Home Buying in Miami : Questions & Answers

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Nereida Figu…, Real Estate Pro in Miami, FL
Nereida Figueroa answered:
Do I really need home owners insurance, if so, why?
Homeowner's Insurance is needed due to your lender is going ask you to insure your property. If you don't buy homeowner's insurance them no loan (required it all the time). If you p ... more
0 votes Share Flag Tue Mar 19, 2013 Home Buying in Miami
Louis Urbina, Real Estate Pro in Miami, FL
Louis Urbina answered:
Hello , what area near miami beach would i be able to buy an investment condo in the 60k price range? Thank you all!
Good morning Statman,

There are multiple locations where you can find some great deals with amazing value! Here is my email, send me a message elaborating on what criteria you have i ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Miami
Antonio Vega…, Real Estate Pro in 34747
Antonio Vega-Pacheco answered:
Who gets to choose the Title Company?
First, if they are partners, they must give you a disclosure to sign where they inform you of their partnership. That same disclosure should spell that you are not obligated to use the ... more
0 votes Share Flag Fri Sep 13, 2013 Home Buying in 33134
Robert Prieto, Real Estate Pro in Miami, FL
Robert Prieto answered:
im living in a home and a letter of foreclosure came, how do i know if the owner is paying loan modifications?
IT'S HARD TO TELL. SOMETIMES AT THE BEGINING , A MODIFICATION DOESN'T NECESSARILY STOP THE PAPAERS FROM COMING. IF YOU WOULD LIKE , GIVE ME THE DETAILS AND NAME OF THE HOME OWNER AND I ... more
0 votes Share Flag Fri Mar 15, 2013 Home Buying in 33196
Pablo Torres,…, Real Estate Pro in Key Biscayne, FL
Pablo Torres, MBA answered:
Is it possible to buy a fee simple townhome in a SAFE area in Miami, close to transportation and shopping with a $100K budget?
Hello Mena,

Everything is possible in life under realistic parameters. It all depends if you are buying cash or financing. What type of bank financing do you have? How many bedrooms? ... more
0 votes Share Flag Wed Mar 13, 2013 Home Buying in Miami
David Beliard, Real Estate Pro in Miami, FL
David Beliard answered:
looking to buy a 3/2 TH in Miami area
Jose Vallada, I am David Beliard a Town House Expert, give me a call I would like to assits you with finding a perfect town home. Have a nice day.

David Beliard
Florida Capital Rea ... more
0 votes Share Flag Fri Mar 15, 2013 Home Buying in Miami
MEG SAHDALA, Real Estate Pro in Miami, FL
MEG SAHDALA answered:
What is the process of making an offer?
Dear Amanda,

You need a realtor to represent you in order to negotiate the best deal and guide you through the transaction, financing, inspections, closing etc.
Please contact me di ... more
0 votes Share Flag Fri Apr 19, 2013 Home Buying in Miami
Anthony Khou…, Real Estate Pro in 33154
Anthony Khouri answered:
How large of a downpayment do I need??????
Amanda
Down payment on which property?you don't have a property,let me know
305 300 8540 anthony Khouri
Thanks
0 votes Share Flag Fri Apr 19, 2013 Home Buying in Miami
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
When do arms make sense?
When playing baseball arms come in pretty handy. So to when waving to a friend.
0 votes Share Flag Wed Mar 13, 2013 Home Buying in Miami
Alma Rose Kee…, Real Estate Pro in Tampa, FL
Alma Rose Kee, P.A. answered:
What additional loan products or programs does the FHA offer?
FHA 203K Streamline Renovation - under $35k and non-structural upgrades, repairs

FHA 203K regular with no limit (other than the after fixed up value needs to justify the upgrades/rep ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Miami
MEG SAHDALA, Real Estate Pro in Miami, FL
MEG SAHDALA answered:
What is mortgage insurance?
Mortgage insurance (also known as mortgage guarantee) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan.
If the borrower d ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Miami
MEG SAHDALA, Real Estate Pro in Miami, FL
MEG SAHDALA answered:
So what will happen at closing?
Closing is the last step of your real estate transaction. If everything goes well the following things should occur during the closing:

- A home’s title (and the keys) are tr ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
What are the fees associated with the loan and what is their estimated total?
The best way to know what fees are associated with a loan is to apply for a loan.

A mortgage lender or broker is required by the Real Estate Settlement Procedures Act (RESPA) to pr ... more
0 votes Share Flag Sat Mar 23, 2013 Home Buying in Miami
Ann Ryan, Real Estate Pro in 33178
Ann Ryan answered:
What can I do? The seller had accepted two contracts at the same time.
Kevin, clearly something went very wrong here. You probably should consult a lawyer, but that won't put a roof over your head.

Start by explaining to your landlord that your contra ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Miami
Pablo Torres,…, Real Estate Pro in Key Biscayne, FL
Pablo Torres, MBA answered:
how much time i have to fix a violation?after i buy the house.
Hello Julio,

Check the violation notice.

Usually the city will tell you a date.

You can sometimes look it up once you go on the city website.

Thank you,


Pablo Torres
... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Miami
Ann Ryan, Real Estate Pro in 33178
Ann Ryan answered:
What is the process for buying a foreclosed home?
1) Begin with doing your due dilligence:
A) what is the condition of the home?
B) Are there any outstanding liens?

2) Review the comparables and determine a fair price for the home ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in Miami
Ann Ryan, Real Estate Pro in 33178
Ann Ryan answered:
hello I'm looking for a property around $200 k , 20 % down and very goood credit
Maki,

It's a tough market out there. Don't let the dream of a great deal stop you from getting a good one.

Are you getting listings directly from the MLS? Working with an agent? ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Miami
Nereida Figu…, Real Estate Pro in Miami, FL
Nereida Figueroa answered:
What is price of a multi-family home near the Miami area, Hollywood, Homestead, Miami lakes etc?
Duplexes in location, location are more than 300K, Hollywood, depends the area, 200K and above Homestead no too much duplexes but around 200K, Miami Lakes above 200K. Need help?
cont ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in Miami
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
I have about 35,000 USD cash to invest and I'd like to buy a property for rental in Miami. I am told I could buy a house in foreclosure. Is it?
Yes, you can buy a house that's in the foreclosure process. But with $35,000, you would need to look at Detroit for some of the cheapest houses in the country to get within that budget ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in Miami
Jaime Arana, Real Estate Pro in Miami, FL
Jaime Arana answered:
I have a question for my fellow Realtors. What do you do with a seller that doesn't want to accept good cash offers, even over the price of the most?
Is it the asking price? it depends on what his price is- I've had similar cases such as this but I was able to be upfront with them and help them understand the meaning of a CASH OFFER
0 votes Share Flag Sun Feb 10, 2013 Home Buying in Miami
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