Home Buying in Pittsburgh : Questions & Answers

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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Hello. When estimating the value of a property, what in your opinion would be the added value in dollars for central air and an integral garage?(cont)
In order to determine a value, consider hiring a professional appraiser, or invite a few agents from different realty offices to see the property and ask for a CMA--comparative market a ... more
0 votes Share Flag Sat Dec 18, 2010 Home Buying in Pittsburgh
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
We are closing on our house in a couple weeks and my husband lost his job. HE has a new one already, but will we still get the loan???
Cpsimcic - the best person to ask is your mortgage broker....seriously, call him or her tomorrow

Good luck!
0 votes Share Flag Sat Dec 18, 2010 Home Buying in Pittsburgh
Dustin Hook, Real Estate Pro in Pittsburgh, PA
Dustin Hook answered:
Do I need a buyers agent? What are the benefits and the cost to me?
Hey Rachel,
It's highly recommended that you have representation as a buyer. If you call a listing agent of a particular property, one thing to keep in mind is that ... more
0 votes Share Flag Sun Dec 12, 2010 Home Buying in Pittsburgh
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
FHA and rental units
You need to be preapproved to start off with. You will need to know what the expected rent would be for the smaller apartment. We always assume you will be in the larger apartment.
Th ... more
0 votes Share Flag Tue Apr 26, 2011 Home Buying in Pittsburgh
Bill Hays, Real Estate Pro in Encinitas, CA
Bill Hays answered:
how do I know what to offer on an reo 2bedrooms, 1 bath in Pgh., Pa. Can't check out - utilities are off.
Investors frequently make offers on properties without the opportunity to go through the property. In short, you know what to offer because you have an agent who can show you similar pr ... more
0 votes Share Flag Mon Nov 29, 2010 Home Buying in Pittsburgh
Karen Frank, Real Estate Pro in Pittsburgh, PA
Karen Frank answered:
how may i get my hand money of $1,000 returned from Real estate office since the seller will not sign release papers allowing release of hand money?
Dear Burgh Homebuyer,
I'm sorry that you have found yourself in such an ugly situation. Sadly, the real estate broker is legally not permitted to release hand money without a si ... more
0 votes Share Flag Tue Nov 9, 2010 Home Buying in Pittsburgh
Terrence Cha…, Home Owner in Allentown, PA
Terrence Charest answered:
already own property just looking to putting a double wide modular home with a basement could you give me around about price for that
You need to get a hold of a local contractor for that question.
0 votes Share Flag Mon Oct 25, 2010 Home Buying in Pittsburgh
Monir Mamoun, Real Estate Pro in Morristown, NJ
Monir Mamoun answered:
I need to find an FHA loan expert who really knows how to handle "compensating factors" such as rental and/or lease income.
Wow, now that is extra information alright. I see you reposted this a couple times.

Actually, what you need is an accountant. S-Corps, rents, lease payments... your application of al ... more
0 votes Share Flag Mon Oct 25, 2010 Home Buying in Pittsburgh
MaryAnne Dor…, Real Estate Pro in Myrtle Beach, SC
MaryAnne Dorio answered:
what % "down" should your first bid on a house be?
That would depend on what the listing price is and what the market is in the area you are looking. If the seller priced the home to sell and it has been on the market a very short time, ... more
0 votes Share Flag Sat Oct 30, 2010 Home Buying in 15232
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
My credit score is 604. I've never been late or missed rent payments in the past. Any idea if I would qualify for a mortgage?
For an accurate answer consider visiting with any qualified loan officer(s), he she can best advise based on your overall financial picture--see if you do qualify, how much, and have yo ... more
0 votes Share Flag Sun Oct 3, 2010 Home Buying in Pittsburgh
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I purchased my first home April 9, in PA. There is an addition on the back of the home, which at the time of purchase I knew needed some repairs.
Your best course of action is to consult with an attorney who specializes in real estate, see exactly what options you may have, then go from there.
0 votes Share Flag Sun Oct 3, 2010 Home Buying in 15239
Stephen Mole, Real Estate Pro in Pittsburgh, PA
Stephen Mole answered:
I purchased my first home April 9, in PA. There is an addition on the back of the home, which at the time of purchase I knew needed some repairs.
I would definitely contact a lawyer on that one, see what they have to say. I can recommend one if you like, email me directly if you want.
0 votes Share Flag Tue Sep 7, 2010 Home Buying in 15239
Sarah Ervin…, Real Estate Pro in 76065
Sarah Ervin Padgett answered:
Seller did not disclose well collapsed long ago, neighbors state the sellers knew & had a 17' line put in as temp fix-now drinking lake
Wow...that sounds like a sticky situation! Sounds like you may have grounds to go after the seller but its always wise to weigh your options and what that route would cost you compared ... more
0 votes Share Flag Mon Aug 23, 2010 Home Buying in 15241
* Benny Smith…, Real Estate Pro in 15057
* Benny Smith ABR, GRI, SRES answered:
Are there any new home builders in Chester or Montgomery counties willing to do a lease purchase? Looking for 3bd/2bth up to $450K w/2yr lease
Builders are always looking for the bottom line. If you have cash and are confident you are going to buy in the future it is a good bet. If you put down 20% non refundable for a delayed ... more
0 votes Share Flag Sat Aug 21, 2010 Home Buying in Pittsburgh
Marcia Briner, Real Estate Pro in Pittsburgh, PA
Marcia Briner answered:
I accepted a counteroffer & now the bank (foreclosure) is insisting I finance w/ them to receive the 3%sellers assist they offered. Can they do?
Dear Jlee2718,
I would highly suggest seeking the opinion of a real estate attorney who specializes in foreclosures. Realtors cannot offer legal advice-it's the law.
Marcia Brine ... more
0 votes Share Flag Fri Aug 20, 2010 Home Buying in Pittsburgh
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I am qualified for up to $200,000 on a FHA loan. I live in PA and plan on asking for seller's assistance. I understand that in PA, the most that
It is 6% of your purchase price. You should make sure you have a buyer broker expereinced in fha loans, they can make sure the property will quailify for a fha loan and guide you throug ... more
0 votes Share Flag Tue Jun 29, 2010 Home Buying in Pittsburgh
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Credit/mortage question:
You may want to keep working on your finances, improving your score and paying debt off before considering any purchase. Currently FHA loans do require a minimum credit score of 620 and ... more
0 votes Share Flag Fri Jun 18, 2010 Home Buying in Pittsburgh
Cassie Brand…, Real Estate Pro in Pittsburgh, PA
Cassie Brandon answered:
We are looking at a foreclosure home selling for $44,900.
Is this home in mortgageable condition--not trashed and not needing work, and with functioning mechanical systems? If so, you should be able to get a regular FHA loan, since they have ... more
0 votes Share Flag Fri Jun 18, 2010 Home Buying in Pittsburgh
Chris Lefebv…, Real Estate Pro in Methuen, MA
Chris Lefebvre answered:
I have recently got pre-approvedfor a home loan and as of the begining of last week have been waiting to hear that we have got a mortgage commitment.
Tina, what is your lender or mortgage broker saying to you about the status of the loan? He or she is really the only one that can answer your question. There are so many requirements ... more
0 votes Share Flag Fri May 28, 2010 Home Buying in Pittsburgh
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