Saint Louis : Questions & Answers

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Monica Brewer…, Real Estate Pro in Saint Louis, MO
Monica Brewer, GRI answered:
Can anyone recommend a good insurance broker? I plan to invest in reisdential real estate in the north city area of st.louis.
Bill Newhouse of Shelter Insurance is on top of his game. His phone number is (314) 961-3478. Best of luck with your investments!
0 votes Share Flag Mon Apr 2, 2012 Home Buying in Saint Louis
Monica Brewer…, Real Estate Pro in Saint Louis, MO
Monica Brewer, GRI answered:
Does anyone know a good renters insurance provider for the Saint Louis city area?
Try Stephen Kuhn at (314) 843-4443. He covers it all.
0 votes Share Flag Sat Jan 26, 2013 Rental Basics in Saint Louis
huelsingbroad, Home Buyer in Saint Louis, MO
huelsingbroad answered:
Has anymore gone thur the NACA program and if so what can you share about it?
SUCKED!!! the person i worked with was extremely slow in handling the paperwork. we jumped through their loopholes and still got nowhere. but if you have all the time in the world, a ... more
0 votes Share Flag Thu Nov 21, 2013 Financing in Saint Louis
Michael Been, Real Estate Pro in Saint Louis, MO
Michael Been answered:
My score is 570, my lease is up in Oct, I'm hoping to bring my score up to buy a house What are some things I can do to get approve b4 my lease
Get pre approved by your choice of lender asap or at least you can find out where you stand and what you need to do to get qualified. When your approved call me I'll help you find ... more
0 votes Share Flag Sun Jan 15, 2012 Home Buying in Saint Louis
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
My credit is below the standard, I'm looking to lease with the opt to buy, are there any agent that provide that service?
Finding rent to own properties is difficult in poor sales markets. These day sellers want to sell and move on and not be landlords with renters that might not be able to buy in a year o ... more
0 votes Share Flag Fri Jan 13, 2012 Financing in Saint Louis
Judy Bond, Real Estate Pro in 63033
Judy Bond answered:
Do my house title/deed and mortgage need to be changed to my married name before I sell it? My house is in my maiden name and we plan to sell soon.
The Title Company can do that at the time of closing. In the state of Missouri a spouse has ownership unless there is a prenuptial agreement. Best wishes. Judy Bond, Star Performers ... more
0 votes Share Flag Thu Dec 22, 2011 Home Selling in Saint Louis
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What kind of parking facilities are available? What are the condo fees?
Since no link is visible, either ask again, or directly contact the listing agent for any necessary information, or any local agent/realty office can also help, they all have access to ... more
0 votes Share Flag Sun Nov 27, 2011 In My Neighborhood in 63128
Colleen Lawl…, Real Estate Pro in Chesterfield, MO
Colleen Lawler answered:
Is there a Buyer's Agent willing to deal with a small investor?
Hi! I run a team and have an agent who is outstanding at working with folks like you. She will help you buy the right kind of properties that will make you money and help you avoid ba ... more
0 votes Share Flag Tue Nov 15, 2011 Home Buying in Saint Louis
Maria Morton, Real Estate Pro in 64113
Maria Morton answered:
Have anyone had a experience buying a home from NACA in Missoouri?
Yes, if you've had some obstacles in your life and are having trouble qualifying for a mortgage, NACA may be able to help. They will require you attend classes and pay them $50/mon ... more
0 votes Share Flag Wed Oct 26, 2011 Home Buying in Saint Louis
Molly Hay,SFR…, Real Estate Pro in Columbus, OH
Molly Hay,SFR,CDPE & CNHS answered:
Currently selling my home as a short sale. My husband is not on the loan or deed. Will the short sale affect his ability to get a mortgage soon?
If you husband isn't on your current mortgage than he would not be affect at all on your short sale. Did you ever refinance and add him to the mortgage? If not than he isn't ... more
0 votes Share Flag Thu May 23, 2013 Home Buying in 63129
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
203k general contractor recommendations?
Melanie the 2 best sources should be your buyer broker and your loan officer. Both should have contacts they have worked with before. At worst if your agent and your loan officer are in ... more
0 votes Share Flag Thu Oct 20, 2011 Home Buying in Saint Louis
Bob Waters, Real Estate Pro in 63005
Bob Waters answered:
Looking for 5 year arm on a 203k with a rate of 3.375 that BOA was offering but contractor bids delayed us and now BOA isn't doing these
You will find that lenders generally will have the same rates for the same types of loans regardless of who the name of the lender is. BOA has been a source of 203K money, but it is get ... more
0 votes Share Flag Thu Oct 20, 2011 Home Buying in Saint Louis
Margaret Has…, Real Estate Pro in 33618
Margaret Hassani answered:
is better to do a short sale,or a deed in lew?
It's better to do a short sale. Your bank will probably prefer you sell you property in a short sale so they don't have to carry it on their books. Click the link below to l ... more
0 votes Share Flag Sat Oct 15, 2011 Foreclosure in 63125
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
was late on mortgage payments by 3 months june, july, aug, since has caught up and now left with sept. can bank foreclose on home?
Bentley it depends if the bank accepted your payments, when you get 2 months behind they often demans everything that is past due including teh current month. i would call your bank and ... more
0 votes Share Flag Mon Oct 3, 2011 Foreclosure in 63125
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
i own a home and i want out of it. it's in a less desirable section 8 renter area if i walk away what happens to me with the bank and my credit?
Defaulting on a loan is what sends properties into foreclosure. There will be a foreclosure sale in which case they will auction off the house at the courthouse. Often the banks gets it ... more
0 votes Share Flag Tue Nov 1, 2011 Foreclosure in Saint Louis
David Chiles, Real Estate Pro in Los Angeles, CA
David Chiles answered:
Is there a way to know on this website if houses that were recently sold (in 63109) were foreclosures or short sales? Thanks, Tricia
Thanks for your question about figuring out whether or not a house is a foreclosure or not . A good agent has access to this information. I recommend contacting an agent. RealtyTrac ha ... more
0 votes Share Flag Sun Jan 13, 2013 Foreclosure in 63109
Bob Waters, Real Estate Pro in 63005
Bob Waters answered:
Is it a good idea to buy an investment home in 63139 as a rental property?
The 63139 area is one of the best areas of Saint Louis. This is a family friendly area, with good homes, schools and convenient shopping. Prices remain stable in most of this area and y ... more
0 votes Share Flag Wed Jan 9, 2013 Rental Basics in 63139
Mark Butler, Real Estate Pro in Saint Louis, MO
Mark Butler answered:
What are some of the more popular areas of St. Louis for young single professionals to live?
Susan,

The Central West End and Downtown are the most popular areas for young single professionals. I am 25 myself and many of my friends live in these areas. In the Central West End ... more
0 votes Share Flag Tue Jul 24, 2012 Home Buying in Saint Louis
Gary Geer, Real Estate Pro in Antioch, IL
Gary Geer answered:
Anyone have any recommendations for a realtor in St. Charles? What is typical commission in the area? We are debating using FSBO vs an agent. Advice?
Laura,
There are no set commissons. Contact a few agents in your area and ask them what they charge. This is a very tough market to sell your home yourself. You may actually sell your ... more
0 votes Share Flag Thu Dec 22, 2011 Home Selling in Saint Louis
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