Foreclosure in New Jersey : Questions & Answers

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Laura Gianno…, Real Estate Pro in New Jersey
Laura Giannotta answered:
When my lender approached the attorneys for HOA for a statement of my account, they refused unless they are paid a $5000 "in good faith" fee.?
I would suggest having your attorney contact the HOA.
0 votes Share Flag Wed Apr 10, 2013 Foreclosure in New Jersey
Gina Chirico, Real Estate Pro in Fairfield, NJ
Gina Chirico answered:
Will forclosure affect my future wife's credit?
If she is not on the mortgage or deed of the house being foreclosed on then no her credit will not be affected by the foreclosure. She is not responsible for paying the mortgage.
0 votes Share Flag Mon Apr 1, 2013 Foreclosure in New Jersey
Eric Axelson, Real Estate Pro in 19103
Eric Axelson answered:
How to submit and get Wells Fargo to take Deed in Lieu?
Hi Patricia, first let me say that I am sorry for your loss. Why did the bank deny the short sale? Did they say you weren't a candidate because you made too much? Meaning, did they ... more
0 votes Share Flag Sat Mar 30, 2013 Foreclosure in 08046
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Im in foreclosure due to reverse mortgage, should I keep paying the property taxes?
Consider consulting with an attorney who specializes in real estate; most professionals do offer a free consultation; or contact your local Legal Aid Society for a pro bono attorney, fr ... more
0 votes Share Flag Fri May 9, 2014 Foreclosure in 08005
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
When my house goes into foeclosure, am I responsible for taxes, etc.?
Once the foreclosure is complete--once the deed is transferred to the lender or someone else--you are no longer the owner and no longer responsible for taxes, etc. Until that point, how ... more
0 votes Share Flag Mon Mar 25, 2013 Foreclosure in New Jersey
Ed Beck, Real Estate Pro in Boonton Township, NJ
Ed Beck answered:
When my home in NJ has been foreclosed, am I responsible for any taxes associated with the property?
I would speak to your tax attorney about any taxes associated with the property. As I'm sure you know, once the sheriff's sale takes place, the property is conveyed to new ownership. ... more
0 votes Share Flag Sat Mar 23, 2013 Foreclosure in New Jersey
Deborah Madey, Real Estate Pro in Red Bank, NJ
Deborah Madey answered:
$50,000 Mortgage foreclosure on a $300,000 home... HELP!!
I am not able to tell you if you would qualify for a reverse mortgage, but I can refer you to

Darryn Murdoch
Reverse Mortgage Consultant
Mobile: 732-977-3233
Fax: 732-807-7281
... more
0 votes Share Flag Wed Mar 20, 2013 Foreclosure in New Jersey
Deborah Madey, Real Estate Pro in Red Bank, NJ
Deborah Madey answered:
I need more information about this home?
This property is not actively listed for sale in the MLS. While there is a legal action pending on this property, it does not mean that the property owners are interested in selling. ... more
0 votes Share Flag Sun Mar 17, 2013 Foreclosure in Millstone Township
Diane Maxon, Real Estate Pro in Jersey City, NJ
Diane Maxon answered:
Please give me the names and emails for agents working with short sales and foreclosures in 07307 JC.
Hello Adel - Any agent licensed in NJ can help you with this. Please contact me and we can discuss what you are looking for.
0 votes Share Flag Wed Mar 13, 2013 Foreclosure in 07307
Brian Diehl, Real Estate Pro in New Jersey
Brian Diehl answered:
Mortgage after foreclosure
You should contact a mortgage professional. You can contact Frank Gatto on his cell phone at 201-650-2763 or email him at fgatto@HomeCapitalNetwork.com. Frank is an experienced mortga ... more
0 votes Share Flag Wed Apr 9, 2014 Foreclosure in Montclair
Ed Beck, Real Estate Pro in Boonton Township, NJ
Ed Beck answered:
Reasons for Cancelled home eviction in NJ?
The banks have pretty much everything on hold in NJ as far as foreclosures go. Sheriff's sales, evictions, and even putting vacant foreclosures on the market. There has been a 'legal ... more
0 votes Share Flag Thu Feb 21, 2013 Foreclosure in Newark
Hader Rivas, Real Estate Pro in 08225
Hader Rivas answered:
Hi, I filed a chapter 7 in May of 2011. Included was a large mortgage ($1.8m). I'm wondering how much longer I have.
Hello Ethan,

