Home Buying in Portland : Questions & Answers

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Linda Heinri…, Real Estate Pro in Portland, OR
Linda Heinrichs answered:
how can i postpone a foreclosure to sell off assets to update arears on equity debt?
You should contact an attorney to help you, but at the very least contact your lender via phone and in writing to let them know what your plan is. If you need assistance with a short s ... more
0 votes Share Flag Wed Sep 12, 2012 Home Buying in 97206
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
puschase contract canceled agreed by both partys inspection contingencie not signed by both parties.broker demanding full comission from seller
Let them demand all they want. Have the number for an attorney available if you need it to sort through the details since we don't have any.
0 votes Share Flag Wed Sep 12, 2012 Home Buying in Portland
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
Im in ohio,I was not given a copy of my listing agreement or purchase offer dose this legally void everything
No you should have them as soon as possible but this does not void anything. Contact your Realtor® and ask for copies. You should have had a copy of your listing agreement when you s ... more
0 votes Share Flag Thu Sep 6, 2012 Home Buying in Portland
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I signed a contract to buy a condo. Inspector says there are areas within the condo that needs to be repaired.
That would depend upon who is doing the repairs:
If the SELLER is doing the repairs; they should be finished before the Close of Escrow, unless you have given permission to the contrar ... more
0 votes Share Flag Wed Sep 12, 2012 Home Buying in Portland
Anne Yoo, Real Estate Pro in Portland, OR
Anne Yoo answered:
Is simultaneous closing/back to back closing illegal in Oregon?
No, but it's sometimes hard to achieve because the two (or more) deals involved have to be approved and able to close at the same time; if mortgage lenders are involved, that can make t ... more
0 votes Share Flag Tue Sep 4, 2012 Home Buying in Portland
Ruth Velez, Real Estate Pro in 97068
Ruth Velez answered:
I am looking to buy a large amount of land or house with land within city limits
Hi, Austin:

I'd be happy to help you. Please contact me, and we'll go from there.

Best regards
0 votes Share Flag Tue Sep 11, 2012 Home Buying in Portland
Ruth Velez, Real Estate Pro in 97068
Ruth Velez answered:
How can a new investor hook up with a "seasoned" buyer's agent in wholesaling area?
Hi, Elisa:

Our agents work with many investors. If you would like to attend one of our investor workshops, please feel free to contact me. I'll be happy to provide further informat ... more
0 votes Share Flag Tue Sep 4, 2012 Home Buying in Portland
Melina Tomson, Real Estate Pro in Salem, OR
Melina Tomson answered:
My husband & I had a ch 7 discharged 3 yrs ago. Any tips on a mortgage lender?
You need 4 years for most lenders in order for them to sell it later. If you want to try and get a loan now, you will need to find a lender that holds their own loans rather than sells ... more
0 votes Share Flag Sat Sep 15, 2012 Home Buying in Portland
Aleem Mohamm…, Real Estate Pro in Addison, IL
Aleem Mohammed 630 999 8417 answered:
Replace the Oil Furnace with Gas...or let the buyer decide?
Bart,

In order to be proactive, I would probably get estimates to show the buyer what it would cost and help to educate them as to whether they want you to convert it, or leave it fo ... more
0 votes Share Flag Tue Nov 5, 2013 Home Buying in 97203
Melina Tomson, Real Estate Pro in Salem, OR
Melina Tomson answered:
Is it possible to convert an FHA loan into a "normal" fixed rate loan by paying off 20% or more of the principle?
We will need a mortgage broker to weigh in, but I think you have to pay the mortgage insurance for 5 years on an FHA loan before you can get rid of it. You can, of course, refinance in ... more
0 votes Share Flag Fri Aug 31, 2012 Home Buying in Portland
Eric Steindl…, Real Estate Pro in Portland, OR
Eric Steindler answered:
where are the LBGT neighborhoods in Portland,OR?
Realtors can't really answer that question- it would be discriminatory for us to have that conversation. Perhaps talk to people you know in the Portland LBGT community and they can poin ... more
0 votes Share Flag Sun Aug 12, 2012 Home Buying in Portland
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
I made offer only to see Trulia has this house appraised/suggested at $35000 less than offer. What do I do?
Hello Gerald,
Trulia is not the best authority when it comes to a property's value as they are not representing homes only in your area but throughout the country. They base their ... more
0 votes Share Flag Tue Aug 7, 2012 Home Buying in 97206
Voices Member,  in
Voices Member answered:
Moving to the NW!
Portland is a great city. I'm biased because I live here, but I believe it's the perfect size of city. It's urban, but not overly populated with mass traffic issues that Seattle has. ... more
0 votes Share Flag Mon Jul 23, 2012 Home Buying in Portland
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Our home is on your site as a rental and it is not for rent. We need it to be taken off NOW. How did it get on your site?
Hey Sam,

Please email us directly with the link and we would be happy to help you, customerservice@trulia.com

Is there anything else I can help you with?

Ali, Community Manager
0 votes Share Flag Wed Aug 1, 2012 Home Buying in Portland
Rodney Erick…, Real Estate Pro in Portland, OR
Rodney Erickson answered:
Our home is on your site as a rental and it is not for rent. We need it to be taken off NOW. How did it get on your site?
What's your address? I do not rent properties so I do not know how your home got on my website. I will look into when you send me your address.
0 votes Share Flag Thu Jul 19, 2012 Home Buying in Portland
Ruth Velez, Real Estate Pro in 97068
Ruth Velez answered:
I'm interested in a house that needs a RE-HAB loan. There's a second unit that has cracks in it.
Hi, Brooke:

Did you ever get an answer to your question?
0 votes Share Flag Sun Aug 19, 2012 Home Buying in Portland
Karla Divine, Real Estate Pro in Portland, OR
Karla Divine answered:
I'm interested in a house that needs a RE-HAB loan. There's a second unit that has cracks in it.
I am not sure what you mean by " a second unit that has a crack"....is this a house or a multi family property? FHA loans are particular about property condition, but I would not count ... more
0 votes Share Flag Tue Jul 3, 2012 Home Buying in Portland
Scott Ticknor, Real Estate Pro in Beaverton, OR
Scott Ticknor answered:
Do both the underwriter and the loan officer benefit from a deal that goes through?
An underwriter's job involves risk management and the task of approving or denying a loan file. A loan officer gets paid if the loan goes through.
0 votes Share Flag Sat Jun 30, 2012 Home Buying in Parkrose
Daniele Seld…, Real Estate Pro in Lancaster, PA
Daniele Seldomridge answered:
I need a creative way to get my down payment. Can afford the monthly payment, just no savings.?
Look into USDA financing options for your area. www.usda.gov
Contact me directly and I can recommend an agent in your area who has experience with this. With USDA financing you often d ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in Portland
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