Credit Score in Massachusetts : Questions & Answers

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Rafael Herna…, Real Estate Pro in Jamaica Plain, MA
Rafael Hernandez answered:
Credit issues from many years ago are haunting us. We make great @ now & are both long term employees, no past due debt but our credit scores
You still can. Feel free to give me a call. What areas are you looking at. Also sometimes you find landlords that may allow you to explain your situation and if you both make good mon ... more
0 votes Share Flag Tue May 14, 2013 Credit Score in Dorchester
Pamela Shemet, Real Estate Pro in Crystal River, FL
Pamela Shemet answered:
Are you able to buy a home with negative accounts on your credit report? (with all that negative accounts being paid off)
I would recommend contacting your local mortgage company, good luck!
0 votes Share Flag Tue Dec 11, 2012 Credit Score in Fall River
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Are we getting scammed??
Get a second opinion, and get it from someone local. I am not a big fan of online mortgage professionals. Buying a home is probably the biggest purchase you will make in your life. I ... more
0 votes Share Flag Mon Nov 19, 2012 Credit Score in 01532
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
can i refinance with a credit score of 615?
You may be able to... It will depend on what the loan to value is on your house and what your income and debt levels are. your best bet is to meet with a local and trusted loan officer ... more
0 votes Share Flag Tue Jul 16, 2013 Credit Score in Barnstable County
Peter Keane, Real Estate Pro in Plymouth, MA
Peter Keane answered:
are there any banks in wareham,ma that can do a usda loan with a 620 middle score?
Try Richard Jalbert <rjalbert@citizensunionbank.com>. If he can't help he'll know who can in that area.
0 votes Share Flag Thu Feb 16, 2012 Credit Score in 02538
Joyce H. Lin, Real Estate Pro in Leominster, MA
Joyce H. Lin answered:
can i get a mortgage with a co borrow at 578 and other around 720 for credit score?
Allison, your best bet is to speak directly with a Loan Officer, they are the most qualified to answer that question. If you need some names, let me know!

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0 votes Share Flag Thu Jan 26, 2012 Credit Score in 02538
Elizabeth J.…, Real Estate Pro in Northampton, MA
Elizabeth J. Herbert answered:
I've lived in the States for 4 years but hadn't had a SSN until last month. Does my credit score start building from 4 years ago or just?
Congratulations on getting your SSN! I believe building a credit rating begins when you get your SSN. However, contact your cellular provider and credit card company and tell them ab ... more
0 votes Share Flag Mon Nov 8, 2010 Credit Score in 01915
Joe Arnao, Real Estate Pro in Sandwich, MA
Joe Arnao answered:
I am moving to Boston from Ireland soon and I am hoping to get a mortgage on an apt. With no credit history in america, will this be possible?
Yes. It can be done. Many from other countries have purchased second homes. It is not easy. My experience has been with local banks being more flexible. Also, a good attorney is importa ... more
0 votes Share Flag Sat Jul 31, 2010 Credit Score in Boston
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Will our credit be influenced depending on the reasons marked on teh statement of credit denial, termination or change form?
The credit inquiry when they pulled your score will count as an inquiry but the reasons they check for not giving your credit do now show up on your report. Companies are required to se ... more
0 votes Share Flag Tue May 25, 2010 Credit Score in Boston
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