Saint Paul : Questions & Answers

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Julia A, Real Estate Pro in Sunny Isles Beach, FL
Julia A answered:
What does it mean when it says "Special Addendums Required"?
In this case it's probably reffering to "as is" addendum meaning that once the house is sold, the seller cannot be be held liable for any defects. This does NOT release the seller from ... more
0 votes Share Flag Mon Jun 1, 2009 Home Buying in Saint Paul
Alina Vizenor, Real Estate Pro in Rogers, MN
Alina Vizenor answered:
how do i know if the listing agent is competent? We get no info from her. It has been 10 weeks since our
You are not giving enough information to comment. Are you the buyer or seller? Is the listing agent representing you? Is this a short sale? (I would assume it is based on the "10 weeks ... more
0 votes Share Flag Thu Jun 18, 2009 Home Buying in Saint Paul
Voices Member,  in
Voices Member answered:
I AM FROM CALIFORNIA WANT TO KNOW IF THIS IS A GOOD AREA AND WHAT ABOUT JOBS I DO FACTORY WORK
St. Paul is a great place to live! Here's a nice resource from the City of St. Paul's website to learn more about living here: http://www.stpaul.gov/index.asp?nid=185. Within the Twin C ... more
0 votes Share Flag Tue Jul 14, 2009 Moving in 55106
Susan Hoffla…, Real Estate Pro in Minneapolis, MN
Susan Hofflander answered:
I filed for the First Time Buyers credit...how do you follow up on the status?
Not sure what you mean. You file for it as part of your tax filing. Then, you wait for a refund like you do with any tax refund. Is that what you did? If that's the case, you should ... more
0 votes Share Flag Sun May 31, 2009 Home Buying in 55112
Anthony Cand…, Real Estate Pro in Orlando, FL
Anthony Candelario answered:
Can a bank assigned broker force us to sign him as our agent prior to viewing the REO? We have contacted the
Also, you can tell the broker you would like to represent yourself with a NO brokerage relationship. It would not make him greedy because as long as you are not working with an agent he ... more
0 votes Share Flag Wed Mar 17, 2010 Foreclosure in Saint Paul
Voices Member,  in
Voices Member answered:
Short Sale Townhome After Buying New Home
That's a fine line between black and white, maybe that grey area so many people want to float around in. Short sales are all the rage and you have to prove that you cannot bring funds t ... more
0 votes Share Flag Thu May 7, 2009 General Area in 55122
Voices Member,  in
Voices Member answered:
'Mold" in basement of two ranch homes for sale, can this mold ever be removed and provide a safe environment??
here is a link to the Environmental Protection Agency Mold page and has resources on mold remediation, http://www.epa.gov/mold/index.html
0 votes Share Flag Tue May 5, 2009 Home Buying in 55118
Elizabeth Fu…, Real Estate Pro in 55445
Elizabeth Fuller answered:
Filing amended tax return for first-time homebuyer credit
Congratulations on your new home! You will find the amendment forms also on the IRS website. You might want to call the IRS help line. They really will assist you. It may also be th ... more
0 votes Share Flag Mon Jun 21, 2010 Home Buying in 55112
Elizabeth Fu…, Real Estate Pro in 55445
Elizabeth Fuller answered:
I have a home for sale in the 55127 zip, and Trulia has listed wrong information on it.
It is the responsibility of the poster to make sure information is the best that can be provided. In the case of a realtor posting a listing, the information is usually the same as he ... more
0 votes Share Flag Tue Jan 14, 2014 Home Selling in 55127
Aaron Dickin…, Real Estate Pro in Minneapolis, MN
Aaron Dickinson - Edina Realty answered:
How long does it usually take for Fidelity to return a Satisfaction of Mortgage letter to a title company?
I've heard multiple stories of 2 weeks to a month but given the surge in foreclosures, it's hard to know what their current timeline is. The human factors involved are impossible to fo ... more
0 votes Share Flag Mon Apr 20, 2009 Foreclosure in 55116
Heather and…, Real Estate Pro in Saint Paul, MN
Heather and Justin Johnson answered:
I'm looking for a buyer's agent working in the 55105 and 55116 zip codes of St. Paul.
Hello! My husband and I are a real estate team in St Paul, specifically focused on the areas that you mentioned. If you would like to learn more about us, please visit our website. ... more
0 votes Share Flag Thu Apr 9, 2009 Home Buying in Saint Paul
Aaron Dickin…, Real Estate Pro in Minneapolis, MN
Aaron Dickinson - Edina Realty answered:
I submitted an offer on an agent owned house and I do not feel my realtor negotiated down the offer. If I
You will need to refer to the contract language. There may be a "protective list" that the agent provides that precludes you from making an offer on that property on your own and not p ... more
0 votes Share Flag Thu May 10, 2012 Home Buying in 55104
Shawna Gibson, Real Estate Pro in Minneapolis, MN
Shawna Gibson answered:
I considering a house purchase in the West 7th area of St. Paul. The house is between St. Clair and Grand and
Hi Rhoda,

