Home Buying in Portland : Questions & Answers

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Jeffrey Camp…, Real Estate Pro in Pittston, ME
Jeffrey Campbell answered:
In a few years my husband and I are looking to move to the general area. What specific towns should we look at if we want a 4 bdrm with some privacy.?
shoot if you travel outside of Portland a little bit you can get a great deal for 500k... I just inspected a fantastic home in Bingham with over 100 acres and a guest house... it was ru ... more
0 votes Share Flag Mon Apr 8, 2013 Home Buying in Portland
Murphy Team, Real Estate Pro in 04101
Murphy Team answered:
Looking for commercial with living space. Want to set up small cafe/ bakery. Will be in area end feb.?
There are options for commercial/living space or you could choose to have separate spaces. Please give us a call for some specifics. I have one place in mind that is not on the market a ... more
0 votes Share Flag Mon Apr 8, 2013 Home Buying in Parkside
Maureen Zemr…, Real Estate Pro in Portland, ME
Maureen Zemrak answered:
In the market for building new
Hi Jamieson -

I would say, depending on your budget, you can definitely build in the greater Portland area. There are many parcels of land for sale, along with reputable builders wh ... more
0 votes Share Flag Mon Apr 8, 2013 Home Buying in 04103
Murphy Team, Real Estate Pro in 04101
Murphy Team answered:
Am interested in downtown Portland properties. What neighborhoods should be avoided or are desirable?
Mary,

That is a difficult question to answer since people move to Maine (and Portland specifically) because it is a safe place to live by most measurable standards. We show property ... more
0 votes Share Flag Fri Sep 6, 2013 Home Buying in Parkside
Maureen Zemr…, Real Estate Pro in Portland, ME
Maureen Zemrak answered:
houses on Harris ave 93 and 130 belfort ave have been on market for long time will they consider rent to own
Hello -

This answer all depends on the Seller's motivation to sell. Seller's alot of times cannot rent for what their mortgage cost is, so they end up taking a loss, plus are now lan ... more
0 votes Share Flag Fri Oct 26, 2012 Home Buying in Portland
Marie Sulliv…, Real Estate Pro in Westbrook, ME
Marie Sullivan answered:
What is most desirable section of Portland for young family, and how are schools?
Portland has several different neighborhoods, all with their own unique benefits. The most desirable would depend on what you are looking for. The 'North Deering' area is desirable wi ... more
0 votes Share Flag Fri Sep 14, 2012 Home Buying in Portland
Dina Skrabal…, Real Estate Pro in Portland, ME
Dina Skrabalak answered:
I am interested in renting to own in the West End area of Portland. I am looking for 1 bedroom condo, anything available?
I have a few listings in a great building on Pine Street (two 1-bdrs and one 2-bdr). I work the condo market quite a bit and I'm open to meeting up with you and sharing my thoughts ... more
0 votes Share Flag Mon Aug 6, 2012 Home Buying in West End
Ryan M.Rich, Real Estate Pro in Windham, ME
Ryan M.Rich answered:
Rent to Own..is there a market?
In this market you bet it does-there are some risks involved but if done correctly this can def. open up the property to more potential buyers. Send me an e-mail and we can chat further ... more
0 votes Share Flag Thu Jul 26, 2012 Home Buying in 04102
Doug Schauf, Real Estate Pro in Cape Elizabeth, ME
Doug Schauf answered:
I am looking for lot/land property in Portland or S. Portland for 50k or less to build a modern, most likely prefabricated 1800-2200 sq ft home.
Happy to help anyway I can... Call or email me anytime.

Doug
207-838-5593
Doug@makemaineyourhome.com
0 votes Share Flag Mon Apr 30, 2012 Home Buying in Portland
Paul Diou, Real Estate Pro in Portland, ME
Paul Diou answered:
I'm buying a 2unit through FHA firsttime homebuyers and 203k streamline for the repairs. Is the 3.5% down for the whole loan or just the sale
Hi there: I believe that you need 3.5% of the entire loan amount : not just the sales price. I would check with your lender to make sure but that is my understanding and I help my buy ... more
0 votes Share Flag Tue Feb 7, 2012 Home Buying in 04102
Charlene Ham…, Real Estate Pro in Brunswick, ME
Charlene Hamiwka answered:
I am trying to locate property in ME that fits at least 2 acres on lakefront lot or home up to 400K
I actually focus on this type of property, helping people who don't know exactly where they want to be, but know they want a particular type of home.. I have lived and worked all o ... more
0 votes Share Flag Tue Mar 19, 2013 Home Buying in Portland
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Is it time for me to buy a house?
Achomie,
You sound ready; based on your last line, "I really feel that I am ready..." and you know yourself better than I do, so I'll assume you're ready.
As fo ... more
0 votes Share Flag Thu Apr 21, 2011 Home Buying in 04103
Murphy Team, Real Estate Pro in 04101
Murphy Team answered:
I want to set up an appointment to see any unites at 45 Eastern Promenade in Portland on 02/26-27
We would be delighted to show this to you. What time would you like to see it?
0 votes Share Flag Tue Feb 22, 2011 Home Buying in Downtown
Rick Beal, Real Estate Pro in Portland, ME
Rick Beal answered:
Do I have to declare owner occupancy on a single family home? I intend to purchase one and rent it out but would like the low FHA financing. Any help?
Hello Aconway04,

I'm sure a loan officer will answer soon and they will know definitively, but it's my understanding that the down payment amount and interest rate are very ... more
0 votes Share Flag Mon Jan 17, 2011 Home Buying in Portland
Rick Beal, Real Estate Pro in Portland, ME
Rick Beal answered:
A friend is 10 years into a mortagage and owes 80000, whats the process of taking over her loan, in my name?
Hi Mainegoods, I'm sure a mortgage professional will answer soon, but you will need to read the mortgage (which can be found at the local Registry of Deeds) to make sure it's ... more
0 votes Share Flag Wed Oct 27, 2010 Home Buying in 04103
Rick Beal, Real Estate Pro in Portland, ME
Rick Beal answered:
how much are the taxes per year?
Hi Ros,

Do you have an MLS number or address?
0 votes Share Flag Thu Jun 3, 2010 Home Buying in Portland
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
is it normal for a selling agent to go to a buyers mortgage broker to see how much they qualify for if they think the offer was not high enough?
I am a listing / buyers agent, however in most instances no.

Pre-qualification letter been attached sale offer.

Mortgage broker who represents buyer can't disclose any inf ... more
0 votes Share Flag Sun Dec 6, 2009 Home Buying in Portland
Joan Braunsc…, Real Estate Pro in Morris County, NJ
Joan Braunschweiger answered:
What about a "short sale?"
Joe,
In a short sale, the lender makes an agreement wih the seller to accept less than what is owed on the mortgage.
This means that market price has fallen below what is owed.
As a ... more
0 votes Share Flag Thu Oct 22, 2009 Home Buying in 04103
Voices Member,  in
Voices Member answered:
Does the $8000 tax credit go towards condos as well?
Emily,

This link will tax you to the IRS site which explains the Tax Credit and has a Q&A section, plus you can view/download the Forms you will need to fill out to file.
http:/ ... more
0 votes Share Flag Thu Aug 27, 2009 Home Buying in 04101
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