Financing in San Mateo : Questions & Answers

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Lance King-F…, Real Estate Pro in San Francisco, CA
Lance King-Founder/Broker answered:
What determines whether I can get a loan with 10% down payment instead of the standard 20% down?
Depends on the property type and your financials. Typically speaking you will get better rates with more down. We work with 3 excellent lenders who all have different programs. I'm happ ... more
0 votes Share Flag Sun Aug 11, 2013 Financing in San Mateo
Jacob Varghe…, Real Estate Pro in San Jose, CA
Jacob Varghese answered:
The appraisal is not done yet but the lender has past underwriting. Can I get my appraisal fee back if I choose not closing?
"lender has past underwriting".

Not clear

Jacob
DRE 01790347
0 votes Share Flag Thu Sep 27, 2012 Financing in 94404
Jacob Varghe…, Real Estate Pro in San Jose, CA
Jacob Varghese answered:
How to Get my appraisal fee back.I'm very upset with this appraiser company, I call it company Z, hopefully I can get help here.
The possibility of getting the money back for the appraisal report is bleak. Consult a real estate attorney for damages.
0 votes Share Flag Tue Mar 2, 2010 Financing in 94404
Shawn Sidhu, Real Estate Pro in San Jose, CA
Shawn Sidhu answered:
I live in San Mateo, CA. Can anyone recommend a honest and reliable mortgage broker where I won't be charged any application fees?
Jason,

I would be more than glad to assist you with a pre-approval and present you with some financing options. I don't charge any upfront fees. I work with clients all over the ... more
0 votes Share Flag Fri Sep 25, 2009 Financing in San Mateo
Tita Garcia, Real Estate Pro in 32092
Tita Garcia answered:
Is TODAY a good time to lock my mortgage loan as far as the loan rates being considered.?
Interest rates are relatively low right now. I have a buyer that closed yesterday with a 5% interest rate for a 30 year mortgage. That's phenomenal! Absolutely, I would lock my ... more
0 votes Share Flag Tue Aug 25, 2009 Financing in San Mateo
Julie Rice T…, Real Estate Pro in San Mateo, CA
Julie Rice Thall answered:
Hello, I'm trying to find a home on a tight budget in the bay area. For my budget the homes I'm
Jay,
Congratulations on your decision to buy a new home!

If you are planning to buy a condo, the project which the condo is a part of must be approved, regardless of the down paymen ... more
0 votes Share Flag Tue Aug 18, 2009 Financing in San Mateo
Daniel Pryce, Real Estate Pro in San Mateo, CA
Daniel Pryce answered:
Loan for TIC properties in San Francisco?
I am available to accomodate TIC Financing in San Francisco. Best way to contact me is via email with your scenario and I will look into the options I have available. I look forward to ... more
0 votes Share Flag Tue Aug 4, 2009 Financing in 94403
Adrian Hunti…, Real Estate Pro in Marina, San Francisco,...
Adrian Huntington answered:
I asked zillow.com for mortgage lender info, the closing fees on some are less than $2k based on a $575k loan,
In all transactions you get what you pay for. If you hired a lawyer you would not pay for the cheapest lawyer which is a public defender. If you have700+ credit I suggest you get a qu ... more
0 votes Share Flag Thu Aug 21, 2008 Financing in San Mateo, CA
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Can two mortgage brokers quote two different set of fees, and closing cost eventhough the originator?
Yes they can.
1. They may have gotten their numbers from Countrywide on different days or even a different hour on the same day. That is the most common reason for rates or fees to dif ... more
0 votes Share Flag Mon Feb 11, 2008 Financing in San Mateo, CA
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