Hi Jane and Jay Taylor, it looks like your question was never answered. I'm not sure what property you were looking at or if you are still trying to find a property to relocate to, but if you have any questions or are still looking, feel free to contact me. You can also log onto my website and do a property search without signing in., or if you would like to create an account you can set it to automatically send you updates.
If you are already here, then congratulations on your move.
The agent can only assure you as to what the lender is telling him, unfortunately. (unless he was your lender too).
There are some circumstances where you are entitled to your deposit. It is difficult to tell you one way or the other because I do not have your file in front of me. However lets assume you are entitled to your deposit. If you are I would start by sending a letter to 1.) escrow; 2.) listing broker (not agent); 3.) your agent's broker; and 4.) seller that demands the return of your deposit. Once everyone is on the same page you should see some results. Send the letters certified mail so that you can prove that you did in fact request the refund on your deposit.
Once you have done that you should have a response that will give you some idea of how to move forward. If the seller refuses to release your deposit you should probably consult a local real estate law attorney.
You are ALWAYS free to chose a real estate sales agent and a lender who you know, like, and trust. The only time it becomes an issue is once you've written an offer. There are so many good people who can represent you that you should be completely comfortable with your representation.
Be careful though if you write an offer with one sales agent but saw the property with another. That's messy and unprofessional. In that situation, the two agents would battle it out over who was the "procuring cause."
I encourage you to interview agents and lenders until you find one of each that you can work with. Your agent should help you see things you otherwise wouldn't see while never leaving your money on the table. Your lender should be able to explain things so easily that she could do so with a crayon.
Thanks for the opportunity to answer your question. If you need anything else you can reach be directly at 951-571-9229 or firstname.lastname@example.org... more