Montclair : Questions & Answers

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Roberta Bald…, Real Estate Pro in Montclair, NJ
Roberta Baldwin answered:
In a short sale, what happens to condo fees?
I recently saved an excellent overview on condo fees and who pays them in a short sale situation. Like everything else associated with a short sale, there arenuances to the issue. Writt ... more
0 votes Share Flag Mon May 16, 2011 Home Buying in Montclair
Joe Arnao, Real Estate Pro in Sandwich, MA
Joe Arnao answered:
Converting a two family house into two condo units
I have done over a dozen conversions. First check the town by-laws to see if it is allowed. Then, find an attorney who has done many in your town. I don't reccomend approaching the ... more
0 votes Share Flag Thu Oct 21, 2010 Home Buying in Montclair
Lori Hobin,…, Real Estate Pro in Jupiter, FL
Lori Hobin, P.A. answered:
Where can I get a free comparable sales report for a property to help me put in an offer on a FSBO?
You can use www.Zillow.com for some of the comparable sales around the home you want to purchase. Try to keep the homes close in living SF. Good Luck,
0 votes Share Flag Sun Aug 26, 2012 Home Buying in Montclair
Desari Jabbar, Real Estate Pro in Atlanta, GA
Desari Jabbar answered:
Since all FHA loans are basically the same, what should I look for to save cash when deciding on a lender or broker?
You can save your cash by going to a direct lender. Not a mortgage broker. Cut out the middle man if you can. Banks like Bank of America, Wells Fargo, Chase, or your local banker who ... more
0 votes Share Flag Tue Dec 21, 2010 Home Buying in Montclair
Roberta Bald…, Real Estate Pro in Montclair, NJ
Roberta Baldwin answered:
How do I find out the annual tax on a property that was a foreclosure that was gutted and renovated in Montclair NJ?
The tax assessment does not automatically change every year, although the tax rate does -- it goes up, usually, year to year. So, you won't see a change in the assessed value excep ... more
0 votes Share Flag Thu Oct 21, 2010 Home Buying in Montclair
David Dorfman, Real Estate Pro in New Jersey
David Dorfman answered:
closing on a 203k loan tomorrow for a property in montclair nj (was suppose to be "closing" since May) today i was told our $900 quote for
Move in and live around the renovations.

Yes - a vacant house is a greater insurance risk then an owner occupied home

That's how the insurance co's look at it.

What i ... more
0 votes Share Flag Sat Aug 7, 2010 Home Insurance in 07042
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I am looking for a two bedroom apt in Montclair in a nice area ( have a child ) priced at 1,500 without utilities . It can be in a house or an apt.
Any local agent should be able to help you--contact any realty office(s) and inquire--or for by owner rentals, check local print media, word of mouth, Craig's List, etc.
0 votes Share Flag Tue Jul 6, 2010 Rentals in 07042
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What are the schools like in Montclair, specifically Upper Montclair? I hear there are magnet schools?
Since opinions often are suggestive and what may be good for one child is not necessarily the case for another, consider a visit to the school district--ask for a tour of the facilities ... more
0 votes Share Flag Fri Dec 21, 2012 Home Buying in Montclair
Mary Petti-A…, Real Estate Pro in 08820
Mary Petti-ABR,SFR, Relocation answered:
place back up offer realtor said bank did not sign What does it means?
Mari,

Probably means the bank had a better offer and they did not accept yours, OR they are holding your offer for just that, a back-up offer if the one they already accepted fails.
0 votes Share Flag Sun May 9, 2010 Foreclosure in 07042
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
What is the minimum size a bedroom can be in NJ (and any other requirements)?
Cd you should check with your town's building inspector just to be sure you are in compliance.

As long as the room has a door and a window (egress out in case of a fire) - to th ... more
0 votes Share Flag Tue Apr 27, 2010 Remodel & Renovate in 07042
Mary Petti-A…, Real Estate Pro in 08820
Mary Petti-ABR,SFR, Relocation answered:
I have just been advised that an offer I placed on a multifamily (2-unit) house in Montclair was accepted! I have a closing attorney but have a
Mike,

First congrats! On your way to ownerships is always a fun but scary proposition.

