Your first step in answering your question is to meet with a local and trusted mortgage broker, they can prequailify you at no cost. This will tell you what price range you quailify for, what your monthly payments will be and how much you will need for a down payment and closing costs.
If you feel comfortable with these numbers, your next step should be to meet with a buyers agent, you should be able to hire one at no cost to you as they get paid their fee from what the listing agent states in mls and received it at closing.
This way you will have someone to guide you through each step of teh buying process. they can provide you with listing sheets and addresses. If you can find what you are looking for at a good price, then by all menas you should buy. If you are not comfortable, then you should wait.
Thank you for serving our country, your service is appreciated and my best wishes that everything works out for you on yoru search for your home.... more
I hope that since April you were able to find a rental property that suits you. Do you still need help you evaluating your rental options in Manhattan? I see you did not get any answers to this post back in April. I would assume that is because your question did not include a specific address. If you are needing any future assistance, I'd be more than happy to help! Thanks!... more
If you go conventional you will probably need 20% down. If you go FHA you would only need 3.5% down. You should talk to a lender to see what or if you can qualify for a loan based on your info and credit.... more
I realize inspections are complete, but are you still within the inspection period? I would suggest since you are not represented that you call an attorney (and for future purchases find a buyers agent). You do hold quite a bit of risk in this situation.... more