Home Buying in Lancaster : Questions & Answers

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Michael Wats…, Real Estate Pro in Palmdale, CA
Michael Watson answered:
how much is space rent at lesure lake?
I believe it is roughly $430.00/month. Are you interested in purchasing a property there?
0 votes Share Flag Mon Apr 30, 2012 Home Buying in Lancaster
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Short Sales
It all depends on the bank. Do you know which bank holds the mortgage? It's not unusual to wait at least 30 days. The bank has to gather all the documents from the seller and or ... more
0 votes Share Flag Sat Feb 25, 2012 Home Buying in Lancaster
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
Im trying to buy a mobile home with a down payment 10,000 but my credit is poor. Am i still able to buy a mobile home.?
Obtaining financing for a mobile home can be difficult with good credit. There are not many lenders that do these loans. The age of the home is also a determining factor in getting fi ... more
0 votes Share Flag Mon Sep 2, 2013 Home Buying in 93535
Tamara Stoebe, Real Estate Pro in Lancaster, CA
Tamara Stoebe answered:
Will lenders approve someone with a 597 Fico?
Hello Ali,

The answer to your question is YES. You will have to search for the right lender, and the right loan product. I do have several lenders that you can speak with to determ ... more
0 votes Share Flag Tue Apr 30, 2013 Home Buying in 93534
Tamara Stoebe, Real Estate Pro in Lancaster, CA
Tamara Stoebe answered:
What is the FICO score required for a VA loan in CA? Specifically L.A and Kern County? My boyfriend's score is 597. Is there anyway he would?
Ali,

I just answered your other question :) I would highly recommend that your boyfriend, speak with a local lender, who specializes in VA lending. 597 is most likely doable, ther ... more
0 votes Share Flag Fri May 9, 2014 Home Buying in 93534
Erica Ramus, Real Estate Pro in 17901
Erica Ramus answered:
i sold my house about 15 months ago it was a short sale would i be able to buy another home againe and also would i be able to buy to buy as a first
You need to call a lender and explain to him your situation.
0 votes Share Flag Fri Dec 23, 2011 Home Buying in Lancaster
Robert (Tony)…, Real Estate Pro in Chatsworth, CA
Robert (Tony) Haven answered:
joe russell realtor went with this co. Mortgage management consultants,inc. form the very being hes said i do'nt qulafie my score 780 i work
Chalex,

The rates are always changing plus it also depends on so many different factors such as your debt to income ratio and the type of loan program to name a couple. Interest rate ... more
0 votes Share Flag Tue Dec 13, 2011 Home Buying in Lancaster
Chalex, Home Buyer in Lancaster, CA
Chalex asked:
joe russell realtor went with this co. Mortgage management consultants,inc. form the very being hes said i do'nt qulafie my score 780 i work usps 31 y 31yrs the rates are 3.8 ken yoder said i would get come time to sign paper the rate was 5.34 I did'nt sign.and would like my 2000.00 back because den lie about the ra...
0 votes Share Flag Tue Dec 13, 2011 Home Buying in Lancaster
David Chiles, Real Estate Pro in Los Angeles, CA
David Chiles answered:
Buying properties to rent out. Best value (rent and rate of occupancy versus cost of home) : Tehachapi, Bakersfield or the Antelope Valley?
Thank you for your question about getting the best value for residential income properties. I suggest the Long Beach Downtown area because of the high number of foreclosure you can get ... more
0 votes Share Flag Sat Oct 2, 2010 Home Buying in Lancaster
Voices Member,  in
Voices Member answered:
I have an issue in reference to items that were requested in the contract and the mortgage company is not trying to abide by the contract. On June
Not sure what the mortgage company failed to hold up to. If you have an agreed upon contract for something in writing, I would seek the assistance of an attorney to help with the situat ... more
0 votes Share Flag Tue Aug 20, 2013 Home Buying in 93536
Scott Miller…, Real Estate Pro in 33432
Scott Miller - REALTORĀ® answered:
I put a bid on a short sale. The bank took the house back it is now in forclosure. The seller won't sign my escrow release. can they do that?
Hi B. If the bank has possession of the property now from an executed foreclosure, the seller has to release your funds back to you. The deal you previously had is no longer valid. A ... more
0 votes Share Flag Sat Aug 7, 2010 Home Buying in Lancaster
John Barry, Real Estate Pro in Los Angeles, CA
John Barry answered:
Our bid was accepted and the listing state"will go FHA" after we paid appraisal and inspections fees the house needed many repairs the
Hi Dredre,

