You can't go wrong with either one! I live in Northborough with my husband and two school-aged children. They enjoy the same educational experience as South borough as we have a regional school district....which was rated #8 in the state last year!
You might get a little more bang for your buck in Northborough!
I am glad to answer any further questions you may have!
You want to sell the home, and the information you provided the agent is as you state a response to the buyers offer (so yes it is legal). He should of said to you, I'm going to forward your email or your response to the buyer, at which point you could of said ok or no.
I believe it is in your best interest, it is not mis-stating any facts, unless there is confidential information that you did not want to share (which is not legal). He could convey it verbally as well, but something may get lost in the translation and by email you have a paper trail.... more
Get a second opinion, and get it from someone local. I am not a big fan of online mortgage professionals. Buying a home is probably the biggest purchase you will make in your life. I don't know about you, but I'd like to be able to walk in to the office of my loa officer and shake their hand.
I always advise my clients to shop around for a mortgage. You want to know what the interest rate will be, approximately, what fees you will be asked to pay, are there any 'points' (ask them to explain that to you as well) and what your monthly payment will be and whether those payments will ever increase. You should receive a 'Truth in Lending" statement. Put the three estimates side by side and choose the one that is best, over all, for you.
I also recommend talking to local, mortgage bankers. I do not mean big banks, but small, local companies that specialize in writing mortgages. If you don't know any local mortgage bankers, contact a realtor and ask to be referred. Realtors are here to help people like you purchase homes. They will know who is easiest to deal with, who has the best rates and who can get the job done. They will be happy to help you find a lender in hopes that, if you do qualify, you will allow the to help you find the home of your dreams.
Having said that, USDA loans are zero money down and your credit scores are pretty good. The amount you may qualify for is based on your income and debt to income ratio. So, yes it does sound as if you could qualify for the loan.... more
The Seller's Agent trying to get the Appraisal higher; would be to your benefit!
It used to be that no one discussed the terms with the Appraiser,
now, the Appraiser knows the Buying price so that they can cover the Lender's derier.
There is nothing wrong with the Agents talking to the Appraiser; I have to open up the house for the Appraiser when he/she comes, and I have been know to talk.... more
There is one house currently on the market for $750,000, There is one under agreement and one just sold on March 12th. If you are interested in a showing of the home that is currently for sale, please contact me.
Barbara Van Slett... more
I live in Northborough but would move to Shrewsbury in a heartbeat if my family were not so well-connected to Northborough. Both towns offer excellent schools, warm sense of community and a plethora of activities for "kids" of all ages. You can't go wrong either way!... more
We are expected to maintain a period of confidentiality during the Escrow:
Basically, that cloud is lifted after the Escrow Closes, because 30 days later, almost everything is there for anyone to read thanks to the County Recorder's Office.
You might complain to that Agent's Broker, because that would be a little indescreet, but not illegal.
We often have people ask us what someone owes on a house that is in foreclosure: THAT is personal and nobody's business. But almost everything else is in the public record.
Good luck and may God bless... more
That really depends. If it with regard to a sale in, it could be that they have accepted an Offer, signed P&S and are just waiting to Close. Or they've accepted an Offer, but P&S isn't signed yet.... more
Consider contacting a few local roofing companies and ask for free estimates, then choose the expert that best suits your needs...you can also check out local merchants through the Chamber of Commerce and ask for neighbor recommendations. If a neighbor is contemplating doing roof work, you might work out a package deal to save you both money.
It just means the home was originally build in a different location. When I-495 was constructed, someone moved the house to its current location. Usually the exterior of the home is removed before it is moved and then at the new location, the home gets a new exterior and foundation.... more
What you propose may not be legal.
The lender needs to be aware of the car and the first years association fees, and the first years taxes. Those would be considered interested Party Contributions and the loan amount and loan to value would need to be adjusted down based on the amounts of those contributions. If you do not disclose those items to the lender then it is illegal.... more
I believe that you might need a "portfolio" loan, that is a loan that the lender does not sell on the secondary market. I would suggest that you call a good loan rep and ask if they do Portfolio loans and then go from there. One suggestion would be to call Paul Winquist who is a Certified Mortgage Planning Specialist at 781-258-2600 (cell) or send him an email at Winquist.Paul@gmail.com. I hope this information can help you in some way.... more
Of course, I don't know all of the circumstances of this incident, but If I were you, I would call that agent's employing Broker at the office, explain how the signatures were obtained and request that your parents be allowed out of the contract immediately.... more