Foreclosure in Los Angeles County : Questions & Answers

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Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
When does my second loan get notified of a short sale?
Either the First Lienholder will contact the Second,
or the Title Company will call them to get a "pay off" figure.
You do not have to worry about the creditors coming out o ... more
0 votes Share Flag Tue Apr 3, 2012 Foreclosure in Los Angeles
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Having problems with the bank while trying to get a loan modification and not sure what to do? Want to file a complaint?
Not sure whar the nature of your problem is but I can tell you that complaining to anyone charged with overseeing the banks is pretty much useless. Your best bet is to contact your fed ... more
0 votes Share Flag Sun Mar 4, 2012 Foreclosure in Los Angeles County
Glen Etherin…, Real Estate Pro in San Diego County, CA
Glen Etherington answered:
Has anyone been denied a HAMP loan modification and been solicited for the HAFA program and need advice of your options?
Hi Jason, yes, I have several clients who we have helped navigate this situation/transition from modification to short sale. Please contact me if you need help
0 votes Share Flag Sun Mar 4, 2012 Foreclosure in Los Angeles County
Voices Member,  in
Voices Member answered:
My mom's home is inforeclosure. I am not on the loan, but i am on the title. when the bank takes it back , will my credit be affected negitively?
You shouldn't be affected since you are only on title and it doesn't appear anywhere on your credit history. I would advise talking to a reputable lender in your area to confi ... more
0 votes Share Flag Sat Mar 3, 2012 Foreclosure in 93510
Brian Byhower, Real Estate Pro in Manhattan Beach, CA
Brian Byhower answered:
how can I find auction listing before go to court invole court location and schdule.can I go to bid by my self?
Huh? Not too sure what the question is?
0 votes Share Flag Mon Apr 2, 2012 Foreclosure in Los Angeles
Sara Mehrpou…, Real Estate Pro in 91403
Sara Mehrpouyan CDPE answered:
california. Substitution of Trustee was dated 6/30/09, notarized 7/22/09, recorded 11/5/09. Which date is the legal one?
It sounds like you may want to check with a real estate attorney since you are questioning the dates on the default notice.

If you need information or have questions about Short Sal ... more
0 votes Share Flag Tue Mar 6, 2012 Foreclosure in West Hills
Sara Mehrpou…, Real Estate Pro in 91403
Sara Mehrpouyan CDPE answered:
How often does a lender sell 2nd to a collection agency when 1st is being foreclosed?
Hi Packard,

Usually the 2nd gets sent to collections or charged off after either 90-180 days of non-payment. Unfortunately, there is really no way of telling if and when it will happ ... more
0 votes Share Flag Sat Apr 7, 2012 Foreclosure in 91384
Travis Noe, Real Estate Pro in Kansas City, MO
Travis Noe answered:
What is the best strategy for pursuing the purchase of a property when the 2nd is foreclosing? The sale is scheduled soon so I need to act quickly.
Present an offer to the Seller if it satifies the 2nd have him call the lendor and let them know. I have stopped many this way. If it does not satisfy the 2nd try to have the seller w ... more
0 votes Share Flag Wed Feb 29, 2012 Foreclosure in Los Angeles
David Chiles, Real Estate Pro in Los Angeles, CA
David Chiles answered:
I am interested in buying a REO property. Anybody is a foreclosure specialist in Walnut/Diamond Bar area?
I recommend submitting a request on RealtyTrac.com for an agent to contact you because those agents have experience with distressed properties, Foreclosures, and REO's and access a ... more
0 votes Share Flag Thu Mar 8, 2012 Foreclosure in Los Angeles
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
If the lender chooses to foreclose non judicially on an investment property, can they seek deficiency judgement?
Thanks to the new laws that were passed last Jan. & in July, if the lien holder agrees to a short sale whether you're an investor or this is a primary residence, they CANNOT se ... more
0 votes Share Flag Fri Sep 28, 2012 Foreclosure in 91384
Valeria Misa…, Real Estate Pro in Los Angeles, CA
Valeria Misares Motronea answered:
avoir la liste des agents immobilier FRANCAIS specialiste des transactions de restaurants a LA
Francois,
There may not be a list of french realtors specializing in restaurants. Do you speak English? we may be able to communicate via email at
valeria@motronearealestate.com or by ... more
0 votes Share Flag Sun Dec 22, 2013 Foreclosure in Los Angeles
Sabrina Simp…, Real Estate Pro in Moorpark, CA
Sabrina Simpson answered:
Property in default and now in short sale. Renter in back house not paying rent as agreed.
Your renter is obligated to pay his rent if he has a written contract with you. I suggest that you contact an attorney and start the eviction process. I would definately give him his ... more
0 votes Share Flag Mon Sep 9, 2013 Foreclosure in 90277
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
I had 2 lien holders on my foreclosed house. My house got foreclosed in 2010 around May to June. The 1st lien holder (Gmac) has wiped out the loan
Maggie:

This is a legal matter. Seek legal advice regarding your situation immediately. -Steve
0 votes Share Flag Sun Feb 26, 2012 Foreclosure in Los Angeles
Andres Moral…, Real Estate Pro in 92780
Andres Morales answered:
What is the best way to purchase a foreclosure in Los Angeles?
Hire an experience Realtor.
0 votes Share Flag Sun Feb 19, 2012 Foreclosure in Los Angeles
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
what are the chances of buying again after a foreclosure? Waiting period?
Acal - Yes, it is possible. The time line varies. Talk to a lender that can help you with what you need to do 1st. Also, start working on your credit as that can take a while to repair.
0 votes Share Flag Wed Apr 4, 2012 Foreclosure in 91792
Rob Hughes, Real Estate Pro in West Chester, PA
Rob Hughes answered:
when a house has been foreclosed, what happens with the 2nd mortgage? Will they get paid a % when the bank sells the property?
Acal, every state is different in their foreclosure process. Again check out your location on Google, contact a reputable Foreclosure-attorney to verify the laws of West Covina, CA 9179 ... more
0 votes Share Flag Mon Feb 13, 2012 Foreclosure in 91792
Mimi Davies, Real Estate Pro in Los Angeles, CA
Mimi Davies answered:
I'm looking for someone who specializes in the Culver City area and in foreclosures. Ian
Hi Ian,

Not a problem a t all. You seem to know what you're looking for. Please feel free to contact me. I would like to discuss with you a couple of things that will help us es ... more
0 votes Share Flag Thu Oct 11, 2012 Foreclosure in Culver - West
Mnlakeplace, Real Estate Pro in White Bear Lake, MN
Mnlakeplace answered:
If I cannot get the Mortgage Forgiveness Debt until December 2012. What are the options do I have to avoid IRS taxes?
I would seek an account they can give you the best advice on that.
0 votes Share Flag Sun Jan 29, 2012 Foreclosure in Los Angeles County
Pebble Singha…, Real Estate Pro in Encino, CA
Pebble Singha .. answered:
how does a forclosure affect a married couple if only one person signed for the home. and if the spouse has her own home.
Hello Foreclosed on,
I believe that you reposted this question .......................
Very unfortunate to hear about the foreclosure. Hoping that you did try to do a short sale at le ... more
0 votes Share Flag Sun Jan 29, 2012 Foreclosure in Los Angeles
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