Lynchburg : Questions & Answers

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Polly Wooldr…, Real Estate Pro in Lynchburg, VA
Polly Wooldridge answered:
My credit is considerably bad, I have paid off all my debts, other than my cost of living, I owe no one. What should be my next step?
Hi Patricia,
Most lenders will want to see a credit score of 660 or higher. You can often obtain a mortgage with a lower credit score by paying a larger downpayment. I spoke with Tim ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 24501
Alain & Fran…, Real Estate Pro in ROSELAND, VA
Alain & Francesca San Giorgio answered:
Looking to rent single-family home in Lynchburg or surrounding area!
I would check Zillow.com for rentals due to the fact that the Lynchburg MLS system does not allow for rentals and we (Real Estate Agents) dont have general knowledge of area rentals.
J ... more
0 votes Share Flag Tue Feb 12, 2013 Rentals in Lynchburg
Joshua & Mic…, Real Estate Pro in Lynchburg, VA
Joshua & Michelle Talley answered:
I am a first time buyer. Where do I began?
Hi Angela!

Consider this:
Be picky but don’t be unrealistic. There is no “perfect” home.
Do your homework before you start looking. Decide specifically what fe ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 24501
Wendy Witt &…, Real Estate Pro in Forest, VA
Wendy Witt & Scott Fogleman answered:
Compared to buying a single family home, what is the resale value of a townhome?
Hello Rachel,
Now is a great time to invest in real estate. The process is the same for buying a single family home or a townhome.
Its really hard to predict the future and how thing ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in Lynchburg
Cindy Sanchez, Real Estate Pro in Lynchburg, VA
Cindy Sanchez answered:
crime in this area
You would have to check with the local police department. However I can tell you that the sellers Love their home and their friends in the neighborhood. Their only reason for moving is ... more
0 votes Share Flag Thu Nov 15, 2012 Home Buying in Westend
Jack Campbell, Real Estate Pro in San Diego, CA
Jack Campbell answered:
How do I find lender after I have found the property I want to purchase?
I recommend checking with your agent. They normally would have relationships with a lender who would have a vested interest in the transaction success and your satisfaction.
0 votes Share Flag Wed Jan 22, 2014 Home Buying in Lynchburg
Joshua & Mic…, Real Estate Pro in Lynchburg, VA
Joshua & Michelle Talley answered:
is there a full basement?
What is the address of the home? I would be happy to look it up for you.

Thanks,
Michelle Talley - Realtor
Dawson Ford Garbee
434-485-4714
michelleatalley@gmail.com
0 votes Share Flag Mon Sep 3, 2012 Home Buying in Lynchburg
Teresa Khanna,  in Lynchburg, VA
Teresa Khanna answered:
I have an adjoining property that has a large garage. I would like to buy and add it into one mortgage with my house. Why are lenders reluctant?
Well this all depends on exactly what you are doing. I would really need to talk to you more about this as well as you can talk to one of the loan officers here. Reasons could be that ... more
0 votes Share Flag Mon Aug 13, 2012 Financing in 24501
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Are there any penalties if both parties withdraw from a contract?
It sounds like you are trying to buy with the representation of a Realtor for either one of you:

It doesn't sound so smart at this point;
"He has been increasingly difficult..." is ... more
0 votes Share Flag Wed Aug 22, 2012 Home Buying in 24502
Elliott Oliva, Real Estate Pro in McLean, VA
Elliott Oliva answered:
What is the turnaround time for USDA loans in Virginia?
As of today at 4:24 pm they were processing loans from June 15th so that means they are over 30 days to review files and issue commitments.

Hope that helps. What day was your file s ... more
0 votes Share Flag Mon Nov 9, 2015 Home Buying in 24502
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
I'm a new resident, how can I be approved on housing if I'm still looking for an employer?
If you can show 6 months of rent in the bank and a regular allowance for rent, then you should be able to find a landlord willing to lease to you.
0 votes Share Flag Wed Jul 18, 2012 Rentals in Lynchburg
Tina Beasley, Real Estate Pro in Richmond, VA
Tina Beasley answered:
Can the owner of a short sale property accept more than one offer on the same property in the state of Virginia?
No. You can only accept one offer. You can hold other offers as backups, but usually by the time you get an approval or a turn down from the bank on the offer that you have in play... ... more
0 votes Share Flag Thu Aug 23, 2012 Home Buying in 24502
Joshua & Mic…, Real Estate Pro in Lynchburg, VA
Joshua & Michelle Talley answered:
Agents, I am looking for a home that I can retire in. Can you recommend a very safe area where I can look which has a diverse culture.?
I would recommend you check out any area you are looking to move into, with the local police. They can share all kinds of statistics with you.

Thanks,
Michelle Talley
Dawson Ford ... more
0 votes Share Flag Thu Aug 16, 2012 Home Buying in Lynchburg
asked:
Are you looking in Lynchburg college area? We have a 4 bedroom home in Lynchburg college area proced at 97,900. The address is 3114 Richmond street Lynchburg,va 24501. It is losted on trulia and LMLS.
0 votes Share Flag Thu Apr 26, 2012 Home Buying in Lynchburg
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
how much should i charge to clean homes?
Figure out what your time is worth. $10 an hour? $20 an hour? It's your call.

Then figure out what your overhead and other expenses are. (Advertising. Supplies. Materials. Taxes ... more
0 votes Share Flag Mon Feb 13, 2012 Foreclosure in Lynchburg
Joshua & Mic…, Real Estate Pro in Lynchburg, VA
Joshua & Michelle Talley answered:
Any explanation for the apparently higher-than-state average crime stats? What specific part of 24503 does this apply to?
I think that is a GREAT question for our local police department. Give them a call at - (434) 455-6050

If you have further real estate related questions please let me know, I'd ... more
0 votes Share Flag Thu Jan 3, 2013 In My Neighborhood in 24503
Dan Vollmer, Real Estate Pro in Lynchburg, VA
Dan Vollmer answered:
How do I qualify for a home loan?
The best thing to do is contact a mortgage professional... and ideally you would get recommendations from friends and also your real estate agent. The mortgage person you call - and it ... more
0 votes Share Flag Tue Jan 24, 2012 Home Buying in 24503
Lauryn Eadie, Real Estate Pro in Reston, VA
Lauryn Eadie answered:
How do I qualify for a home loan?
Glenn,

Contact a loan officer, recommendations can often be found from your real estate agent. Or you can contact your local bank. This will be a good start. Don't be afraid ... more
0 votes Share Flag Tue Jan 24, 2012 Home Buying in 24503
Joshua & Mic…, Real Estate Pro in Lynchburg, VA
Joshua & Michelle Talley answered:
Looking for a 3-4/2 with a fenced yard
I'm sure we can help you out! Please feel free to contact Michelle Talley with Dawson Ford Garbee at 434-485-4714 and we'll make the appropriate arrangements for you!
0 votes Share Flag Wed Oct 19, 2011 Rentals in Lynchburg
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Are there any down payment assistance programs in Lynchburg City?
Q: Are there any grants or other programs that will assist a buyer with the down payment on the purchase of a home in the city of Lynchburg?
A: Lynchburg has a Neighborhood Development ... more
0 votes Share Flag Thu Aug 25, 2011 Financing in Lynchburg
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