Home Buying in Los Angeles County : Questions & Answers

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Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski 858-922-7899 answered:
which one is better, USDA or 3% down FHA loan?
You can only get a USDA loan in a designated rural area. USDA is better if you have a choice between the two. USDA is zero down 100% financing and does not have monthly mortgage insur ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in 91604
Laura Coffey…, Real Estate Pro in Valencia, CA
Laura Coffey with ReMax answered:
who is in charge of selecting the appraiser person?
The lender has to order it through a management company and then they hire the appraiser to inspect the property. Once the appraisal is done it goes back to the management company for r ... more
0 votes Share Flag Thu Jul 18, 2013 Home Buying in 91604
James Sanchez, Real Estate Pro in Burbank, CA
James Sanchez answered:
The lender is paying me $100 a day if the escrow does not close in 30 days AND it did not close! Why would the do this?
I don't know.... never heard of this one BUT if you have it in writing, stretch it out for the whole year, collect some money and go to Vegas.
0 votes Share Flag Tue Apr 8, 2014 Home Buying in Lakewood
Carlos Parra…, Real Estate Pro in Monrovia, CA
Carlos Parrague answered:
we will like to know if we can find furnished apartments/condo/studio one bath and one bed for three months -November 1 2013 to January 31 2014.
Possibly. Contact and work with a reliable agent. Although it may be just as costly as staying at an extended stay hotel which will be more convenient and have maid service!
0 votes Share Flag Mon Feb 17, 2014 Home Buying in Eagle Rock
Robert Finger, Real Estate Pro in 90802
Robert Finger answered:
if buying a home of $340,000 what and how could i get the lowest monthly payment possible
There are different ways to go your options will be better known after you get pre approved. To get approved you have to get credit ran to determine fico score, liabilities, consumer de ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Long Beach
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski 858-922-7899 answered:
I am a first time home buyer in the Los Angeles area, using a VA loan for the mortgage, but I hear it is nearly impossible to win an offer? Help.
It can be harder because unfortunately many listing agents are misinformed about VA loans. The only difference with a VA loan is you need a termite clearance. There is NO other differ ... more
0 votes Share Flag Fri Mar 29, 2013 Home Buying in Los Angeles
Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
When and how do you pay Buyer's closing costs? Do you just write a check to escrow when you get the HUD?
Normally, you will give a cashier's check or wire transfer to escrow when or near the time you sign loan documents. The escrow officer will give you the exact amounts required.
Good ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in Los Angeles County
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
About how much are closing costs for a Condo 160,000?
Are you pre-approved and have a lender and agent? It only takes a few dozen questions to qualify you in minutes and go over your options and costs. It all depends on if you utilize pre ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Long Beach
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
I contacted the agent on the listing. I talked him once and made an offer. After 2 days i havent heard from him. What should I do?
I would suggest you call his office and ask to speak with his broker. You will get a call back that day!
0 votes Share Flag Thu May 2, 2013 Home Buying in Woodland Hills
Albert Goldb…, Real Estate Pro in Beverly Hills, CA
Albert Goldberg answered:
I contacted the agent on the listing. I talked him once and made an offer. After 2 days i havent heard from him. What should I do?
Hi,

Call or email his broker, who is responsible for his agents actions would be the first move I would think.

I just sold a house in WH.

If I ever can help you, a friend, asso ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Woodland Hills
Staci Siegel, Real Estate Pro in Santa Monica, CA
Staci Siegel answered:
The app for the 9a Report for Residential Property Records was just submitted two days ago and I won't have it before close date. What should I do?
Hello There,

Your agent is correct to say that a lot of escrows close before the 9A is delivered but that doesn't necessarily mean you have to close before the 9A is delivered. If y ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in Los Angeles
Guy Gleason, Real Estate Pro in Los Angeles, CA
Guy Gleason answered:
Sorry, I mean to say Sellers Agents and not Buyers Agents.
HI Pathmasiri

i figured you meant sellers agent.
me being a listing agent ( sellers agent ) here is what i know .
Inventory is scarce right now,,so the element of "supply and deman ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Marina Del Ray
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz (213) 814-5238 answered:
Why buyers agents in LA are playing games and taking offers just to negotiate for the highest offer and then dump other offers ruthlessly ?
Dear Pathmasiri,
Buyer Agents are working with buyers. they are not playing games or dumping any offers. They are not in the position to make final decisions on offer acceptance.
My a ... more
0 votes Share Flag Fri May 10, 2013 Home Buying in Marina Del Ray
Sara Mehrpou…, Real Estate Pro in Woodland Hills, CA
Sara Mehrpouyan CDPE answered:
i have heard a lot about lake balboa for family friendly neighborhood. anyone know the area?
Hi Kimberly,

Feel free to call me directly so that I may help you at 818-903-2040. Balboa Park is located there and the zip code is 91406.

Thank you,
Sara Mehrpouyan
Rodeo Real ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Lake Balboa
Randy Roberts, Real Estate Pro in Beverly Hills, CA
Randy Roberts answered:
Can I buy a home now in LA or Beverly Hills with less than perfect credit? Currently at a 590 but have 20% to put down... Can anyone help?
I specialize in all types of loans from rent to own, owner finance to sub prime loans. Go to my site or call me 213-935-0732 - www.thelendersnetwork.com at a 590 your not too far off de ... more
0 votes Share Flag Thu Aug 1, 2013 Home Buying in 90039
Staci Siegel, Real Estate Pro in Santa Monica, CA
Staci Siegel answered:
What would help us secure a short sale property for 250k as first time home buyers with these circumstances?
The first thing you need to do is speak to a mortgage broker or a direct lender. That person will look at your financials and credit history and tell you how much house you can afford ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in Los Angeles
Staci Siegel, Real Estate Pro in Santa Monica, CA
Staci Siegel answered:
Average time to move in after buying a house ?
Hi JJ,

It takes an average of 45 days from the day your offer is accepted until the time you close. There are variables that might make the time shorter or longer. For example if y ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Los Angeles
Cindy Davis, Real Estate Pro in San Diego County, CA
Cindy Davis answered:
If I submit multiple offers on different properties at the same time, what happens if more than one gets accepted?
The offer is only valid when you acknowledge the seller's acceptance in writing. Even then, you have a 17 day inspection period during which you can cancel.
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Los Angeles
Rose Amadeus, Real Estate Pro in Long Beach, CA
Rose Amadeus answered:
What if there is no HOA fee listed for the condo's. What does that mean?
If you let me know the property, I can contact the listing agent and see if that is an error...

Rose Amadeus
Realtor
562-305-6486
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 90806
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