Home Insurance in New York : Questions & Answers

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Mitchell Hall, Real Estate Pro in New York, NY
Mitchell Hall answered:
Re: a co-op bldg in NYC, a toilet backed up & flooded the unit below. The unit causing the damage - no insurance. Is the co-op insurance?
The coop has a master policy. It may or may not cover individual units and /or damages that unit causes in other units. It depends on the cause of the backed up toilet.

Is it the co ... more
0 votes Share Flag Fri Jan 21, 2011 Home Insurance in 10025
Mitchell Fel…, Real Estate Pro in 11229
Mitchell Feldman answered:
How do you determine (calculate) replacement value for a 2 unit townhouse in Park Slope?
Dear Xxxx:

The appraised value is an estimate of how much a buyer would be willing to pay for the house in todays market. This is different than the replacement value which is how mu ... more
0 votes Share Flag Fri Jan 14, 2011 Home Insurance in Brooklyn
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
has any bids been made towards this property
No property address is listed best have your Buyers Agent contact the listing agent direct

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael ... more
0 votes Share Flag Tue Dec 21, 2010 Home Insurance in 14901
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I just bought a sponsor unit coops apt. Unfortunately i just got a call from a aparment below that his bathroom ciling is leaking. what should i do?
Is there a super in the building, if so contact him/her and see if the source of the leak can be located--if not, ask a board member for the procedure
0 votes Share Flag Fri Sep 10, 2010 Home Insurance in 11372
Deborah Madey, Real Estate Pro in Red Bank, NJ
Deborah Madey answered:
Home Warranties-Which one??
As a Realtor, I have personally used and sold to my clients AHS. While we have encountered a few hiccups along the way, issues were resolved. I have seen many claims successfully ... more
0 votes Share Flag Fri Jun 25, 2010 Home Insurance in 12801
Kent Gagon, Real Estate Pro in Tempe, AZ
Kent Gagon answered:
how much will home insurence cost in north tonawonda new york?
Brandin,
Home owners insurance cost depends on many things you should contact your local insurance agent to get a quote if you have a home in mind they may be able to give you a quick ... more
0 votes Share Flag Tue Jun 8, 2010 Home Insurance in North Tonawanda
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
looking to rent to own in dansville ny
Since no local answers yet--any agent can help you--conatact any realty office(s) and inquire or contact any local Trulia contributor(s) directly and ask.
0 votes Share Flag Tue Sep 21, 2010 Home Insurance in Dansville
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Home owner's insurance
For an accurate answer, you need to contact a few insurance agencies and get some quotes--then choose the package that best suits your needs.
0 votes Share Flag Thu Apr 22, 2010 Home Insurance in Yorktown Heights
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
Water problems from latest floods? has home insurance covered any of the costs for damage or repair?
Home owners insurance does NOT cover flooding. You need FLOOD insurance for that.

Check with your insurance agent, but I will give you a 99% guarantee that flooding (unless somethin ... more
0 votes Share Flag Wed Apr 6, 2011 Home Insurance in 10956
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
i am looking for information onth the prperty at 37 lyndale drive rochester ny 14624. Is this house on the market yet? It was foreclosed on? If it
Any local agent can help you with any information needed, showings, etc.--call any realty office(s) and inquire or contact any local Trulia contributor(s) directly and ask.
0 votes Share Flag Sat Apr 3, 2010 Home Insurance in Rochester
Nick Rafello,…, Real Estate Pro in New York, NY
Nick Rafello, V.P. answered:
Hello all, i own a coop apartment. Im looking to get rid of my property home owners insurance that i am paying for every month. in case of a fire or
The building has it's own insurance to cover the building, not your apartment per se'. You need insurance to protect you.
0 votes Share Flag Wed Feb 10, 2010 Home Insurance in New York
Jerry A Lore…, Real Estate Pro in Strongsville, OH
Jerry A Lorenz answered:
How much should I expect to pay per year on home owners insurance for a house w/ a market value of 850k? Thanks.
Mary

There are so many different variable in insurance I would just call a few different insurance agency’s and get quotes. Or just Google insurance quotes online.

Jerry ... more
0 votes Share Flag Fri Jan 22, 2010 Home Insurance in Pelham
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I am looking for a good Home insurance plan for a brownstone building in Harlem
Contact a few insurance companies, compare their products and choose the one that suits your needs best.
0 votes Share Flag Mon Feb 25, 2013 Home Insurance in New York
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
How long does it take to purchase and get proof of homeowner's insurance?
It depends on the company. Most companies want some form of inspection and that is usually the hold up. If the agent is nearby they will try to inspect the property quickly to get the p ... more
0 votes Share Flag Wed Nov 11, 2009 Home Insurance in 11418
Tom McGiveron, Real Estate Pro in Patchogue, NY
Tom McGiveron answered:
Does standard homeowner's insurance or other type of insurance cover a structural failure of a home?
Jph -

Ask your insurance company. how old is the home?
0 votes Share Flag Fri Sep 18, 2009 Home Insurance in 11418
Herman, Other/Just Looking in Long Island City, NY
Herman answered:
I am looking to switch my home insurance company.
Well, obviously I don't know any details of your home, but look into Pure Insurance, they specialize in coastal homes so they would have strong flood and wind coverage. They write ... more
0 votes Share Flag Fri Aug 21, 2009 Home Insurance in New York
Lukasz Wojtu…, Real Estate Pro in Fairview, NJ
Lukasz Wojtuszkiewicz answered:
What is HOA dues in the state of NY?
They are building/complex specific and vary greatly by what's included, etc. The state has nothing to do with HOA. If you have a particular building in mind you should check with an age ... more
0 votes Share Flag Wed Jun 10, 2009 Home Insurance in Bronx
Liz Stevens, Real Estate Pro in Berkeley, CA
Liz Stevens answered:
When you are insuring your home. How do you calculate the replacement value, and should your insurance co.?
the insurer will insure the structure and even furniture and personal items inside the house, but not the land. the thinking is that the land will survive any fire or flood (this one i ... more
0 votes Share Flag Sun Jun 28, 2009 Home Insurance in Albany
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