I think there are a few options for you so that you can refubish this home. If you would call Angela Spicer, Howard Hanna Mortgage at 330-896-5225 and ask for her, she will be able to answer your questions about this.
Howard Hanna Real Estate
First, here's a shortcut, but it doesn''t always work:
Do an address search on areis, then click the "data" tab, sometimes you'll find the lender's name under "bank", but unless the county has a reason to be in touch with the bank, it might not show there. They put it in the "bank" field for their own reasons and convenience.
The right way to do it is to search the recorder's office site. You can search by owner name (if you don't have the owner name, search the address first on aries), You sould be able to see the name of the mortgage company(s) for any property that person has.
If he has multiple properties, or has had more than on mortgage on the property, it may be a little tricky, but you should be able to figure it out by following the document dates.
However, you won't be able to view the documents without a password from the recorder's office.
It's not difficult to get a password, but if you're only going to look into one or two houses, you might want to just go to the recorder's office in the One Government Center building, I think it's on the 7th floor, but the guy at the information desk can tell you for sure.
Just tell them what you are looking for and they will help you find it, but bring the owner's name with you to their office.
Hope that helps.... more
I did not see anything for rent in the MLS, but there are some homes/apts available on Craigslist.
Hope this helps, good luck to you!... more
Unfortunately, there is no set timetable for getting responses from banks. They have their plates very full right now with the flood of foreclosures and short sales. My experience is that you will be lucky to have a response within a few weeks. I would expect it to take longer than that. Sometimes it can take months to get a response, so you need to be willing to be patient. I definitely would put a time limit on the offer, otherwise the bank could try to hold you to the contract (unlikely, but possible). Do you know what homes/foreclosures are going for in that area? It is always a good idea to do some homework before putting in an offer on a home. Do you have the paperwork for putting an offer together? I would be glad to assist you if you are not already working with an agent. If you are, they should be able to guide you and give advice. Having representation is very important to make sure that your interests are being looked out for. Feel free to contact me directly if you have more questions. I hope your Easter has been enjoyable!... more
There are some tax incentives for you to look into. First, if you are a first time home buyer, you are eligible for a federal tax credit equal to 10% of the purchase price of the home (max. $8,000, some restrictions apply). There are tax credits for making energy efficient upgrades to homes, look at http://www.energytaxincentives.org/consumers/ for more info. I don't know that you'll be able to get any tax credits with regards to the historical nature of the home, but check http://www.preservationnation.org/issues/rehabilitation-tax-credits/ and http://www.nps.gov/hps/tps/tax/incentives/index.htm for more info. I hope that helps to start answering your questions!... more
Are you thinking about putting it up with an agent? I can certainly refer you to a gal that I know in the area who is fantastic. Email your name and info to: email@example.com or call me and we can go from there.... more