If you used a Realtor you should be asking this question of your Realtor. I am sure your ... more
0 votes Share Flag Fri Apr 23, 2010 General Area in Montclair
Jason Wilde, Real Estate Pro in East Hanover, NJ
Jason Wilde answered:
I am close to purchasing a home in Montclair and have a question about taxes. Are homes re-assessed by the City upon sale or are they only?
Mike,
Homes are not reassessed upon the sale. However, if the building inspector goes to the property ffor the C/O inspection and sees improvements have been made without permits, the ... more
0 votes Share Flag Wed Apr 21, 2010 Home Buying in Montclair
Rod Doorlag, Real Estate Pro in Tarpon Springs, FL
Rod Doorlag answered:
My family is looking to buy in Montclair, 1st time home buyers, 3 person family,near transport to city. Where to begin? Thanks Samantha
Samantha,

Home buying is so exciting if you involve someone who knows what they are doing. I suggest that you look around on the internet for real estate brokers in the area. ... more
0 votes Share Flag Sun Aug 26, 2012 Home Buying in Montclair
Dianne Hicks, Real Estate Pro in Temecula, CA
Dianne Hicks answered:
what if you have no down payment money or closing costs. Is there a way around this issue?
First time home
It is going to be a challenge at best. You really need to have something. We have a program here for USDA loans which can be 100% financing and you can ask for closing ... more
0 votes Share Flag Wed Jul 9, 2014 Home Buying in 07042
Pauline Panza, Real Estate Pro in 07043
Pauline Panza answered:
Is there any house on sale on grenada place in montclair?
Sheila,
Yes. There is currently a multi-family house available at 9 Grenada Place. There are also 2 single family homes that are already under contract.

Lina Panza
0 votes Share Flag Wed Jun 13, 2012 Home Selling in Montclair
Deborah Madey, Real Estate Pro in Red Bank, NJ
Deborah Madey answered:
Do you have a Beautiful property listed but its a Short Sale I'm looking for SWEET Multi Family home Many bedrooms Many Bathrooms .Short
have you ever purchased a short sale property before?
0 votes Share Flag Wed Dec 23, 2009 Home Buying in Montclair
Jeffrey Boge…, Real Estate Pro in Montclair, NJ
Jeffrey Bogert answered:
My wife and I are new to the area and are looking for SF homes in Montclair or Upper Montclair. We want to be within walking distance (say 1/4 to 1/2
You pretty much have them all. The unique thing about Montclair is that because of the magnet school system http://www.montclair.k12.nj.us/WebPage.aspx?Id=21 you are not tied to a neigh ... more
0 votes Share Flag Sun Sep 18, 2011 General Area in Montclair
Marsha Bowen…, Real Estate Pro in Maplewood, NJ
Marsha Bowen-Washington answered:
What are the procedures in new jersey after a sheriff sale?
Hi Diane,

After a sheriff sale, the homeowner has a 10 day redemption period to reinstate the loan for the property from the lender in court. If that doesn't happen, then the ... more
0 votes Share Flag Sat Jan 16, 2010 Foreclosure in 07042
Carl Witzig, Real Estate Pro in Montclair, NJ
Carl Witzig answered:
I am moving to NJ area. How do you think the new 2-bed townhouse at 83 Bay Street, Montclair? Montclair Twp., NJ 07042$449,000
Iyan,
Welcome, almost, to New Jersey. Bay St is new to the market and you may be the first in. Comparable space, amenities, location, and similar units recently sold, all will go into ... more
0 votes Share Flag Wed Nov 18, 2009 Home Buying in Montclair
Dan Castagna, Real Estate Pro in Mount Laurel, NJ
Dan Castagna answered:
Is it possible to secure a home loan with so-so credit these days? Mid-600's credit score.
WIth a score over 620, you should be fine..as long as income, debt ratio, down payment are in line as well. IF you want me to take a look at your options, just give me a call at 800-79 ... more
0 votes Share Flag Tue Oct 13, 2009 Home Buying in Montclair
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