Well, me think the question was about NO closing costs; just because one will pay interest over 30-15 years for the added on closing cost/built into the loan (and NOT upfront) , doesn't address the question, IMHO...
I do not think there are such loans (in the PURE meaning of NO closing costs) but maybe the pro lenders here should address the question.
I am a strong believer that there are no free meals out there: either the rate will be higher, more/different "Junk Fees", etc.
Meir Aloni & Team
CRS (Certified Residential Specialist)
CDPE (Certified Distressed Property Expert)
RECS (Real Estate Cyberspace Society)
Successfully selling Broward County since 1986!
Direct phone# 954-338-5220 http://www.WeSellBroward.com