Financing in Los Angeles County : Questions & Answers

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Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
LOAN HAS NOT BEEN APPROVE
I read your other post about being declined. You need a second opinion on your FHA loan as I believe it can be closed. Contact me if you would like me to take a look for you.
0 votes Share Flag Sun May 5, 2013 Financing in Los Angeles
Ron Escobar,…, Real Estate Pro in 90019
Ron Escobar, Broker answered:
CAN MY LOAN BE APPROVE OR SHOULD I CANCEL PURCHASE?
Try a mortgage banker.. they have access to lots of products... the one I recommend is kent.bascom@nafinc.com usually a FHA DTI goes as high as 47% ... your fico is a little too low bu ... more
0 votes Share Flag Mon Jul 1, 2013 Financing in Los Angeles
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
Hi, Can anyone give advice on property investment in Long Beach,CA? I'm a foreign national, what requirements do I need to meet for a loan?
You could possibly get a loan from Wells Fargo. I know my own lender has a loan for you so long as you have a US Passport & of course, can prove your income.

I also may have a condo ... more
0 votes Share Flag Sat Jun 15, 2013 Financing in Long Beach
Carlos Parra…, Real Estate Pro in Monrovia, CA
Carlos Parrague answered:
How long does a pre-approval last when buying a home?
Approval for what? A loan?
Assuming you have gotten a pre-approval letter, the property appraises at the sale price then the loan may take anywhere from 20 to 60 days for final approv ... more
0 votes Share Flag Tue Apr 2, 2013 Financing in Los Angeles
Carl Henker, Real Estate Pro in 95928
Carl Henker answered:
Does anyone have some info about the %3 FHA Grant loan for first time homebuyer?
Here is a link to the California program. It is a DAP program used in connection with an FHA loan. It is not a grant that is forgiven you do have to pay it bank at some point. Find out ... more
0 votes Share Flag Thu Mar 28, 2013 Financing in 91390
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski 858-922-7899 answered:
Can anyone refer me to a creative Mortgage Broker in my area?
I would be happy to talk to you if you would like.
0 votes Share Flag Mon Oct 28, 2013 Financing in Encino
Carlos Parra…, Real Estate Pro in Monrovia, CA
Carlos Parrague answered:
IS CHADAP ENDING SOON ?
Offers a deferred-payment junior loan of an amount up to three percent (3%) of the purchase price or appraised value, whichever is less. CalHFA's down payment assistance program is desi ... more
0 votes Share Flag Fri Mar 22, 2013 Financing in Los Angeles
Michael Abram, Real Estate Pro in Los Angeles, CA
Michael Abram answered:
Financing for a first time buyer, with FICOS in the 700 range & 3 to 5% down
Hello Susan,

Look no further! I have a lender that will go 5% down with no PMI on the loan. Feel free to give me a call or email to discuss.

Have a great day!


Michael Abram ... more
0 votes Share Flag Sat Mar 16, 2013 Financing in Canyon Country
Walter. S, Real Estate Pro in Los Angeles, CA
Walter. S answered:
Need VOE only mortgage for riverside San Bernardino counties. 685 Fico, 30% down.
The loan amount will be around $80-100k. No private loans please. Please leave your info i will call you. thank you!
0 votes Share Flag Wed Mar 13, 2013 Financing in Los Angeles
Ron Escobar,…, Real Estate Pro in 90019
Ron Escobar, Broker answered:
Hello, We are obtaining a loan from a lender we actually never want to work with again and they have a disclosure about "servicing" our
Yes. It is typical. It happens to most loans... all the time... you should be able to trust your loan officer, if you do not trust them why are you doing business with them? and vice ... more
0 votes Share Flag Tue Mar 12, 2013 Financing in Los Angeles
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Anyone know of a lender who can finance on a condo with an HOA in litigation?
If that is the only issue, then I can assist you with that.
0 votes Share Flag Sun Mar 17, 2013 Financing in Los Angeles
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence 727.420.4041 answered:
Is it common practice for home sellers to request a buyer be pre-qualified a second time by their own mortgage provider?
Depends on the date shown on the Pre-qual you submitted with your purchase offer.
Some brokerages REQUIRE a pre-qual from their preferred lender to vet a buyer. The buyer can use any l ... more
0 votes Share Flag Sun Jun 16, 2013 Financing in West Hollywood
Charles Lee, Real Estate Pro in 90069
Charles Lee answered:
When buying a mobile home can I look at it then go get the loan from lender first time buyer any advice would really be appreciated?
Look at funding before you do anything, you dont want to waste you time or the agents time,
0 votes Share Flag Sat Feb 23, 2013 Financing in Sylmar
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Where can I get a 90% LTV home equity loan in Florida?
May want to try PNC Bank, they are going to 89.9%.
0 votes Share Flag Sun Jun 9, 2013 Financing in 90019
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Is any of the deductible? HUD line 801=$4795. HUD line 802= -6776.25. HUD line 803= -1981.25 is line 801 deductible over the 30 year loan?
HI Saduono,

You really should ask a CPA. I would say line 801 is not deductible since you were credited over that amount from your broker so you technically didn't pay the $4,795.
0 votes Share Flag Sun Feb 17, 2013 Financing in Los Angeles
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Can someone below 55 buy a mobile home in a park for 55 ? Can we rent it and live in it becoz we are the seniors who are in need but cant afford.?
As long as one of you is 55+, you should be able to buy it and do as you wish with it subject tot he community restrictions....
0 votes Share Flag Sat Feb 16, 2013 Financing in Torrance
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Adjustments on rate lock confirmation from Lender
I can't comment on the price adjustments from the lender you are getting your mortgage from because you haven't said who that is.

However what you've been told coincides to the sta ... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Los Angeles
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
we are on ssi can we buy a cheap mobile home with low monthly payment?
Hello Isabel, You are able to buy whatever you would like that you can afford. Unfortunalely you are in a high cost area. I can email you properties to consider once we determine how mu ... more
0 votes Share Flag Wed Feb 13, 2013 Financing in Torrance
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
i have only one 1099 form. can i qualify for a loan? what to do? i need to buy a house..
Most likely not. You'll need a strong source of regular income to qualify for a loan sufficient to purchase a house. Your best strategy now is to save up to make a purchase with all c ... more
0 votes Share Flag Wed Feb 13, 2013 Financing in Monrovia
brewinboston, Home Seller in Los Angeles, CA
brewinboston answered:
Escrow delay what to do? Want to cancel at this point tired of excuses.
On top of everything we have cancelled our utilities in order for the transfer to take place this week. I don't know if the buyers have transfered things into their name. The original c ... more
0 votes Share Flag Tue Feb 12, 2013 Financing in Los Angeles
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