Home Buying in Sacramento : Questions & Answers

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Francesca Pa…, Real Estate Pro in Monmouth County, NJ
Francesca Patrizio answered:
I would like to know can a person start to look for a home and purchase a home with little income. SSI and Umployment payments
tutu,

While I am not in California, from a NJ perspective it is possible, You would be better served speaked with a mortage speciailist. Give April Ranello a call at (773) 435-0979. ... more
0 votes Share Flag Thu Mar 15, 2012 Home Buying in Sacramento
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is Natomas Crossing a safe neighborhood? Any current/former resident feedback? We are looking to counteroffer on a house.
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamilia ... more
0 votes Share Flag Wed Jan 25, 2012 Home Buying in Sacramento
Suzanne MacD…, Real Estate Pro in Mount Arlington, NJ
Suzanne MacDowell answered:
95823, is this area safe?
There is a wonderful website, zipskinny.com, that will give you demographics. All you have to do is put in the zip code and you will get a wealth of information about the area. Give i ... more
0 votes Share Flag Sat Jan 21, 2012 Home Buying in Sacramento
Kevin Farrell, Real Estate Pro in Sacramento, CA
Kevin Farrell answered:
I am looking for a home in the Sacramento area with a back in-law or granny unit. How do I find these within all these listings?
Feel free to contact me through my website below and I can email them to you.
0 votes Share Flag Sat Jan 21, 2012 Home Buying in Sacramento
Kylee Roe, Real Estate Pro in Sacramento, CA
Kylee Roe answered:
I am looking for an agent or a broker in Sacramento?
Hi Alice,
You can visit my websites to learn more about me. I have helped buyers and sellers in the Sacramento market, am a successful Short Sale agent, and a Yahoo! and Zillow Real Es ... more
0 votes Share Flag Fri Jan 6, 2012 Home Buying in Sacramento
Alex Amaro, Real Estate Pro in Sacramento, CA
Alex Amaro answered:
I am looking for a house to buy and invest in Sacramento, can anyone give me some advice?
Personally I like East Sacramento. It is prime real estate in this area. (95819) Very nice area and close to downtown and college. However keep in mind that a solid investment is num ... more
0 votes Share Flag Tue Feb 19, 2013 Home Buying in Sacramento
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
Safe Sacramento Areas?
JD,

Actually, I'd recommend checking out Elk Grove. It's about 8 miles south of Sacramento and has all the features you listed. About half the city was built in 2004-2007 ... more
0 votes Share Flag Sat Jan 7, 2012 Home Buying in Sacramento
James Lyon, Real Estate Pro in Sacramento, CA
James Lyon answered:
Down payment and closing costs paid by seller?
We are definitely seeing some sellers agreeing to pay some or even all closing costs. Of course this varies seller to seller and how badly they need the home sold. You might need to be ... more
0 votes Share Flag Tue May 28, 2013 Home Buying in Sacramento
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub answered:
We are 70 days into our home purchase & our lender is stalling at underwriting, although we're approved. Seller wants to walk on Thurs. Any?
Without directly addressing your transaction -- because I am prohibited by the very nature of being a REALTOR® (they won't let us interfere in another's transaction and giv ... more
0 votes Share Flag Tue Dec 13, 2011 Home Buying in Sacramento
Joe Finnerty, Real Estate Pro in Bethlehem, PA
Joe Finnerty answered:
Seller wants to stay!!! what should I do?? please help!!!
There are always concerns with a post-settlement possession. Is the home seller going to maintain insurance on the property for the week or two. What guarantees do you have that the hom ... more
0 votes Share Flag Sun Dec 15, 2013 Home Buying in Sacramento
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
**I'm the buyer** What is a loan modification and can this be done on a home that's listed as a short sale?
Robin it is common for an owner to try for a loan modification to keep their house, most do pnic and list their house as a short sale to try and stay out foreclosure. If they get a loan ... more
0 votes Share Flag Wed Nov 30, 2011 Home Buying in Southern Pacific / Richards
Kylee Roe, Real Estate Pro in Sacramento, CA
Kylee Roe answered:
What is a loan modification and can this be done on a home that's listed as a short sale?
Different lenders or lien holders may define this differently, depending on what they are willing to do for you. Basically, a loan mod changes some of the terms of your loan--such as lo ... more
0 votes Share Flag Wed Nov 30, 2011 Home Buying in Southern Pacific / Richards
Sue Archer, Real Estate Pro in Sacramento, CA
Sue Archer answered:
how bad is this neighborhood to live in 95815?
There are websites to check out if you want to see local crime reports and another great resource is to ask neighbors of their feelings about a neighborhood. Visit the area at different ... more
0 votes Share Flag Wed Dec 14, 2011 Home Buying in Hagginswood
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
I have paid all my down payment sept. I was to get my keys in five days , till now I do not of the keys. property has smud lien, seller not respondi
Was the closing done with a settlement company or title attorney? If so, check with your Realtor and/or the settlement company.

Was the "closing" done privately, like at a ... more
0 votes Share Flag Wed Nov 2, 2011 Home Buying in 95823
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub answered:
Can we qualify for a FHA Loan? Can retired Co-signers help us qualify? HELP!!
You need to ask a mortgage broker to review your situation, but FHA guidelines are pretty lenient. Give Dan Tharp a ring at Comstock Mortgage, 916 257 1470.
0 votes Share Flag Fri Oct 18, 2013 Home Buying in 95834
Francine Gre…, Real Estate Pro in Sacramento, CA
Francine Gregory answered:
I have a 2 year old repo, unpaid. Want to buy my 1st home, my FICO is 700 and can put $5000 down. Work for the state for over 15 yrs. Can I get loan?
Hi Cynthia,

I suggest you consult with a good mortgage planner who will tell you just where you stand given your situation. There are some good ones here locally. I can also recomm ... more
0 votes Share Flag Sun Oct 23, 2011 Home Buying in Sacramento
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
lease 2 own 0ptions
There are variations of rent to own also known as lease purchase. The most common is a buyer gets prequailified for a mortgage, they need a year to save for a down payment and closing c ... more
0 votes Share Flag Mon Oct 17, 2011 Home Buying in 95820
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
can i qualify as a first time homeowner if i have been divorced for five years and have never owned a home in my name only?
A first time homebuyer is usually defined as someone who has not had an ownership interest in a home within the past 3 years - so if you are asking because you are trying to qualify for ... more
0 votes Share Flag Sun Oct 16, 2011 Home Buying in 95864
Lauryn Eadie…, Real Estate Pro in Reston, VA
Lauryn Eadie 703-898-4771 answered:
What safeguards against self-dealing? Bank's listing agent using shill to purchase undervalued property for quick resale?
Bete,

most banks these days actually have rules and addendums that both the listing agent, buyers and buyers agent have to sign stipulating the deal is an arms length transaction and ... more
0 votes Share Flag Sun Oct 16, 2011 Home Buying in Southern Pacific / Richards
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