Ponte Vedra Beach : Questions & Answers

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Danielle Sha…, Real Estate Pro in Cape Coral, FL
Danielle Sharp answered:
I am planning to buy a house in Ponte Vedra. I will be interested to talk to a "buyer agent" who willing to "refund a part of his/her commision".
Just curious....how would you feel about your boss asking you to work for a pay cut? It's essentially the same concept except you likely do not have business expenses/overhead.
0 votes Share Flag Wed Jun 19, 2013 Home Buying in 32082
Steve (888)…, Real Estate Pro in 33480
Steve (888) 662-4404 answered:
What percentage of short sales actually go through?
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Move on and stop chasing these Clown Car Full of Horrors Short Sales that don't close! All that time you were waiting on that property, the other homes have gone up in price!

... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Ponte Vedra Beach
John Bennett, Real Estate Pro in Leesburg, FL
John Bennett answered:
What is a better offer, cash for asking price or slightly over asking price with a 40-60% CTM?
Help me here; What is a CTM?
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Ponte Vedra Beach
Cyndi Markis, Real Estate Pro in Jacksonville Beach, FL
Cyndi Markis answered:
i need 75k to buy a condo in florida, can i get financed??
Yes and if you find one that is FHA approved you will only need to put down 3.5 %
You will need a mortgage broker or lender in Fl to work with
0 votes Share Flag Tue Jan 8, 2013 Financing in Ponte Vedra Beach
Jeff Metcalf,…, Real Estate Pro in Saint Augustine, FL
Jeff Metcalf, REALTOR® answered:
Wood rot and pest control company's failure to fully re-inspect... Now I am left with wood they documented as rotten the first time, but was
Hi Christy,

Have you already closed on the home? If not, are you still within your inspection contingency period? My advice is probably going to be to consult an attorney because R ... more
0 votes Share Flag Fri May 31, 2013 Foreclosure in Ponte Vedra Beach
Kim Sandberg, Real Estate Pro in Ponte Vedra Beach, FL
Kim Sandberg answered:
I will be buying a second home in PVB. How do I research property/homeowners insurance in advance. Estimate home value is 400k
There are a lot of good insurance agents in town who would be happy to give you a free quote. I would recommend Donna Brightway Insurance -- her email is donna@brightwayinsurance.com or ... more
0 votes Share Flag Wed Feb 13, 2013 Home Buying in Ponte Vedra Beach
Kim Sandberg, Real Estate Pro in Ponte Vedra Beach, FL
Kim Sandberg answered:
If a bank accepts an offer on a foreclosure after highest and best, but does not sign the contract, is it safe to assume it is executed?
I am no lawyer, but the short answer I've learned is NO. Until you have all bank signatures on all documents and addenda, the offer is still floating. I would wait until you have i ... more
0 votes Share Flag Sat Jun 2, 2012 Foreclosure in 32082
Justin Ruzic…, Real Estate Pro in 33913
Justin Ruzicka answered:
Are there any USDA lenders that are flexible with credit scores?
nymets010,
"you state you have perfect rental history and almost 12 months of car payment" this paints a picture of what might span 36 months or so...which is 1/10 the amou ... more
0 votes Share Flag Sat Aug 10, 2013 Financing in 32082
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
Are there any underwriters in who can "manually underwrite" a USDA home loan? I have low scores but good income and rental history.
Try getting a NACA mortgage. Have you Realtor sign you up so she can represent you. If you go to the NACA website yourself you will be required to work with a Realtor they chose so co ... more
0 votes Share Flag Sat Aug 10, 2013 Financing in 32082
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Are there any USDA home loan lenders that will use rent history to help credit score? I have low scores but a long, perfect rent history.
The only items that affect your credit score are items listed on your credit report and rent typically is not reported to your credit report. However many people have had success with ... more
0 votes Share Flag Mon Oct 29, 2012 Credit Score in 32082
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
How can i fix my credit fast? I am trying to buy a home and need to raise it ny 70 pts.
What is your loan officer suggesting...you can dispute any negatives, pay down debt, pay off old debt, keep credit cards below 50%, pay all bills on time, reduce your debt to income rat ... more
0 votes Share Flag Thu Jun 27, 2013 Credit Score in 32082
Trey Clark, Real Estate Pro in Ponte Vedra Beach, FL
Trey Clark answered:
What is the difference between passive and active marketing a home? What are some examples of both?
Depends on what you mean by passive Phillip.
0 votes Share Flag Mon Dec 23, 2013 Home Selling in 32082
Kathleen Flo…, Real Estate Pro in Ponte Vedra Beach, FL
Kathleen Floryan answered:
where can i get a usda loan in florida?
Many lenders can assist you with a USDA loan in Florida. The home has to match the criteria (rural) to be considered for the loan. Feel free to contact me and I will connect you with at ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in 32082
Cyndi Bell, Real Estate Pro in Cedar Park, TX
Cyndi Bell answered:
With the housing mkt in the current state, is there a rate one can ask off an asked price, within reason? Ex: 20 or 30%? HELP
You need to understand what is selling in the market you are interested in.

Is it possible to get a property 20 or 30% under list, you would need to discuss with a Realtor that speci ... more
0 votes Share Flag Sun Apr 8, 2012 Home Buying in Ponte Vedra Beach
Nancy H. Mas…, Real Estate Pro in Ponte Vedra Beach, FL
Nancy H. Massengill answered:
We will be listing a smaller home (2400 sq ft) in PVB and cannot decide which realty company to use. PV Club or Watson?
Maybe you want to consider a third company....one with not only a local reputation, but one that has a national company and relocation company as part of its qualifications. How about ... more
0 votes Share Flag Sat Apr 12, 2014 Home Selling in Ponte Vedra Beach
Holly Hayes, Real Estate Pro in Jacksonville, FL
Holly Hayes answered:
What development is 36 Alhambra Street in?
Seaview Park right off of Solana Rd. Pleae call if I can assist you in any way!

THanks,
Holly
0 votes Share Flag Thu Sep 9, 2010 In My Neighborhood in 32082
Sakita143@co…, Renter in Ponte Vedra Beach, FL
Sakita143@comcast answered:
I am rentling a hoouse which is in forclosire. What do I do?
I am rentling a hoouse which is in forclosire. What do I do?
0 votes Share Flag Thu Aug 23, 2012 Rentals in 32082
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
I am a tenant who was recently served forclosure notice. What do I do?
You may want to send a "response" to the lawsuit so it's on record that you are leasing. That way you should be able to stay until your lease expires--that is as long as ... more
0 votes Share Flag Fri Aug 6, 2010 Rentals in 32082
Nanette Will…, Real Estate Pro in Jacksonville Beach, FL
Nanette Williams answered:
Regarding 121 Roscoe Blvd for $899,000, how deep and wide is lot (water frontage)? Is their any commercial zoning around it?
This home sits on a 75' wide lot and most of these lots are 400' deep backing to Intracoastal. Deep water canal that travels to St. Augustine and Ocean. Below are more detai ... more
0 votes Share Flag Sat Jun 19, 2010 Home Buying in Ponte Vedra Beach
Kim Sandberg, Real Estate Pro in Ponte Vedra Beach, FL
Kim Sandberg answered:
are the only condos that are selling in Ponte Vedra foreclosures?
No but I would say a good percentage of them are distressed - foreclosure or short sale. Depends too on the state of the complex - conversions where investors bought big time in 2004-20 ... more
0 votes Share Flag Tue Apr 24, 2012 Market Conditions in Ponte Vedra Beach
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