Home Buying in San Jose : Questions & Answers

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Elena Talis, Real Estate Pro in Palo Alto, CA
Elena Talis answered:
What are some tips for first time home buyers to compete with the powerful investors in the San Jose market?
http://www.trulia.com/blog/PaloAltoRealtor/2012/06/how_to_be_a_buyer_in_a_seller_s_market

Still relevant.
0 votes Share Flag Sat Apr 13, 2013 Home Buying in Almaden
Charles Butt…, Real Estate Pro in Saratoga, CA
Charles Butterfield answered:
Opinion regarding Summerhill homes Evergreen, San Jose,CA
Thank you for your question:

Evergreen is an excellent location. Summerhill is a good builder.

Right now we are in a seller's market. There are far more people who want to buy hom ... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in San Jose
James Peters…, Real Estate Pro in Campbell, CA
James Peterson answered:
swing structure in front yard?
Hi RG,

I would not suggest it, I know you might think it looks good however I can attest that most of your neighbors might think it is tacky.

It depends on the neighborhood though ... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in San Jose
James Peters…, Real Estate Pro in Campbell, CA
James Peterson answered:
investment property around San Jose
Hi RG,

As an active investor myself I have learned that it is very tough in the Bay Area to find a great investment property that produce a great return without being speculative.

... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in San Jose
Bill Mccord, Real Estate Pro in San Jose, CA
Bill Mccord answered:
Clean history perfect credit score pre-appr $800K but can't find decent homes in Evergreen, San Jose. Not disappointed but worried abt
This is the Free Market in it's most perfect form. Housing is a Commodity where there is currently more Demand than Supply. (At least in Silicon Valley)
Sellers sensibly sell to the be ... more
0 votes Share Flag Tue Apr 8, 2014 Home Buying in Evergreen
Bill Mccord, Real Estate Pro in San Jose, CA
Bill Mccord answered:
IS THERE ANY DOWN PAYMENT ASSISTANCE PROGRAMS IN THE SAN JOSE AREA OR SANTA CLARA COUNTY ?
The Santa Clara County Housing Trust have probably the best 1st time buyer assistance programs in the state. Their 3 programs provide significant help.
For example. The MAP program req ... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Homes on Almaden Hills Estates Neighbourhood
Almaden Hills estates consist of 137 homes built in 1979 by Shapell Homes. Since it has been over 30 years I would assume that the current finishes is going to vary home by home as m ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Almaden
Lamson Dang…, Real Estate Pro in San Jose, CA
Lamson Dang Broker answered:
How about schools for Arbor village, Evergreen San jose. Does this fall under Evergreen Elementary/Chaboya Middle?
Dear Kumaresh,

Yes, Arbor Village seems to fall under Evergreen Elementary and Chaboya Middle, Evergreen Valley
High School. You need to call the district to verify since they kee ... more
0 votes Share Flag Sun Apr 6, 2014 Home Buying in Evergreen
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Are there houses that rent for $800 to $1000 in San Jose?
Sorry, no, there are none. www.RentOMeter.com will help you determine market value.
0 votes Share Flag Wed Mar 27, 2013 Home Buying in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
I am buying a short sale home. The bank is extending my loan . Is there anything I can do to help increase my credit score.?
What is the real question here?

You are buying a short sale, has it been approved by the seller's lender?
Why is your bank extending your loan?
Is your bank stating that you need ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in 95135
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
do you need to do your own inspection for 8-year old townhome/condo if the seller already provide theirs?
You don't need to, but I would get my own. You have no idea who the seller's inspector is. Over the years,I've seen some inspectors miss way too much. You're buying a home that costs at ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in 95131
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
I have a loan for a short sale home. I cannot get the bank to give me a closing date. closing date from the bank.
Unfortunately, that's not quite common. Hopefully your Realtor explained what you were getting into with a short sale...every detail, price, terms, dates, are all on the bank's terms.
... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in 95135
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
How about the area along Oakland Rd, around Rock Ave?
Overall, Realtors are prohibited by law from telling you whether or not any specific neighborhood is safe. It’s called “steering” and we are prohibited by our code of ... more
0 votes Share Flag Thu Jul 24, 2014 Home Buying in 95131
Bill Mccord, Real Estate Pro in San Jose, CA
Bill Mccord answered:
looking to use va loan
Hi Robert,
This property is a Pending Sale. Trulia is not really an accurate way to search for active listings. If you want the most accurate and convenient way to search drop me an e- ... more
0 votes Share Flag Sun Apr 7, 2013 Home Buying in Edenvale
Richard G. M…, Real Estate Pro in San Jose, CA
Richard G. Matusich answered:
Is a refinance still a non-recourse loan in California?
In California residential loans are usually non-recourse loans.However, commercial loans usually have a recourse against the buyers in case of default on the loan.Commercial loans ar ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
I'm interested in renting a apartment that is attached to a house. what do you call them?
It could be called; an addition, apartment, cottage, granny unit, aupair quarters. How does the owner refer to it?
0 votes Share Flag Mon Apr 1, 2013 Home Buying in San Jose
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Looking for Private Money Lender (Primary resident)
You should stay away from hard money lenders for financing your primary residence. Hard money can be useful for short term investment financing, but is a terrible idea as a substitute f ... more
0 votes Share Flag Mon Nov 11, 2013 Home Buying in San Jose
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
Need advice for getting mortgage after short-sale
Extenuating circumstances is a one time economically devastating incidence.
Job loss is not considered extenuating.
Health issues not extenuating.
Extenuating circumstance is almost ... more
0 votes Share Flag Mon Aug 4, 2014 Home Buying in San Jose
Thomas Feng, Real Estate Pro in 95051
Thomas Feng answered:
First time homebuyer getting killed with investor competition - what to do?
Hi Esark33,

One of the strategies that I use to help my buyers get into homes is writing offers with no appraisal contingency because this acts like a cash offer.

A reality that m ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Put offer on short sale in July, Affidavit received in October. No word from Wells Fargo. What can I do to find out?
What was the Affidavit for? Is Wells Fargo the holder of the Seller's Mortgage? Do you have an agent representing you?

Your agent is your best resource as he/she is connected to th ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in San Jose
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