Credit Score in New Jersey : Questions & Answers

change location

cancel or

Q&A

11
Tgcosmai, Renter in
Tgcosmai asked:
Can I get accepted by my coop board with a low creditscore? I currently have a credit score of 573. About 3 years ago I messed up my credit an I have been feverishly fixing it. It has been increasing every month. I recently put an ALL CASH offer...
0 votes Share Flag Thu Mar 7, 2013 Credit Score in Fort Lee
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
can I obtain a mortgage after short selling my previous home?
Robin,
The general rule is at least 2 years, possibly 3 provided you have clean credit otherwise. It will always come down to what the rules will be then and how your credit has been ... more
0 votes Share Flag Sat Feb 23, 2013 Credit Score in New Jersey
Ron Shaffery, Real Estate Pro in Toms River, NJ
Ron Shaffery answered:
I need to improve my credit score of 564 to move on with life and family.
It looks like you are making some good moves to accomplish your goals. I know of a very good mortgage rep that has credit repair programs. Let me know if you would like his contact info ... more
0 votes Share Flag Thu Oct 31, 2013 Credit Score in 08759
Eric Axelson, Real Estate Pro in Philadelphia, PA
Eric Axelson answered:
Credit scores and mortgage applications - my credit score is good 750 , my husbands is not great 620 ish
They will go with HIS middle score. I use a VERY respectable and trustworthy mortgage broker. I would love to put you in touch if you will allow me to. He will give you all the options, ... more
0 votes Share Flag Thu Oct 31, 2013 Credit Score in 08002
Jodi Schwarzl, Real Estate Pro in Cherry Hill, NJ
Jodi Schwarzl answered:
My credit is still reeling from the affects of my divorce (low 5's). What are my options right now as far as getting my kids and I into a house?
Call Renee Nodar. She's a mortgage professional that helps people just you 609-980-0754. Once you get your mortgage I would appreciate you remembering me to let me help you find ... more
0 votes Share Flag Mon Jan 30, 2012 Credit Score in Mount Laurel
Nj Hud Expert, Real Estate Pro in New Jersey
Nj Hud Expert answered:
My credit not that great. But my husband and I can afford this house to rent for 970m in Atco. Will this hurt us for not having really good credit?
There are many other factors that come into play when applying to rent a house. We have always told our landlord clients that they shouldn't focus on credit scores as much as they ... more
0 votes Share Flag Mon Nov 7, 2011 Credit Score in Atco
Sally Grenier, Real Estate Pro in Boulder, CO
Sally Grenier answered:
I have a credit score of 647, make 70K, school loans one that was a problem, my husband has a score of 780 makes 100K no debt, is my score too low?
You need to sit down with a mortgage broker or lender who can review all of your financial information. 647 sounds a little on the low side and may be an issue. Your lender might tell ... more
0 votes Share Flag Fri Aug 16, 2013 Credit Score in New Jersey
Tara L. Dier…, Real Estate Pro in Austin, TX
Tara L. Dieringer answered:
When my credit was pulled for a pre qual letter only 2 credit bureaus showed up...Exquifax and TransUnion. I subscribe to a site called mycreditkeeper
If you only have two bureaus reporting a score, then any mortgage lender will use the lower of the two scores as your mid-score. Some mortgage loan programs and/or mortgage lenders req ... more
0 votes Share Flag Wed Mar 2, 2011 Credit Score in Scotch Plains
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
My FICO is 611. I will need to co-sign for my son for a student loan very soon. His FICO is 711 with a 10 month credit history. Do you think we?
You may wish to contact Sallie Mae direct for credit guidelines before applying--see link for additional information--
http://www.salliemae.com/before_college/planning-wisely/debtsavvy ... more
0 votes Share Flag Wed May 12, 2010 Credit Score in 07070
Al Akerman, Real Estate Pro in New Jersey
Al Akerman answered:
how can we up our credit score?
Here is a blog that provides you with a few basic, do-it-yourself tips to repair your credit.

http://www.trulia.com/blog/al_akerman/2010/01/can_i_get_a_mortgage_my_credit_score_is

... more
0 votes Share Flag Sun Feb 14, 2010 Credit Score in Sparta
Ruth Bonapace, Real Estate Pro in Hoboken, NJ
Ruth Bonapace answered:
Looking to restore Credit
Most (though not all) credit repair companies are basically big pyramid scams and are not effective. If you are organized you can do it yourself. There are books out there (go to a book ... more
0 votes Share Flag Sun Apr 29, 2012 Credit Score in 07746
Search Advice

Followers

370
Email me when…

Learn more

Meet the Trulia VIPs
Rob Nebel, Agent in West Milford, NJ
Rob Nebel
Agent
West Milford, NJ
Joe Simone, Agent in New Jersey
Joe Simone
Agent
New Jersey
Sivya Weis, Agent in Hoboken
Sivya Weis
Agent
Hoboken
Doug Tucker, Broker in Randolph, NJ
Doug Tucker
Broker
Randolph, NJ
Home > Q&A > New Jersey > Credit Score in New Jersey
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer