If your credit score is in the mid 600's, you may be able to get a mortgage. Otherwise speak to a mortgage broker to see what you can do to repair your credit in order to qualify for a mortgage. Hope this helps!... more
Do some of your homework first before deciding on a neighborhood--visit a neighborhood several times and at different times of day to get a sense of â€œbelongingâ€. Check out area statistics; real estate professionals are prohibited from â€œsteeringâ€â€”enticing a buyer to purchase, or not, in specific neighborhoods; so, you should check out demographics on your own to assure your comfort level can be reached. Keep in mind, opinoins are just that and what may be good for one is not necessarily the case for another.
If you know you have to move, why aren't you packing-- anyway--what is your Realtor advising you to do--if you need a day or so to move it needs to be addressed before your closing--the buyers may want not allow it--consider--liability issues placed on the new owners, possible rent payment form you for your extra stay, and don't forget buyer will need additional insurance--again, if you know you have to move, start preparing so that at closing it's done.... more
Why, Prices are low, rates are great and if you are a first time home buyer you will be able to get $ 8,000. tax credit this year only, then if you find a fixer upper you may qualify for 203 k fha loan you can get up to $ 35,00O to make improvements on the house. Please make sure you understand the 203 k fha loan first make sure your lender understand it too, many lenders don't know how it works.... more