyers getting sub 5% loans for 10% down payment?
Shopper, there are certainly loans out there with an interest rate of less than 5% 30 year fixed TODAY! Who knows where they'll be Monday or a week or month from now. You do not need ... more
0 votes Share Flag Sat Apr 25, 2009 Home Buying in Santa Barbara
Jon Perkins…, Real Estate Pro in Montecito, CA
Jon Perkins (805) 284-3660 answered:
There was a house that was flipped in Santa Barbara which was featured on the TV show Property Ladder. The 2
Hi LZ-

Yes, a home in the "Mesa" area of Santa Barbara sold for $1,150,000 and was flipped for $1,399,000 back in 2006. I believe this is the property you are talking about. Out of ... more
0 votes Share Flag Thu Jun 18, 2009 Home Buying in Santa Barbara
Crestico Rea…, Real Estate Pro in Los Angeles County, CA
Crestico Realty answered:
Looking for advice on Buying Santa Barbara Short Sale or Santa Barbara Foreclosures?
Dear Steve,

What is an REO? REO means Real Estate Owned. Everyone is talking about REOs these days. But before you consider buying one, there are a few things you should know about R ... more
0 votes Share Flag Sat Apr 4, 2009 Home Buying in Santa Barbara
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
Quit Claim
Mrs. C
I am not an attorney, nor a title officer.

I recommend that you ask either a probate attorney and/or a title officer regarding questions you have.

In situations where pe ... more
0 votes Share Flag Fri Feb 6, 2009 Home Selling in Santa Barbara
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
10 years ago my future husband owned a condo that had a bathroom consisting of a sink with cabinet and toilet
From 10 years ago that would be a challenage HOWEVER contact a local Trulia agent or realtor in your area determine what the comps are for the property. Realtor would need to comp to t ... more
0 votes Share Flag Sat Jan 17, 2009 Home Selling in 93110
Lori Lewis, Real Estate Pro in Bethlehem, PA
Lori Lewis answered:
What is the Earnings to loan ratio required these days on a $100,000 loan?
This depends on a few more things.

* What are the taxes and home owners insurance
* What is your other debt (revolving - things that show up on your credit report)

On an FHA ... more
0 votes Share Flag Tue Nov 25, 2008 Financing in Santa Barbara
Daniel Zia, Real Estate Pro in Santa Barbara, CA
Daniel Zia answered:
are all lenders requiring 20% down or are there some that will allow 0% (with excellent credit).?
Hello Sandra,

Great question. Unfortunately, the lending market and atmosphere has changed dramatically in the past 12 months. There is virtually no 0% down financing through conve ... more
0 votes Share Flag Wed Nov 5, 2008 Home Buying in Santa Barbara
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
who pays the commission to the agent?
The seller s pays the listing agent a commission of x for the sale of teh property. the buyer agent can get paid by the buyer a set commission in whicch they agree upon or the buyer bro ... more
0 votes Share Flag Mon Oct 20, 2008 Home Buying in 93109
Jon Perkins…, Real Estate Pro in Montecito, CA
Jon Perkins (805) 284-3660 answered:
Had a house for sale for 12 mos. It's been priced below what we paid 3 years ago for 4 months. How much?
Hi Jason-

Unfortunately I don't have a simple answer to your question. Many factors including price versus comparable properties, agent capabilities (marketing and networking leadin ... more
0 votes Share Flag Wed Apr 1, 2009 Home Selling in Santa Barbara
Daniel Zia, Real Estate Pro in Santa Barbara, CA
Daniel Zia answered:
We are planning to buy a home in santa barbara but we wanted to know how foreclosure homes work?
Hello Bernice,

There are two classifications of "foreclosure homes". The first is labeled "short sales". These are homes that are currently going through the foreclosure process, bu ... more
0 votes Share Flag Mon Oct 20, 2008 Home Buying in Santa Barbara
Ailynne PeBe…, Real Estate Pro in San Leandro, CA
Ailynne PeBenito answered:
I have 1.1 million dollars in cash and I don't want a house payment. I know that cash is important now.
You might want to contact a specialist in that area. Realtor.org would have a list of realtor in the area to help you.
0 votes Share Flag Mon Sep 29, 2008 Home Buying in Santa Barbara, CA
Luetta Newnam…, Real Estate Pro in Scottsdale, AZ
Luetta Newnam, Broker answered:
I have 1.1 million dollars in cash and I don't want a house payment. I know that cash is important now.
Good for you Frank! Where are all of those Santa Barbara Agents to answer your question? I am sure they will be here soon.

If you change your mind and decide to move to Scottsdale le ... more
0 votes Share Flag Mon Sep 29, 2008 Home Buying in Santa Barbara, CA
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