Realtors can only direct you to resources regarding crime and safety as we don't track this information and can't offer our opinion (what is "safe" to me might not be to yo ... more
0 votes Share Flag Wed Apr 1, 2009 Home Buying in Saint Paul
Susan Hoffla…, Real Estate Pro in Minneapolis, MN
Susan Hofflander answered:
Does anyone know of anyone building modern style prefab houses in St Paul?
Do you mean like the Wee house? http://weehouse.com/flash/SFWA_index.html#/intro/

I don't know of any in St. Paul, but there are a couple over in the Bryn Mawr area of Minneapolis. ... more
0 votes Share Flag Sun Mar 1, 2009 Home Buying in Saint Paul
Samantha J.…, Real Estate Pro in Minneapolis, MN
Samantha J. Strong answered:
Has anyone built a house in St Paul? I am curious about how difficult it is to deal with the city to build
The answer isn't very straightforward. The City of St. Paul is very easy to work with, but it depends on the project, neighborhood, and if your design requires any variances. Some nei ... more
0 votes Share Flag Thu Feb 26, 2009 Home Buying in 55103
Teresa Board…, Real Estate Pro in Saint Paul, MN
Teresa Boardman answered:
First time home loan 2 years after bankruptcy? What are the chances?
Your ability to get financing depends upon your credit score. I know this is a well duh, but the best thing to do would be to see a lender. They will tell you what your wcore has to be ... more
0 votes Share Flag Fri Mar 14, 2014 Home Buying in Saint Paul
Don Edam, Real Estate Pro in Minneapolis, MN
Don Edam answered:
Are there still any first time home buyers down payment assistance programs in Minnesota? (Ramsey County)
Hi Jenny,

Here's a link to some good info on down payment assistance programs in Minnesota:

http://www.mnhousing.gov/consumers/home-buyers/loans/index.aspx

A good loan officer ... more
0 votes Share Flag Thu Jan 29, 2009 Home Buying in Saint Paul
Mandiek, Home Buyer in Saint Paul, MN
Mandiek answered:
How safe is the area for night school?
The area is fairly safe. The only time that it can get a little iffy is during school events, like when rivals play eachother in basketball or football, but even then, there is a lot o ... more
0 votes Share Flag Sun Oct 3, 2010 Crime & Safety in Saint Paul
RENE LABRADO, Real Estate Pro in Fountain Valley, CA
RENE LABRADO answered:
What are the rules for short sales? Trying to buy a townhouse in Apple Valley but don't hear back from bank.
Geri,
Youre agent should keep you informed on what the listing agent has said. Usually in short sales, it takes up to 3 months to hear an answer from the bank. But it also depends on t ... more
0 votes Share Flag Thu Jan 2, 2014 Home Buying in 55124
Cameron Piper, Real Estate Pro in Minnesota
Cameron Piper answered:
I am thinking of buying a house but am hesitant because of student loan debt.
Jennifer,

I want to start by telling you that there will be plenty of agents and loan officers weighing in here to tell you that prices are at their lowest point in years and that in ... more
0 votes Share Flag Wed Oct 27, 2010 Home Buying in 55106
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