Home Buying in Louisville : Questions & Answers

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Simone Mancu…, Real Estate Pro in Louisville, KY
Simone Mancuso answered:
Hello I am looking to buy a home in Louisville, Ky and my credit score is a 560, I boosted 60 points in the last couple months by opening credit cards
It looks like you may qualify for an FHA loan. I understand they just lowered the credit score to 580. If you would like to give me a call, I can refer you to some great folks to help ... more
0 votes Share Flag Wed Jun 1, 2011 Home Buying in Louisville
Mitch Thomas, Real Estate Pro in Louisville, KY
Mitch Thomas answered:
Where are the best free sources on the web to find owner financing houses for sale in Louisville, KY?
Craigslist is probably your best bet online.

-Mitch Thomas
502.345.5754
0 votes Share Flag Fri May 27, 2011 Home Buying in Louisville
Marcia Whigh…, Real Estate Pro in Louisville, KY
Marcia Whigham Duncan answered:
My boyfriend & I are moving to Louisville from OH by 6/15. Need 3BR/2B home. $1000mo/max. Lease/option. No kids. No pets. Both professional. Thx.
It would be a pleasure to work with you and your boyfriend. For more information on properties in the Louisville area go to www.TheRealEstateLady@KWrealty.com or you can give me a call ... more
0 votes Share Flag Sun May 1, 2011 Home Buying in Louisville
Mary Beth Va…, Real Estate Pro in Louisville, KY
Mary Beth Vanmeter answered:
If you are a first time buyer, what characteristics are you looking for in a realtor?
I work with a lot of first time home buyers. The most important thing for me is to establish trust in our relationship. I listen to them and respect their needs. Many first time home bu ... more
0 votes Share Flag Thu Apr 14, 2011 Home Buying in Louisville
Allan Erps, Real Estate Pro in Nanuet, NY
Allan Erps answered:
If you visit open houses in your home search, what would make a Realtor stand out to you to make you want to work with them as your Realtor?
The honesty and integrity of the Realtor. Just being professional and caring about your needs as the chances of a visitor buying that particular home they have visited are very slim. Yo ... more
0 votes Share Flag Sat Apr 2, 2011 Home Buying in Louisville
Wes Black, Real Estate Pro in Louisville, KY
Wes Black answered:
We file bk almost 2 years ago (a situation that was beyond our control). Looking for financing but coming up short. Any lenders that will work w/ us?
I have some contacts that may be able to help you. Also I have done some very successful rent to own deals and it can be a win/win situation for all parties. Pls call at your earliest c ... more
0 votes Share Flag Mon Mar 7, 2011 Home Buying in Louisville
Syndi Chesser, Real Estate Pro in Louisville, KY
Syndi Chesser answered:
I need information on whether there could be any Chinese drywall in newer homes in the Louisville, Ky area? Who can help?
Wes -- you and your clients could contact the Home Builders Association of Louisville (HBAL) and/or some of the larger drywall suppliers in our area, such as Louisville Drywall Distribu ... more
0 votes Share Flag Thu May 5, 2011 Home Buying in Louisville
Michelle Smi…, Real Estate Pro in Louisville, KY
Michelle Smith answered:
Does anyone know of a no-fico or non-conventional lender or private lender in the state of Kentucky that offers home purchase loans?
If there is a TRUE no score with no derogatory information on the credit report, this lender can create a credit history using 4 other billed accounts with a satisfactory payment histor ... more
0 votes Share Flag Sun Feb 20, 2011 Home Buying in Louisville
Stephanie We…, Real Estate Pro in Louisville, KY
Stephanie Wetzstein answered:
Does having a fico credit score below 600 completely eliminate the opportunity to buy a home? What are their alternatives? My clients want to know!
No. Wells Fargo has new guidelines on FHA loans. It would require a larger down payment and I'm not sure about the other requirements. Ask Kim or Cindy about it
0 votes Share Flag Tue Feb 15, 2011 Home Buying in Louisville
Phil Rotondo, Real Estate Pro in Brevard County, FL
Phil Rotondo answered:
What is the best way of selecting a realtor?
Houselooker;
I would interview at least 3 Real Estate agents and see what they have to offer you. Ask them about their track record and their knowledge about your specific area. Select ... more
0 votes Share Flag Wed Jun 1, 2011 Home Buying in Louisville
Richard Mals…, Real Estate Pro in Fresno, CA
Richard Malsed answered:
Can a seller co-sign for the buyer to enable the buyer to purchase the seller's home?
Unless it is a short sale, sure, you could do it. Check with the buyers loan officer to be sure, but out here, you could do it.
0 votes Share Flag Sat Feb 19, 2011 Home Buying in Louisville
Scott Lincic…, Real Estate Pro in Pinehurst, NC
Scott Lincicome answered:
AS A BUYER, WHICH WEBSITES DO YOU FIND MOST HELPFUL WHEN RESEARCHING PROPERTIES AND WHY?
I have found that Trulia and Realtor.com seem to be some of the best site to seach. They both have very easy search critria to seach easier and faster.
0 votes Share Flag Wed Feb 2, 2011 Home Buying in Louisville
Justin Ruzic…, Real Estate Pro in Fort Myers, FL
Justin Ruzicka (239) 699-0517 answered:
A very confusing question??
odd, but yes, a realtor could ask thier "competition"/the other realtor to contact thier cleints. Simpler way would be for the realtors to talk to eachother in the event an o ... more
0 votes Share Flag Mon Jan 24, 2011 Home Buying in Louisville
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
Louisville,Ky purchase
I would say $500 for title search and closing and another outlay if you bought title insurance. Usually $3 per thousand in Ky
0 votes Share Flag Mon Dec 27, 2010 Home Buying in Louisville
Syndi Chesser, Real Estate Pro in Louisville, KY
Syndi Chesser answered:
is rent to own a good idea and how does it work and are there any rent to own within the city limits?
Very good question, Johnnice... Rent-to-own (also referred to as lease-option, lease-purchase or contract for deed) situations have their pluses and minuses for you as the Buyer/tenant ... more
0 votes Share Flag Wed Nov 28, 2012 Home Buying in Louisville
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
we made an off on a home the seller has not responded , can we resend our offer without penalty?
Brian,

Sellers will often use this tactic when they are offended by the purchase offer amount. Your agent should be able to contact the seller's agent to verify this speculation ... more
0 votes Share Flag Wed Dec 1, 2010 Home Buying in Louisville
Fred White, Real Estate Pro in Louisville, KY
Fred White answered:
I want to move back to Southern Calif looking at woodland hills would like to know the best area for diversity, great middle and high schools.
Not sure how this ended up in the Louisville area, but I can give you an answer than might help. When it comes to racial diversity, a realtor can not be that helpful, since categorizing ... more
0 votes Share Flag Wed Nov 3, 2010 Home Buying in Louisville
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