Richmond : Questions & Answers

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Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
I am a home owner and I am ready to buy my first investment property. I want to flip it ( buy it fix it sell it). Who does loans that will allow me?
It all depends on your credit situation and income ratios. In most situations you are going to be required to put down a mininum of 20% down on your second property and have plenty of a ... more
0 votes Share Flag Sat Mar 2, 2013 Home Buying in Richmond
nwilsonhcps, Home Owner in Richmond, VA
nwilsonhcps answered:
Bellevue, Northern Barton Heights, Forest Hill, or ???
I live in bellevue and absolutely love it!. all of the homes have lots of charm and chracter and were built in the 30's. lots of local shops and resturants, my personal favorite resuran ... more
0 votes Share Flag Fri Jan 18, 2013 Home Buying in 23227
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
the property 1023 oakwood ave is being used as a illegal rooming house and the city went in there before and told the owner to change specifications
Broadcasting it here is not going to do anything. Call the zoning enforcement dept and tell them if you wish.
0 votes Share Flag Thu Dec 27, 2012 In My Neighborhood in Oakwood
Teresa Irish, Real Estate Pro in Virginia
Teresa Irish answered:
I'm told if my house doesn't appraise to the sales price, the buyer is not allowed to make up the difference in cash on a conventional loan. True?
It really does depend on the lender and the loan. Has the buyer considered changing lenders?
0 votes Share Flag Wed Dec 5, 2012 Home Buying in The Museum District
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
We are looking for a rental 3BR, 1 1/2-2 BA, in the 23228/23060 (Brookland/Hermitage) area. Any leads other than what is found on the site?
HI CBM,

Looks like you have lots of great options: http://www.trulia.com/for_rent/1p_baths/3p_beds/SINGLE-FAMILY_HOME_type/23060_zip/

Hope this gets your search started on the rig ... more
0 votes Share Flag Wed Dec 5, 2012 Rentals in Richmond
Pam Davis, Real Estate Pro in Richmond, VA
Pam Davis answered:
I plan to purchase a house. Would the lender require my husband's income and tax documents (we file separately) to approve me for a mortgage?
You really need to speak to a lender as soon as possible. There are many factors involved including credit score, employment, salary, etc. How taxes are filed doesn't really have a be ... more
0 votes Share Flag Thu Feb 20, 2014 Home Buying in Richmond
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
what kind of grants would I qualify for if purchased an older home than need major repairs?
Generally the best person to ask about grants is someone in your local area, however you could also consider a 203k loan, which is an FHA rehab loan, that would give you money for major ... more
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 23223
Brent Mendel…, Real Estate Pro in Bethesda, MD
Brent Mendelson answered:
Is it really an FHA requirement to have the actual tax transcripts? Or is this a lender requirement?
It's not FHA, it's Fannie and Freddie. It is a requirement of every bank and lender, don't switch now.
Ask the lender what can be done NOW? Call the IRS line and see how long? 800-829- ... more
0 votes Share Flag Wed Oct 31, 2012 Financing in Richmond
To Irate And…, Renter in 23228
To Irate Anderson asked:
If you want to know what address is in what school zone go to henrico.k12.va.us and look for the boundaries link. Input the street name and address to find the schools assigned to that address. BEWARE due to new school additions, and subsequent zone changes, some neighborhoods may have a split whereby some children attend one eleme...
0 votes Share Flag Wed Oct 31, 2012 Rentals in Richmond
Tondra Dixon, Real Estate Pro in Richmond, VA
Tondra Dixon answered:
I am trying to find Hard Money Lenders that does Rehab loans in the Fredericksburg, NVA areas. Anybody know of anyone that does this?
Hello Mr. Wright,

This response is late but if you don't have an answer, hopefully this website can be of good use.

Please visit: http://www.privatemoneylendingguide.com/borrower ... more
0 votes Share Flag Wed Dec 12, 2012 Financing in Richmond
Ellen & Doc…, Real Estate Pro in San Antonio, TX
Ellen & Doc Stephens answered:
Loan was submitted last week to usda for approval will I close in November as schedule
Whoa, good luck! USDA Loans can take 60 days or even longer to be approved. Make sure your lender is VERY pro-active and follows up every day. You may also consider extending the clo ... more
0 votes Share Flag Fri Nov 16, 2012 Home Buying in Richmond
Ann Mullikin, Real Estate Pro in Chesterfield, VA
Ann Mullikin answered:
Do I need to repay my First Time Home Buyers Tax Credit?
You might want to check with a tax professional, but after working with another client, I do think you might have to pay a portion or all of the grant money back if you do purchase anot ... more
0 votes Share Flag Fri Oct 26, 2012 Home Buying in Northern Barton Heights
Annette Holl…, Real Estate Pro in Richmond, VA
Annette Hollingsworth answered:
I am searching for a 1BR apartment in the Fan/Museum District or even Malvern Gardens area.. any advice or people I should be speaking to?
I work with rentals. You can go to www.longandfosterpm.com and see what is there. That is where we list all of our rentals.
0 votes Share Flag Mon Aug 12, 2013 For Rent in 23221
MaryAnne Bea…, Real Estate Pro in Powhatan, VA
MaryAnne Beaty answered:
Looking for comments and crime rates at Aden Park & Glenway Green Apts, zip code 23235.
There are multiple websites to find this information, the local law enforcement sites have these available also. Here is a great one: www.crimereports.com
0 votes Share Flag Tue Nov 6, 2012 In My Neighborhood in 23225
Mike Hogan, Real Estate Pro in Mechanicsville, VA
Mike Hogan answered:
Any opinions or details related to Hallmark Home Builders in Richmond, VA?
I can't speak to the past complaints about Hallmark- but I've been in several of their new homes and I have to say the homes are built extremely well. I've sold 3-4 of their homes over ... more
0 votes Share Flag Fri Mar 1, 2013 Home Buying in Richmond
David j Lydi…, Real Estate Pro in 23069
David j Lydiard answered:
are there any areas of the greater richmond that have sidewlks, just moved here and cant find a neighborhood with sidewalks. dont like that.
Welcome to RIchmond, Jeff! You've got to check out Bellevue in the Northside. Historic neighborhood, big trees, sidewalks, restaurants, shops, and real houses. I-95, I-64, and Powhit ... more
0 votes Share Flag Wed Oct 10, 2012 Home Buying in Richmond
Bruce Qualte…, Real Estate Pro in Warrenton, VA
Bruce Qualters answered:
How do I refi an owner financed condo to conventional mortgage so I can rent out property with less than 30% equity?
1. Would most likely need to document your mortgage history with cancelled checks.
2. As an investment property you would most likely need 20% equity to accomplish the refinance. Thou ... more
0 votes Share Flag Wed Sep 26, 2012 Financing in 23227
Veronica Tay…, Real Estate Pro in 23060
Veronica Taylor answered:
Are there any vandalism reports in darbytown meadows?
The best place to get this information is the police station, they also have a website
0 votes Share Flag Thu Oct 4, 2012 For Rent in 23231
Barbara K Th…, Real Estate Pro in Richmond, VA
Barbara K Thomas answered:
I went to an open house today to see 432 Battersea Ln, Richmond, VA 23223 and is a great house but I'm worried about the neighborhood? Is it safe?
Hi Karinny,

Welcome to Richmond!

The question of safety in a neighborhood is one of the hardest questions we receive as agents. Everyone has their own definition and idea of what ... more
0 votes Share Flag Wed Jan 29, 2014 In My Neighborhood in 23223
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