Comparing to Rural PA, Los angeles area is a bit more expensive. It'll be difficult to find that size of a lot for that price. Check out www.homeseakers.com and enter your specific criteria. that will give you an idea to start with.
hope this helps... more
What are you pre-qualified up to? Here is what is available up to 300k to study. I included all number of bedrooms to give you an idea.
Click the following URL to see the Listings Paramount up to 300k:
The one at 75k is a short sale and may be in escrow by now. The one at 114k is a standard sale and only $600 down and 834PITI includes HOA and up @300k is only $1,500 down.
You may qualify for CHF Access half percent down payment program with a minimum 580 fico score which can also contribute towards your closing costs as well. Do you have down payment and closing costs saved? If not, this program will assist you to buy with low out of pocket expenses.
Qualify in minutes with a few dozen questions and get approved, I will email you an approval to go shopping for a home of your choice. Here is a flyer and needs list to gather for processing your loan approval.
CHF Access half percent down flyer, pdf
Sheryl Arndt, standard needs list checked, pdf
The best place to find a competent Realtor is to ask friends and family for a referal. It may be that your expectations are out of line with the market, but any decent Realtor should communicate that rather than just disapear.
What is your budget and do you have enough saved for the downpayment and closing costs? (about 5%+ of puchase price for an FHA?)... more
Find an area you would like to live in. Get you finances in order, know how much you can borrow and what you are comfortable paying. Check the internet to see what houses are selling for in the area you like, if they don't fit in your price, do more research. Be patient, it helps .... more
You have been sold a swamp in south florida as they say. in most cases the broker fee is the brokers commission, it does not affect your interest rate at all, especially on a fha loan were points and rates are set. anything added is to pad the brokers pocket. as well as a discount point means the broker is making less money off the interest rate so they are charging you the fee the bank would have paid them for giving you a highr rate. thats no discount... where you are so close to closing you really dont have time to shop around, but for everyone else, this is why you talk to more than 1 mortgage broker as how much they make is relative to how much they want to charge you. good luck raul... more