Financing in Montana : Questions & Answers

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Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
Can I get a multi-family VA loan... using a combined income.
Sorry, not possible. All people's income that are used must have credit used. It's been this way for years.
0 votes Share Flag Mon Jan 21, 2013 Financing in Billings
Aaron Pagnia…, Real Estate Pro in Missoula, MT
Aaron Pagniano answered:
Where can I find modular home resale values & who is financing? Countrywide is defunct; GreenTree took them over, but is GT doing new loans?
Hey Kim,
There are many lenders and conventional banks which finance modular homes. Our market has lenders and mortgage brokers who are easily able to secure financing for modular hom ... more
0 votes Share Flag Fri Mar 28, 2014 Financing in 59808
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
I am self-employed for about 18 months. Net income is about $115k per year. Also a disabled vet. Credit scores are 640 and 660 mid.
Check with your VA coordination benefits office regarding your eligibility for a VA home loan. If you had an honorable discharge plus disability they might have less restrictions for ... more
0 votes Share Flag Wed Feb 16, 2011 Financing in Montana City
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
When does FHA require a home to be reappraised? Bank just called to say I need another apprasial even though I paid for one less than 30 days ago.
I would go postal on these idiots.

What does a change in title have to do with the value of a property?

I would call the local FHA office and your Congressperson's office and ... more
0 votes Share Flag Tue Dec 28, 2010 Financing in 59701
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
What are the costs associated with a 203k streamline loan? I am buying a house for $176,500 and am under the $15k reno cost.
Make then stick as close to that good faith estimate as possible! And stick to YOUR guns. You got a good faith estimate for a reason, to protect you from abuses. Are you using an att ... more
0 votes Share Flag Tue Nov 23, 2010 Financing in 59701
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Second-time homebuyers stuck in a 203k streamline situation. We had a home inspection, and were told we'd never get a conventional fha loan.
I got a 203K loan when I bought my house. And yes, you can get an extension on the work being completed, I believe up to a year. Remember, the bank officials are probably nowhere you ... more
0 votes Share Flag Tue Nov 23, 2010 Financing in 59701
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
we're under contract on a real fixer-upper, and we have an fha loan. what if the seller won't take care of items like the roof, or rotted?
These items should have all been addressed on your purchase and sales agreement when you made the offer. Anything you can see with teh naked eye that would not pass the FHA appraisal/in ... more
0 votes Share Flag Wed Sep 15, 2010 Financing in 59701
Dianne Hicks, Real Estate Pro in San Diego, CA
Dianne Hicks answered:
Can i buy a home with poor credit in Billings, MT?
I seriously doubt it. What I would do is go to a lender and let them give you a game plan to get your credit in a better postion.

Good Luck!!!
0 votes Share Flag Mon Oct 14, 2013 Financing in Billings
Dp2, Other/Just Looking in Virginia
Dp2 answered:
Can I move money from my IRA to refinance my home and aviod paying taxes on it?
I'm not a CPA, so you'll need to check with a CPA on the tax implications. I'll only address the real-estate specific part of your question.

You're allowed to bo ... more
0 votes Share Flag Tue Jan 3, 2012 Financing in Huson
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
can you even get me in to a house with bad crededt?

Many people feeling they have poor credit are suprised when the find things weren't as bad as they thought. Our recommendation is to meet with several loan specialists to get ... more
0 votes Share Flag Sat Mar 14, 2009 Financing in 59006
Taunya Fagan, Real Estate Pro in Bozeman, MT
Taunya Fagan answered:
What are the property taxes like in Montana?
Approx. $2620 for a 2.6 acre lot with $300k, `3000sq' home just 3 miles from downtown Bozeman with 360deg mountain views to die for.
T Fagan
0 votes Share Flag Wed Nov 28, 2007 Financing in Montana
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