Your credit report should only contain items that involve your credit - such as the mortgage (not the Deed). If you're not on the mortgage, it shouldn't even be ... more
Most landlords require a credit check before renting.
You need to begin with a cosigner to establish good credit.
What are your clients trying to accomplish? Are they trying to refinance, or is there going to be a transfer to title? Please let me know, and I'll see if I can give some ... more