Call Chase and ask if there is a foreclosure date scheduled. If there isn't one then you may still have several months. New Jersey still has a huge back-log on foreclo ... more
0 votes Share Flag Tue Feb 5, 2013 Foreclosure in Galloway
Minna Reid, Real Estate Pro in 06107
Minna Reid answered:
Options for vacant property
If you are upside down in the home - a short sale would be another option.
0 votes Share Flag Sat Feb 9, 2013 Foreclosure in 08525
Ed Beck, Real Estate Pro in Boonton Township, NJ
Ed Beck answered:
how tcan i get in touch with the bank that owns specific property?
Are you looking to purchase it from the bank? Unfortunately, if it's not listed for sale with a broker, then it's not for sale. Once a foreclosure takes place, the bank will first rem ... more
0 votes Share Flag Thu Jan 31, 2013 Foreclosure in Irvington
Terry Farnsw…, Real Estate Pro in Crystal Lake, IL
Terry Farnsworth answered:
How to keep my home and stop foreclosure without interupted his credit ?
Hi Faria,

I'm unclear as to what your question is. Can you clarify?

Typically to "stop" a foreclosure from happening, you'd need to do one of the following:

1. Pay your mortg ... more
0 votes Share Flag Tue Feb 19, 2013 Foreclosure in Hewitt
Larry Sarlo…, Real Estate Pro in Camden County, NJ
Larry Sarlo 609-868-1171 answered:
Hello, I need your insight Please: Equity in the house $40k ( owes 1st mortgage 140k since 2011 , 2nd mortgage 49k (85% OF LOAN) HOW DOES THE
I don't think your full question came in on the site.

ask again or contact directly


Search foreclosures and short sale here: www.BuyNJShortSales.com

"Nobody Sells More Real ... more
0 votes Share Flag Fri Jan 11, 2013 Foreclosure in New Jersey
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I'm behind on my payments and need to sell my above water home? Where do I start?
You need to LIST the house; familiarity with USDA loans is not really that important.

Have them do a CMA to determine Market Value and price it below that.
If you have positive equi ... more
0 votes Share Flag Sun Jan 6, 2013 Foreclosure in Lambertville
Ines De La C…, Real Estate Pro in 08053
Ines De La Cruz, ABR, CRS answered:
Are the properties on Chrysanthium court and lansbrook court that are in preforclosure available for sale?
Hello Djmesq1,
Thanks for your question.
Neither property shows available in the Multiple Listing Service. The fact that they show in that website does not guarantee that they will b ... more
0 votes Share Flag Wed Dec 19, 2012 Foreclosure in Sewell
Laquita Baez, Real Estate Pro in New Jersey
Laquita Baez answered:
Hidden cost when buying forclosed homes
Hi Smithfam,

There really shouldnt be any hidden costs when purchasing any home- foreclosure or not.
Prior to closing, the closing attorneyis required to provide you with the HUD se ... more
0 votes Share Flag Wed Nov 21, 2012 Foreclosure in Newark
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Please give me the names amd emails for agents working with short sales and foreclosures in East hanover, NJ. E-mail is louisezhou@hotmail.com
Hi Louise
Perhaps I can help - my office is next door to E Hanover, closeby in Livingston.......I have resources that might be useful to you....are you selling or buying?

Please ema ... more
0 votes Share Flag Fri Mar 8, 2013 Foreclosure in East Hanover
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