It may depend on the type of mortgage you get. You can get correct answers from your lender. If you haven't chosen a lender yet, I can recommend:
Kristine Bredeau, HomeBanc www.KristineBredeau.com
Carol Chase, HomeBanc firstname.lastname@example.org
For Homeowners Insurance, contact your car insurer to see if they write policies in NPR or contact AAA (Auto Club) and get a combined quote adding your cars to AAA Insurance.
All the best,
Alma Rose Kee
Future Home Realty