Home Buying in Mchenry County : Questions & Answers

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EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
Hi, What is the risk of buy a home with a flooded basement? The road is higher than the house. The finished basement has water under the carpet.
Be very very careful, as you do not know where the water actually comes from, it could be a crack in the foundation or much worse of a problem.... Unless you get a good building enginee ... more
0 votes Share Flag Thu Jan 8, 2015 Home Buying in Lake in the Hills
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
What are the property taxes?
Taxes for 2011 were $12,231. Good luck!
0 votes Share Flag Sat Mar 23, 2013 Home Buying in Fox River Grove
Geoff Ommen, Real Estate Pro in Barrington, IL
Geoff Ommen answered:
Are there any brokers or agents in Huntley familiar with owner finance?
I understand the process never have done it personally. Because of the age of the majority of homes in Huntley, and when people bought, few sellers are even considering this an option. ... more
0 votes Share Flag Sat Feb 16, 2013 Home Buying in Huntley
Mary Opfer, Real Estate Pro in Cary, IL
Mary Opfer answered:
Is there a home rental market in Cary?
Absolutely! There are always people looking for good rentals in Cary.. Good Schools, train, etc....
0 votes Share Flag Wed Feb 13, 2013 Home Buying in Cary
Geoff Ommen, Real Estate Pro in Barrington, IL
Geoff Ommen answered:
How do I buy a new house when I still own and am renting my current one?
Patty
If you are renting your current home and have been for more than 1 year the mortgage may not count toward your buying power. Provide me with more details so I can give you better ... more
0 votes Share Flag Sun Mar 3, 2013 Home Buying in Crystal Lake
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Can I get a mortgage without a downpayment?
Yes, the down payment depends on the type of loan you get. A VA loan and USDA loans require no money down. Those are the only ones. FHA requires just 3.5%.

You need to be speaking wi ... more
0 votes Share Flag Sun Aug 17, 2014 Home Buying in 60012
Maria Ascenc…, Real Estate Pro in 60175
Maria Ascencio answered:
We are trying to sell our condo and we owe $91000 on it. However, almost all the similar condos in our area is selling for about $70,000.
Micheffe,

Sounds like a short sale is your best option. I would like to offer you my assistance, I have a reputable team that can help make your sale a smooth process. Feel free t ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in 60014
Cathy Speach, Real Estate Pro in Crystal Lake, IL
Cathy Speach answered:
If an out of area buyer contacts a listing agent for additional information can the buyer later use a buyer's agent to make an offer?
Sure! It depends on the level of contact. If the listing agent simply provides information about the listing, they are only providing general information. However, if the listing age ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Harvard
Randy Schule…, Real Estate Pro in Algonquin, IL
Randy Schulenburg answered:
Accepted counter on a short sale. The loss mitigator's email is from Celnar. Do they own the note or are they just handling the paperwork ?
Tamara,

That's a good question. Your attorney would be the best one to follow up for you to find out if an investor owns the note. In most cases you will find that an investor does ... more
0 votes Share Flag Thu Feb 19, 2015 Home Buying in 60102
EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
Will this house appraise?
In order to provide you with a well founded and market specific answer, a Realtor will have to see your
home, the address and size of a home is not enough. What are the amenities, what ... more
0 votes Share Flag Wed Jan 30, 2013 Home Buying in Huntley
Dan Simon, Real Estate Pro in 29412
Dan Simon answered:
If I put a downpayment on a home purchase but changed my mind, I am willing to lose that downpayment, am I still required to purchase this property?
What does your Realtor say? If you have a binding "ratified" contract in place you could very well lose your earnest money deposit. I would consult a local real estate attorney. If you ... more
0 votes Share Flag Fri Dec 7, 2012 Home Buying in Cary
Norma Hernan…, Real Estate Pro in Algonquin, IL
Norma Hernandez answered:
Mortgage application
It really all depends on what she will qualify for. I suggest speaking to a loan officer. I could give you a recommendation if you like.
0 votes Share Flag Thu Feb 19, 2015 Home Buying in Algonquin
Mary Juhl, Real Estate Pro in Redmond, WA
Mary Juhl answered:
short sale denied?
There is no standard wait time, because there is no standardized process/procedure. There are guidelines, and trends, and a few generalities, but even these vary with each lending insti ... more
0 votes Share Flag Sat Nov 3, 2012 Home Buying in McHenry
Peter Kedzior, Real Estate Pro in Arlington Heights, IL
Peter Kedzior answered:
WHY SHORT SALE DENIED, PLEASE HELP?
If the short sale was denied because the seller is not eligible (no hardship exists, too much assets, etc.), there is not much the buyer can do. Please ask your attorney to contact the ... more
0 votes Share Flag Thu Nov 8, 2012 Home Buying in Mchenry County
Phil Rotondo, Real Estate Pro in 32940
Phil Rotondo answered:
How long can I buy a home after filing bankruptcy?
To be sure, you should ask your attorney.
0 votes Share Flag Fri Aug 30, 2013 Home Buying in Cary
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Family looking to buy in area, bad credit w/ medical bills - is there really rent-to-own here, or true owner financing?
Lease/Option
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, ... more
0 votes Share Flag Thu Oct 18, 2012 Home Buying in Harvard
Maria Ascenc…, Real Estate Pro in 60175
Maria Ascencio answered:
Flooding near downtown - specifically La Fox Drive - looking at purchasing a home on West side of street. Does anyone know if this street floods?
Hello Nicole

Feel free to contact me regarding your concern

Maria Ascencio
RE/MAX Platinum
630-945-0139
0 votes Share Flag Fri Sep 7, 2012 Home Buying in Algonquin
Deb Rabine, Home Buyer in Wauconda, IL
Deb Rabine answered:
Does any one know who is selling the Point In Time Serenity Creek duplexes or even if there any of them left?
I have information about this property. There are several units that could become available in the next 30 to 60 days and the pricing will be very favorable. Email me at rabined@hearths ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Woodstock
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