Rancho Cordova : Questions & Answers

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Randall Ortiz, Real Estate Pro in Carmichael, CA
Randall Ortiz answered:
what is the hoa on this home?
I just looked it up on MLS and it states there are No HOA fees for that one. I'm an agent in the Sacramento area. Contact me if you need assistance looking into it further. 916-529-3 ... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Rancho Cordova
Bcspabliss, Home Buyer in Rancho Cordova, CA
Bcspabliss answered:
Is it ethical for your agent who had 2 mo to ss your home, sold at auction and then became buyer's agent ( to his clients) on the home 2 weeks?
* I meant in question, home sold at auction and became buyer's agent to his clients on the home in less than two weeks from auction. They semi/flipped in one week and had open house th ... more
0 votes Share Flag Wed Apr 10, 2013 Foreclosure in Rancho Cordova
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
I am involved in a real estate transaction where the current seller has delinquent HOA fees.
Sounds like you're in a short sale transaction. There are so many variables that it's really next to impossible for anybody outside the transaction to provide any sound guidance. You ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Rancho Cordova
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
Can tenant walks away from a signed lease due to unacceptable noise from neighbor unit?
Of course they can walk away. Tomorrow, if they like. The burden of enforcement is on you, the landlord. Still, you have their key money, which you will not be obliged to return immedia ... more
0 votes Share Flag Sun Mar 17, 2013 Rentals in 95670
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
i have pulled my three credit scores and they are between 660-710 will i qualfy for a mortgage, i have been at my current job for 9 1/2 years
There are other things that play a factor in whether you qualify such as your income and how much debt you have. No one on a general website can tell you whether yes you qualify or not ... more
0 votes Share Flag Sat Feb 16, 2013 Home Buying in Rancho Cordova
Bcspabliss, Home Buyer in Rancho Cordova, CA
Bcspabliss answered:
Was in process of ss with buyer. Bank sold house at auction n broker changed locks that day with note on the door and still on title n no recording
Also lender didn't contact our agent to reject short sale offer. Looked up buyer Guardian Home Brokerage and horrible reviews and some thought they didn't disclose things that costs new ... more
0 votes Share Flag Tue Apr 16, 2013 Foreclosure in Rancho Cordova
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I have a house in Capital Village in Rancho Cordova. I have options to keep it for a couple of years or sell it now. What is the best choice? Thanks.
It will depend on your long term goals;
Also, on whether you can afford the Monthly Vig:
If you can afford it, and the Mortgage is about the same as you would pay for rent,
Why not j ... more
0 votes Share Flag Sun Feb 3, 2013 Market Conditions in Rancho Cordova
Joss Mcdaid, Real Estate Pro in Fair Oaks, CA
Joss Mcdaid answered:
Hi, I am looking to buy new construction, do you know experienced realtor?
Hello, and thank you for posing the quesiton. I have 11 years experience and have sold 12 homes in the Anatolia area of Rancho Cordova. I have knowledge of the Mello-Roos fees, HOA fee ... more
0 votes Share Flag Mon Dec 10, 2012 Home Buying in Anatolia Village
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
Why are there so many electric ranges and dryers, and not so many gas hook-ups? I'm looking to rent in Rancho Cordova, CA area with gas hook-ups.
Electric is cheaper, easier to install, less dangerous and simple for most people. That's why.
0 votes Share Flag Tue Sep 25, 2012 For Rent in Rancho Cordova
Lisa Rothfels, Real Estate Pro in Gold River, CA
Lisa Rothfels answered:
Is a condo a smart choice over an apartment?
A definate yes in the current housing market. Your mortgage payment, including taxes and insurance, will probably be less or equal to what you pay for rent in an apartment. Additional ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 95670
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
can i get a silent second on my fha loan i dont have a down what are the risks?
This is a question for your lender to determine affordability and what you'd need to bring in to obtain a mortgage. If you are a military veteran then a VA loan does not require a downp ... more
0 votes Share Flag Thu Jun 5, 2014 Home Buying in Rancho Cordova
Dianne Rechel, Real Estate Pro in Hartford, CT
Dianne Rechel answered:
How to deal with this sublet situation - to current tenant's dad?
Of course, you must check with a local real estate attorney.
How is current tenant's credit? Can you keep him on the lease, and add the other family members? Then they would all be ... more
0 votes Share Flag Wed Aug 8, 2012 Rentals in 95670
Patrick &…, Real Estate Pro in Sacramento, CA
Patrick & Tina answered:
My question is, how hard is it to purchase another home in Rancho Cordova while maintaining my home in NC.
You are right, your lender will want to know if you are purchasing the property for investment
or personal residence to know what type of loan product they will be able to offer you... ... more
0 votes Share Flag Mon Jan 14, 2013 Home Buying in 95670
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
I have charge off and unpaid credit cards on my credit report can i qualify for a home loan? I never had foreclosure or repos it's just credit
Credit is the key here!!! Your credit score is one of the most important factors in determining whether you can get a mortgage. Chances are, you will need to pay off your credit cards b ... more
0 votes Share Flag Sat Jun 2, 2012 Home Buying in 95670
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
My sister and I inherited a house with no mortgage. Both names are on the deed now. How do I buy her out of the home?
If you are living in the house you can get a FHA to pay your sister her share of the house. You can roll the closing costs into the mortgage if the DTI works out.
If it will be an inve ... more
0 votes Share Flag Tue Mar 20, 2012 Home Buying in 95670
Kenny Tan, Real Estate Pro in Diamond Bar, CA
Kenny Tan answered:
What eviction term should be specified in property management agreement?
There is more than one way to negotiate a property management agreement. It all depends how much you anticipate relying on the property manager to do things for you. There are property ... more
0 votes Share Flag Sat Jan 14, 2012 Rental Basics in 95670
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
I filed chapter 13 bankruptcy in aug 2009. I have done nothing to re-establish credit so my credit score is 596. great salary 25 yrs. can i qualify?
Normally I believe you have to have it discharged in order to qualify for a loan but I'll rely on the mortgage professionals to guide you in this confusing market.

Chris Stahl ... more
0 votes Share Flag Sun Oct 9, 2011 Home Buying in 95670
Patrick &…, Real Estate Pro in Sacramento, CA
Patrick & Tina answered:
How long do the people in Anatolia have to pay the melloros for?
The Anatolia area has several Mello Roos bonds and Community Financing Districts.
Typical bonds are 30 years, most in the area have aprx 25 years to go. The total
annual obligation c ... more
0 votes Share Flag Fri Jul 20, 2012 General Area in Anatolia
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Is it appropriate for the buyer (as opposed to the buyer's agent) to call the listing agent to check on the status?
I would not recommend it at all, ever! The problem is not the other agent, it is the bank. Real Estate Agents only get paid once the property closes, so, trust me, they are doing all ... more
0 votes Share Flag Fri Mar 16, 2012 Home Buying in 95670
Anna Boyd Re…, Real Estate Pro in El Dorado Hills, CA
Anna Boyd Re/Max answered:
Which newer (Less than 10 years old) Rancho Cordova communities do not have Mello Roos?
The Elliott Homes at Stonecreek south of Hwy 50 off Zinfandel do have Mello Roos, but they're less than
$50 a month rather than other areas that can run much higher.
0 votes Share Flag Wed Jun 8, 2011 Home Buying in Rancho Cordova
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