Home Buying in Saint Louis : Questions & Answers

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Toni Nicholas, Real Estate Pro in Lowell, MA
Toni Nicholas answered:
Why do many sellers seem to not make much effort, or worse-work against selling their home, particularly since we are not in a sellers market yet?
...assuming you meant sellers, many sellers may be in financial distress and may not be able to do any necessary things to help sell their home. Further, there are many agents who are n ... more
0 votes Share Flag Thu Apr 25, 2013 Home Buying in Saint Louis
NAPLES REAL…, Real Estate Pro in Naples, FL
NAPLES REAL ESTATE GUYS answered:
We were working with an agent very briefly but were dissatisfied. He would show up with food on his clothes, fingernails untrimmed, with zero ...
Best next action is to ask a local Real Estate Broker by clicking "Find a Pro" in the main menu at the top of this website. http://www.naplesrealestateguys.com/
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Saint Louis
Penny Davis, Real Estate Pro in Saint Louis, MO
Penny Davis answered:
where is everybody?
We're here... and ready to help you! Call or email if you need something, I'm available!

Penny Davis
Red Key Realty Leaders
314.495.9089
davis.penny@gmail.com
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Saint Louis
Terrell Pete…, Real Estate Pro in Saint Louis, MO
Terrell Peterson answered:
Where can I find "Physician mortgage loan" in St. Louis with 100% financing and without PMI?
Matt McClure
Fifth Third Bank
314.713.0512
0 votes Share Flag Thu Aug 28, 2014 Home Buying in Saint Louis
Spirit Messi…, Real Estate Pro in 85716
Spirit Messingham answered:
I am in process of purchasing a home and the underwriter is more concerned about my husband who is not on the application than myself.
Talk with your lender. FYI, they have lost a lot of money over the past 5 years, getting a home is harder now than it used to be. I know it is frustrating, but working with so many bu ... more
0 votes Share Flag Sun Apr 14, 2013 Home Buying in 63129
Stephanie Hug, Real Estate Pro in 63109
Stephanie Hug answered:
My husband and I are looking to buy a house. We went by the house and looked on the outside. Thanks
Have you been inside? I would be happy to set up an appointment to take a look at the home with you and talk about the next steps in the process
0 votes Share Flag Sun Mar 31, 2013 Home Buying in 63116
Konny Schaef…, Real Estate Pro in Town and Country, MO
Konny Schaeffer answered:
looking to get 4-12 units
What area would you prefer? I am a certified REO specialist and a broker with 20 years of experience in St Louis, St Charles and Jefferson counties., as well as St Louis City. Investo ... more
0 votes Share Flag Sat Apr 27, 2013 Home Buying in 63112
Klaus Illian, Real Estate Pro in Saint Louis County, MO
Klaus Illian answered:
Excellent credit, high income but don't have 20% of 700-800k. Need to sell..... 5458 pebble lane Osage beach MO 65065
Forget FHA financing if you plan to buy in the $700-800k range. The FHA limit in this area is a little over $275k. A good local lender can give you the details. I can refer you to on ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Saint Louis
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
Coldwell Banker why do they not show the HOA monthly fee? What is the reason for hiding them except on special request.?
Probably to get you to call just as you suspect. Many listings are syndicated through the brokerage system, so it could be a trigger to call for info or a simple oversight that the bro ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in DeBaliviere Place
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
how would I find out how much of a loan i can get approved for?
By speaking with a mortgage professional.
0 votes Share Flag Mon Mar 11, 2013 Home Buying in 63123
Dale Weir, B…, Real Estate Pro in Saint Louis, MO
Dale Weir, Broker-Salesperson answered:
What is required to be done after you purchase a home before you can move in.?
Each municipality has its own checklist, which you can get from the municipality that will do the occupancy inspection. In unincorporated st louis county, the county will do the inspec ... more
0 votes Share Flag Sat Jul 26, 2014 Home Buying in 63114
Patti Click, Real Estate Pro in Saint Louis, MO
Patti Click answered:
Help me with 203K loans. Say I buy a house for $100,000 and it needs repairs of $35,000. Do I need to get a loan for $135,000 or $100,000?
Hi, Todd!

I'd be more than happy to go over specifics with you on a 203k loan personally. I am with USA mortgage, and work with a lot of 203k loans.

To give you an overview, a 2 ... more
0 votes Share Flag Mon Feb 24, 2014 Home Buying in Saint Louis
Nicole Towns…, Real Estate Pro in 63303
Nicole Townsend answered:
who will approve me?
Not sure... Rules always changing...I can give you a list of lenders that may be able to help...give me a call 314-482-2523
0 votes Share Flag Mon Feb 25, 2013 Home Buying in 63137
sandrajohnso…, Home Buyer in Florissant, MO
sandrajohnson1969 asked:
how to get approve before its to late? I file bankrupcty back in 6/2010 i included a home and sence then i got my credit back on track but charter just put a collection on my credit and lower my crdit scores what i need to d...
0 votes Share Flag Thu Feb 14, 2013 Home Buying in 63137
Dan Brassil, Real Estate Pro in Saint Louis, MO
Dan Brassil answered:
All the houses we've found in our budget are extremely close to high crime areas. What is a safe distance, and what precautions should we take?
Your fiance may be better able to answer that question. A "safe" distance is very subjective and not one a realtor can or should answer. My recommendation would be to research specific ... more
0 votes Share Flag Fri Mar 8, 2013 Home Buying in Carondelet
Jennifer Kile, Real Estate Pro in Saint Louis, MO
Jennifer Kile answered:
Saturday Open House events during NFL season? Yes or No.
Well, NFL season is over now but it's a good strategy for baseball season coming up.
0 votes Share Flag Fri Mar 8, 2013 Home Buying in 63126
Paul Sager, Real Estate Pro in Saint Louis, MO
Paul Sager answered:
I am a licensed realtor and in my situation I was representing the buyer, the agent on the other side never gave me a rejected counter offer
not really, the offer technically died at the expiration of the counter offer. with no response, it should have flagged you that either a better offer was in play or they just did not w ... more
0 votes Share Flag Fri Feb 8, 2013 Home Buying in Saint Louis
Patti Leonard, Real Estate Pro in Saint Louis County, MO
Patti Leonard answered:
What is the best way to make an offer on a home that currently is not for sale?
Call me! I will pull comps so that you know what to offer. I'll connect you with a good lender so that you can submit a pre-approval letter with your offer, you want the seller to kno ... more
0 votes Share Flag Fri Feb 15, 2013 Home Buying in Saint Louis
Tony Warfield, Real Estate Pro in Torrance, CA
Tony Warfield answered:
What are the top 3 features buyers are looking for in a home these days?
My buyers are looking for updated kitchens, open floor plans and hard wood flooring. What are your top 3?

Tony Warfield
Assoc Broker
3 Leaf Realty
0 votes Share Flag Fri Feb 8, 2013 Home Buying in Saint Louis
Penny Davis, Real Estate Pro in Saint Louis, MO
Penny Davis answered:
Which is better for a buyer: Lease to Purchase or rent while saving money / repairing credit for simple purchase? Pros / Cons for each
I would advise my clients to rent and save money rather than Lease Purchase. Buyers end up losing their money more often than not. Renting a place that is less expensive and saving th ... more
0 votes Share Flag Sat Feb 2, 2013 Home Buying in Saint Louis
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