Sorry to hear about your situation. When a seller accepts an offer from a buyer with FHA financing, the seller is not required to agree to pay for the repairs required by ... more
0 votes Share Flag Fri Jul 9, 2010 Home Buying in 93536
Karen Miller,…, Real Estate Pro in Long Beach, Signal H...
Karen Miller, Realtor answered:
I have a 401K plan from my previous employer but no longer working for that company. My question is that I would like to take a loan against my 401K
All plans are different. This isn't really a real estate question. You need to contact the manager of the plan. If you don't have their contact information, you will need t ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in 93535
Fred Glick, Real Estate Pro in Los Angeles County, CA
Fred Glick answered:
We are looking for local property preservation companies that are licensed in the Antelope Valley
Can you be more descriptive?
0 votes Share Flag Tue Jun 1, 2010 Home Buying in Lancaster
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
my sons would like to buy a house, one just started working the other has been working but going to school, they have saved money and I have some
Not knowing any specifics--Your sons can begin by visiting with any qualified loan officer(s) and seeing exactly what the budget can handle, and run their credit scores--the loan office ... more
0 votes Share Flag Thu Jun 10, 2010 Home Buying in Lancaster
Tamara Stoebe, Real Estate Pro in Lancaster, CA
Tamara Stoebe answered:
When is enough on a short sale? I put an offer on a short sale around summer 2009. We offered 5 k over listing. 6 months later we were asked if w...
Hello Datwin2,

Enough is enough when you are done waiting. Typically short sales lose value as the process progresses - unless the listing agent had the list price at an unreasonabl ... more
0 votes Share Flag Sun Jun 13, 2010 Home Buying in Lancaster
Tamara Stoebe, Real Estate Pro in Lancaster, CA
Tamara Stoebe answered:
How easy is it to find a rent-to-own mobile home in Lancaster or Palmdale? I am interested in living in either city but not up in Kern county.
Hello Macosta,

It is not easy - the reason for this is that the parks as a whole do not allow renters. When you live in a park you are paying the space rent where the mobile home is ... more
0 votes Share Flag Thu Mar 11, 2010 Home Buying in Lancaster
Patrick Thies…, Real Estate Pro in Elmhurst, IL
Patrick Thies SFR, CNC answered:
can you use your 1st time $8000 home buyers tax credit towards your down payment and or closing costsin Los Angeles,CA 93535?
Check with a local lender. Some states were offering programs where the buyer could borrow the credit for the downpayment. These programs take a little longer to finace so contact a l ... more
0 votes Share Flag Wed Feb 17, 2010 Home Buying in 93535
John Villaes…, Real Estate Pro in California
John Villaescusa answered:
What neigborhoods in Lancaster, CA are considered desirable areas to live in? Thanks!
If you are interested in "flipping" what i coould do is set you up on my VIP Buyer automated email system that would send you all the available listings that meet your search ... more
0 votes Share Flag Tue Aug 24, 2010 Home Buying in 93536
Melissa Zava…, Real Estate Pro in Escondido, CA
Melissa Zavala answered:
CAN YOU BUY A FORECLOSER HOME ON AN FHA PRE APPROVED LOAN?
You can usually purchase a foreclosed home on an FHA loan, as long as the property qualifies for FHA financing. You may be competing, however, against buyers who may be more qualified t ... more
0 votes Share Flag Sun Oct 25, 2009 Home Buying in Lancaster
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