Home Buying in Orange County : Questions & Answers

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John DL Aren…, Real Estate Pro in Encinitas, CA
John DL Arendsen answered:
What are the monthly HOA dues and space rental on this property?
You really should start with the park manager of the park/communities you are interested in. You will have to fill out an application and be approved by them before you even make an off ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in Lake Forest
Lori Hanson, Real Estate Pro in 92656
Lori Hanson answered:
I've seen foreclosures listed on trulia... so LWV Realtors... can you tell us about how to check out any foreclosures?
Are familar with Laguna Woods and the requirements tk live there? I would be happy to answer any questions you might have about the properties that are currently available, just drop m ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in Laguna Woods
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
I want to sell & buy a new house. I do not have any downpayment until I sell the house. What is the best way to sell the house and buy the new house?
Hi Tracy,

Yes if you have only lived in the house for 6 months, you will have to pay a capital gains tax. Here is a little more info about this capital gains tax: http://taxes.about. ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Garden Grove
Glenn Gaspar, Real Estate Pro in Long Beach, CA
Glenn Gaspar answered:
Hi, are there any good investor friendly realtors in the fullerton area?
Hello Sean, your questions are being removed from Trulia for a reason. What exactly are you seeking and please be to the point. Thanks!
0 votes Share Flag Thu Apr 18, 2013 Home Buying in Fullerton
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
looking to have in-laws co-sign on a mortgage loan..do co-signers have to be living in prospective home or just in this case my wife and i??
Hi William,

No, co-signers do not have to occupy the subject property. FHA and Freddie Mac both allow non-occupant co-borrowers.

Best regards,

Elva A. Wormley
Mortgage Consult ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in 92840
Linda Lukas, Real Estate Pro in Orange County, CA
Linda Lukas answered:
Is termite damage and wood repair required for a home sale?
Hi

Required by whom? Prudent buyers require, underwriting guidelines may require in order for the buyer to obtain the loan......termite reports and work are negotiable. Termite re ... more
0 votes Share Flag Thu May 29, 2014 Home Buying in Santa Ana
Linda Lukas, Real Estate Pro in Orange County, CA
Linda Lukas answered:
how much would it cost to add another 1000 square feet to a home in yorba linda?
Hi
I recommend you find a licensed contractor to give you a bid....

Linda M. Lukas
LUKAS PROPERTIES
714-381-1723
0 votes Share Flag Mon Feb 18, 2013 Home Buying in Yorba Linda
Keith Jones, Real Estate Pro in Orange County, CA
Keith Jones answered:
Why are some homes for auction on this website, not seen on any other real estate websites?(like zillow, redfin, etc.0
Most Real Estate website show homes that are listed. This means that the seller has hired a real estate agent to list their home in the Multiple Listing Service (MLS). The Auction webs ... more
0 votes Share Flag Sun Feb 17, 2013 Home Buying in La Palma
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
Which bank I can get the pre-approve?
Hi Liang,

If you are a Chinese customer, you should be able to get pre-approved at a Chinese bank such as Cathay Bank. They often do not require credit for foreign customers with lar ... more
0 votes Share Flag Wed Mar 6, 2013 Home Buying in Irvine
Tim Kunze, Real Estate Pro in Huntington Beach, CA
Tim Kunze answered:
Is it possible for a buyer to refinance a mortgage if the buyer assumed a non-assumable mortgage?
Vic

If the loan was non-assumable, then how did you assume it? If you have not assumed it, only agreed to do so, then it is impossible for you to fulfill the agreement and the selle ... more
0 votes Share Flag Fri Aug 23, 2013 Home Buying in 92626
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Using my income on my husband's mortgage applcation?
I'm afraid not. If you want to use your income, then your credit score is counted...Hope you clean up your credit soon! There is something called rapid re-score which should help get yo ... more
0 votes Share Flag Fri Feb 15, 2013 Home Buying in 92782
Lori Hanson, Real Estate Pro in 92656
Lori Hanson answered:
My lender is holding up my loan for proof of a divorce for a marriage that ended 25 years ago. Can they deny me because I cannot produce this?
if they are saying it is a condition of the loan then I guess they can do it. Consult another lender to see if they can get your loan done. Good luck.
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Brea
Leopoldo Tor…, Real Estate Pro in Rancho Cucamonga, CA
Leopoldo Torres answered:
buying a property after a foreclosed
After 3 years of foreclosure you can buy a property with an FHA Loan, with a 3.5% down payment.
0 votes Share Flag Thu Feb 14, 2013 Home Buying in Santa Ana
Julie Rice T…, Real Estate Pro in San Mateo, CA
Julie Rice Thall answered:
I went to a mortgage broker I had used twice before. This time for a Cash-Out REFI. After supplying all fo the requested documentation.
It is unfortunate that your mortgage broker got a bit ahead of himself with your loan conditions. However, as you can imagine, it is highly unusual for someone to have not filed their ... more
0 votes Share Flag Tue Oct 1, 2013 Home Buying in 92805
Joe Van Foss…, Real Estate Pro in Yorba Linda, CA
Joe Van Fossen answered:
Recommended Laguna Beach realtors?
My guess is you'll probably receive a few dozen answers here from mostly Realtors. I might as well throw my hat into the ring on this one. A guy can dream! ;)

Best,

Joe Van Fossen ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in Laguna Beach
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Switching Buyer Agents
If the listing agent and the agent you dealt with are in the same office then that is a Dual Agent situation and you get less representation than if you have your own Buyers Agent. I do ... more
0 votes Share Flag Sun Mar 10, 2013 Home Buying in Orange
Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
If you are a buyer looking in Laguna Niguel & Dana Point what is your biggest frustration? Is it low inventory, pricing, or distressed sales process?
In my opinion, low inventory continues to be buyer's biggest frustration.
0 votes Share Flag Tue Sep 24, 2013 Home Buying in 92677
Jon95, Real Estate Pro in Sierra Madre, CA
Jon95 answered:
can you tell me what the space rent is in this park?
The space rent is $1200 per month but it is currently sale pending.
0 votes Share Flag Sat Feb 9, 2013 Home Buying in Laguna Hills
Marlene Pres…, Real Estate Pro in Anaheim Hlls, Anaheim,...
Marlene Prescott answered:
how do I find out the sold price for the first quater of 2012 in East Lake Village area?
I will be happy to figure this out for you. I do periodic Yorba Linda reports for Realty Times and I may already have a lot of this info.

Do you have a specific neighborhood or ... more
0 votes Share Flag Tue May 21, 2013 Home Buying in Yorba Linda
Lori Hanson, Real Estate Pro in 92656
Lori Hanson answered:
is there a type of association fee or land fee for this area?
HOA is $312 a month. There are multiple offers on this property at this time and it would probably take an all cash offer over asking price to win the property. If you would like more ... more
0 votes Share Flag Wed Feb 6, 2013 Home Buying in Santa Ana
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