Credit Score in Pennsylvania : Questions & Answers

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Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
How do I have investment property removed from my personal credit report?
You probably don't!
But the Credit Companies are not working on Trulia; maybe you should be talking to them.
0 votes Share Flag Wed Sep 18, 2013 Credit Score in Philadelphia
Eric Axelson, Real Estate Pro in 19103
Eric Axelson answered:
I called a debt collector the other day to try to make a settlement with them. I offered them $50 of the $108 that i owe
They should be able to send you a fax. Did you know that what you just did may actually LOWER your score? By speaking with them and submitting a payment, that debt is shown as having &q ... more
0 votes Share Flag Tue Jan 22, 2013 Credit Score in 19020
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
is it usual for that i am a member of three different credit providers transunion, expedian and one that shows all three reports free credit score?
It's not unusual. There algorithms are different and produce different results.

Because of that, mortgage companies look at your middle score..
0 votes Share Flag Wed Sep 18, 2013 Credit Score in Philadelphia
Lisa Gerlach, Real Estate Pro in Hummelstown, PA
Lisa Gerlach answered:
I has my Chapter 13 dismissed in March, 2010. I wasn't able to complete the plan because I got lad off. However, my credit score is now about 705.
I do know that Susquehann can go as low as 580. Not sure why they would have preapproved you and then denied you. Did this just happen that you were denied? Did you have a realtor to ... more
0 votes Share Flag Thu Dec 20, 2012 Credit Score in 17104
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
how do I get my credit score?
It depends why and what information your looking for no all credit reports are the same if yo8u just want to check your cr5edit report you can ge5t a free one every year from each of th ... more
0 votes Share Flag Fri Nov 23, 2012 Credit Score in Philadelphia County
Voices Member,  in
Voices Member answered:
How can i remove a judgement from my credit report?
At Allied Credit Solutions we help people removed negative information, including judgments, all day long.

Call for a free consultation.

Allied Credit Solutions
800 901-81 ... more
0 votes Share Flag Mon Sep 16, 2013 Credit Score in Philadelphia County
Alex Reedy, Real Estate Pro in Lancaster, PA
Alex Reedy answered:
How many loans can I default on and still buy a house?
Zero. You need to show the ability manage your current bills before you take on more. Good Luck
0 votes Share Flag Tue Nov 13, 2012 Credit Score in Lancaster
Eric Getz- A…, Real Estate Pro in 17756
Eric Getz- Associate Broker answered:
My husband and I are currently looking at buying our first home. His credit is in the low 600's
I can't make any promises but I can get you in touch with the right people. Please feel free to contact me anytime on my Cell 570-971-5211.
Eric Getz
0 votes Share Flag Tue Oct 30, 2012 Credit Score in Williamsport
Susan Necham…, Real Estate Pro in 17356
Susan Nechamkin answered:
Our credit score is about 627. Are banks still providing FHA loans with 3.5% down with this score? We live in York, PA.
It depends on what bank you are dealing with, some Lenders will accept a 627 score. Give me a call if you need help with finding a Lender or viewing a property.
0 votes Share Flag Sat Aug 24, 2013 Credit Score in York
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
Civil judgement expiration
Hello Renter.

The civil judgment can be renewed by the filing party so it may re-appear. In this situation what I would normally do is re-pullk credit at the approriate time and do ... more
0 votes Share Flag Wed Aug 22, 2012 Credit Score in Pennsylvania
Justin Hagan,…, Real Estate Pro in 30082
Justin Hagan, GRI answered:
How do I prove that I am a victom of identity theft?
The fair credit reporting act allows you to dispute ant item on your credit report. Contact all three of the credit bureaus to dispute the derogratory items. Visit ... more
0 votes Share Flag Thu Oct 11, 2012 Credit Score in Wilkes-Barre Township
Voices Member,  in
Voices Member answered:
my credit is poor due to illness and divorce. I have a very good job. I need a, nice with 3 bdrm in bensalem please.. Any suggestions please?
Allied Credit Solutions can help repair your credit if you cannot get qualified for a loan. We offer a "true 100% money back guarantee, and our program is a MAXIMUM of 180 days. We are ... more
0 votes Share Flag Sat Jul 27, 2013 Credit Score in Philadelphia
Brittany, Home Buyer in Pittsburgh, PA
Brittany asked:
Credit Score Help?! Hi I was wondering if its possible to get a loan with a low credit score ( 609 )Im young still so it was hard for me to even get a car on my own which I was able to do a few months ago....
0 votes Share Flag Sat Jun 16, 2012 Credit Score in Waynesburg
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Can I get a decent mortgage rate without a FICO score? Please help!
I would contact Bank of America and ask them to report the account. Then I would suggest you contact a local mortgage banker. They may have some ideas how to get this counted. The ba ... more
0 votes Share Flag Mon Oct 14, 2013 Credit Score in Philadelphia
Ed McKeown, Real Estate Pro in 18372
Ed McKeown answered:
Need a loan? Middle score 612, yearly income $171,000.00. Was divorced 8 years ago filed bankruptcy and then it was dismissed. No late payments 2 year
I can help you. There are lenders that can do FHA Loans with 600. They are uncommon to get closed, very tough. Call me and I will help you get financing with a good lender. If he can't ... more
0 votes Share Flag Sat Apr 28, 2012 Credit Score in Stroudsburg
Doug Caye, Real Estate Pro in Wexford, PA
Doug Caye answered:
My fiance's score is 598 and mine is 543 are they too low to purchase a home?
The 598 will still qualify for some lenders the 543 will not. Your rates will be higher and your required down payment will also usually be higher than standard 3.5-5 % FHA or minimum ... more
0 votes Share Flag Sat Sep 13, 2014 Credit Score in Pittsburgh
Sheri Curci, Real Estate Pro in Philadelphia, PA
Sheri Curci answered:
Is an offer that $50k less thsn asking price good b/c home value is $30k-$40 < asking price and seller hasn't finished renovating.?
Hello Mijraneb, You should have your realtor research recent homes sale on distressed homes and compare them to recent home sales that are in normal condition.

Do you have a realtor ... more
0 votes Share Flag Fri Sep 28, 2012 Credit Score in Cobbs Creek
Freddy Solis, Real Estate Pro in Bristow, VA
Freddy Solis answered:
what kind of mortgage could i get with a credit score ranging from 565-605?
One that you will love and care for for many years. Banks will be lowering requirements for home loan qualifications in the near future, save some money and get ready to start house hun ... more
0 votes Share Flag Tue Jul 16, 2013 Credit Score in Philadelphia
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Whats an ideal credit score to purchase a home?
The better the score the better the rate; if looking at an FHA loan, most lenders prefer 640; visit with any licensed loan officer, for a personalized answer....
0 votes Share Flag Fri Jul 19, 2013 Credit Score in Philadelphia
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
Can I rent with good income but poor credit?
Hi there - just posted but my answer didn't seem to take - so I'll try again, excuse if a duplicate.

It sounds to me as though you have established a good payment record wi ... more
0 votes Share Flag Tue Jun 11, 2013 Credit Score in Philadelphia
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