Home Buying in Leander : Questions & Answers

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Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
690 & a score of 545 What programs are out there?
Hello Mrs. Baez,

Find a lender who will work with you both. You do not have any options with a 545 mid score and if you are serious about buying a home you need to focus on getting ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 78641
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington, Realtor(R) answered:
my credit score is 603. Made over 75k last year. 1st time buyer with VA eligibility. Have COE. Is buying possible or no?
A lender can answer this question the best, but my understanding is you need a minimum of 640 credit score. You aren't far away! My advice would be to concentrate on getting that up, ... more
0 votes Share Flag Mon Apr 1, 2013 Home Buying in Leander
Barbara Coker, Real Estate Pro in San Antonio, TX
Barbara Coker answered:
Why don't Short Sale Lenders respond more quickly if it is a Cash Transaction?
They still have the same number of investors and possibly PMI companies to secure an approval from for this less-than-full amount due, no matter if there is a cash offer or loan involv ... more
0 votes Share Flag Tue Sep 23, 2014 Home Buying in 78645
Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
USDA redistricting (Proper word for it?) in March, How can I tell if it will effect me?
Hello Amanda,

It's hard to say for sure. I would need to know the exact location of where you were looking to build and I could check with USDA for sure. If you cannot go the USDA ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Leander
Dave Drayer, Real Estate Pro in Austin, TX
Dave Drayer answered:
USDA approved home listings?
Hi Amanda,
Call me when you can and we can make a plan to go view USDA approved homes.
Congratulations,
Dave Drayer
512-743-8685
0 votes Share Flag Tue Jun 10, 2014 Home Buying in Leander
Jason Martin…, Real Estate Pro in Leander, TX
Jason Martinez answered:
Lender for moblie home and land midland,tx
Hello, I have several resources for you however a few more details would help get the best information. If you intend to purchase a new mobile home, the seller can often attach a mortga ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in Leander
Jason Martin…, Real Estate Pro in Leander, TX
Jason Martinez answered:
home with 1 to 2 acres
Hi Toni, how can I help you?
0 votes Share Flag Sun Nov 4, 2012 Home Buying in Leander
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington, Realtor(R) answered:
my credit score is 631 , i have annual salary of $44,600, can give 6 to 10% down would i qualify for a loan?
You probably can get a mortgage. You are certainly very close on the credit score. I would be happy to work with you and help you get with a lender to get the definitive answer. I se ... more
0 votes Share Flag Mon Oct 28, 2013 Home Buying in Leander
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington, Realtor(R) answered:
my credit scores are 660, 563,598, i have annual salary of 89,000, can give 6 to 10% down would i qualify for a loan?
Definitely a lender question. That seems like a wide range of scores to me, so I'll be watching to see what the lenders are saying. If you need to talk to a lender in person, I or oth ... more
0 votes Share Flag Sun Sep 1, 2013 Home Buying in Leander
Jason Martin…, Real Estate Pro in Leander, TX
Jason Martinez answered:
can i get a home loan whether traditional or fha with a credit score of 580, 560 and 630 and an annual income of $120,000?
Hi Davlo, speaking with a lender is the best way to determine your eligibility. Often there are little things on your credit report that can be remedied fairly easily. If you would like ... more
0 votes Share Flag Wed Jul 31, 2013 Home Buying in Leander
David Longor…, Renter in Leander, TX
David Longoria answered:
I have an income of 110,00K, credit score of around 600, can i get a fha loan?
Also needed to add that i could put 20% down on a loan of 180K
0 votes Share Flag Mon Apr 30, 2012 Home Buying in Leander
Alain Picard, Real Estate Pro in Puyallup, WA
Alain Picard answered:
USDA Guarantee Loan requirements; Owner Occupied -- what proof do you need to show the bank? Relocating to Leander from California.
You may need to sign a form from the bank that you intend to occupy the property.
0 votes Share Flag Fri Apr 6, 2012 Home Buying in Leander
Michael Robe…, Real Estate Pro in Travis County, TX
Michael Roberts answered:
We are looking to buy a house in Leander, Tx. Now we are wondering if 2ac lot is big enough for water well and septic--or is this likely to be a prob?
Margaret,

I specialize in the Leander area. 2acres is plenty big enough to support a well and septic. I fact most lots you find in Leander will require both. Let me know how I can ... more
0 votes Share Flag Sun Apr 27, 2014 Home Buying in Leander
Sally Grenier, Real Estate Pro in Lafayette, CO
Sally Grenier answered:
I want to know what would be the risks involved in buying a home as a investment?
The biggest risk, in my opinion, is having to rely on others to manage the property for you and hoping it's being done properly. If anything were to happen, you can't exactly ... more
0 votes Share Flag Tue Nov 15, 2011 Home Buying in Leander
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
who owns this house cause when i tried to get nfo on it i was told it was in foreclosure and they didnt know who owned it.?
At any point in time someone owns it, we have no idea what house you are talking about in this case. Who did you ask this question to? After a foreclosure auction or even after a sale i ... more
0 votes Share Flag Sun May 1, 2011 Home Buying in Leander
Scott Butcher, Real Estate Pro in Austin, TX
Scott Butcher answered:
I have a small 1,000 square foot, 3 bedroom 2 bath garden home in Leander, Texas. What can I expect to sell it for in today's market? - John
Granted I'm not a Realtor but have been in the Real Estate business for over 15 years, and in looking online at comparable sales in the neighborhood I would venture a GUESS that yo ... more
0 votes Share Flag Tue Jan 10, 2012 Home Buying in Leander
Jenn Klarman, Real Estate Pro in Annapolis, MD
Jenn Klarman answered:
how can i view an hoa guide for a property before buying?
Depending upon the HOA, you may find the Docs (HOA Bylaws, Covenants, etc.) on-line. Google the community to see what results that yields. You may find a POC (point of contact) for the ... more
0 votes Share Flag Tue Apr 26, 2011 Home Buying in 78641
Fred Griffin, Real Estate Pro in Tallahassee, FL
Fred Griffin answered:
What is the average turn around time on a FHA loan in the Leander area? I'm reading anything from 7 days to
The following article provides some insight into the current time frames:


http://www.floridarealtors.org/NewsAndEvents/n2-071309.cfm



-------------------
Best wishes to you, ... more
0 votes Share Flag Mon Apr 26, 2010 Home Buying in Leander
J R, Real Estate Pro in New York, NY
J R answered:
where can I find foreclosure auctions or sales (without having to pay) on the internet?
Lynn, I'm not going to get into the pros and cons of foreclosures. I would suggest before you think you want to buy one, you go sit and talk for a few minutes with an attorney who SPECI ... more
0 votes Share Flag Wed Dec 1, 2010 Home Buying in 78641
John Magruder, Real Estate Pro in Williamson County, TX
John Magruder answered:
Williamson or Travis County?
Without knowing your price range, this is tough to answer. I looked at some recent resales in both counties priced between $190,000 and $200,000. Typical rates for Williamson were 2. ... more
0 votes Share Flag Mon Sep 8, 2008 Home Buying in Leander, TX
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