Home Buying in Lake Elsinore : Questions & Answers

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Jory Blake, Real Estate Pro in Riverside, CA
Jory Blake answered:
Should o stay away from communities that have mello roose tax??
Eileen, most newer communities will have mello-roos and/or special assessments.
I have only seen a few new communities that do not, however , you pay a little bit more for the home.
Y ... more
0 votes Share Flag Sun Oct 20, 2013 Home Buying in Lake Elsinore
Steve Manos, Real Estate Pro in 92532
Steve Manos answered:
Tuscany Hills Mello Roos when do they end? Anyone know. Dates started and end.. Is this a safe area? Compared to Murrieta
There were several different builders that developed the Tuscany Hills area over time. Some properties will see their Mello Roos end in the next few years. Others won't see them end for ... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Lake Elsinore
Carol Reed, Real Estate Pro in Lake Elsinore, CA
Carol Reed answered:
What areas selling the most and what areas are selling the fastest?
Hi Bryan,

As previously mentioned, all cities are selling fast. Within a couple of days, it seems most properties already have offers. This is due to the low inventory throughout So ... more
0 votes Share Flag Wed Feb 27, 2013 Home Buying in 92530
Brad Yzermans, Real Estate Pro in Temecula, CA
Brad Yzermans answered:
I have 25 down and looking for houses around 140K in Lake Elsinore or Hemet area. My fico score is very weak and wondering should I even proceed?
What does 'weak' mean? Little to no credit history? Collections?

Are you concerned you may not qualify? Or concerned about the Fannie Mae loan level price adjustments when having ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Lake Elsinore
Brad Yzermans, Real Estate Pro in Temecula, CA
Brad Yzermans answered:
I got $12,500 down and I'm looking for less than a $1000 per month mortgage. I want something close to Ortega highway....
Have you compared using an FHA VS. a Conventional loan with 5% down payment and no monthly paid mortgage insurance?
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Lake Elsinore
Advantage Te…, Real Estate Pro in La Jolla, CA
Advantage Team Prop Man answered:
My husband and I are considering purchasing a home in Lake Elsinore, but not sure about the commute, he works in Costa Mesa, any input?
A great website when you are considering moving locations is Trulia Local . There is an interactive map you can use on here that will estimate your commute time from a certain area or ... more
0 votes Share Flag Tue Apr 30, 2013 Home Buying in Lake Elsinore
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
how do i find out what HOA a neighborhood is in?
I have found that the best way to do this is, Do it Yourself:
Drive over there, get out of your car and walk thru your new neighborhood; knock on doors and say "I am your new neighbor, ... more
0 votes Share Flag Thu Feb 7, 2013 Home Buying in Lake Elsinore
Heidi Frankl…, Real Estate Pro in Corona, CA
Heidi Franklin answered:
Can anyone tell me which is the best area that fits the following criteria in the I.E. in this order of preference: 1. low crime 2. great public middl
A Realtor cannot legally tell you the best area for the questions you have. I suggest checking with the Police department for crime rate. You may find the information online. As for the ... more
0 votes Share Flag Sat Jan 18, 2014 Home Buying in Lake Elsinore
Eli, Home Buyer in Lake Elsinore, CA
Eli answered:
What causes the air quality in Lake Elsinore to be poor?
actuly the air quality is good I lived in Lake Elsinore for 27 years
0 votes Share Flag Fri Jun 21, 2013 Home Buying in Lake Elsinore
Carol Reed, Real Estate Pro in Lake Elsinore, CA
Carol Reed answered:
hi. i'm thinking of buying a house in Lake Elsinore. 4 bedrooms and pool. does anyone know about how much is the electric bill during summer?
Completely depends on the size of the pool, if there is a jacuzzi along with the size of the house, and if its a single story or two story. It also makes a difference how often you hea ... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Lake Elsinore
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
hi, my credit at 609 there aking for 620 on 110,000.00 ate 500.00 mo. with 2,800 dowm plus closing! if the cost was 89,000.00 of less value would
Dan,
Your credit score is a function of your credit history, current balances, past high credit, number of inquiries and judgment or collection activity. Your score can go up if you ... more
0 votes Share Flag Thu Sep 27, 2012 Home Buying in Lake Elsinore
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
How do you qualify with Freddie Mac or Fannie Mae?
Hi, Kate. Your Realtor can help you with this. There are many programs available. A good Realtor will have references for you for direct lenders that can get you qualified for the loan. ... more
0 votes Share Flag Fri Aug 19, 2011 Home Buying in Lake Elsinore
So Cal Homes…, Real Estate Pro in Hemet, CA
So Cal Homes 951-821-8211 answered:
I'm interested in property in Lake Elsinore, but find most comfort in my surrounding community. How is the Canyon Hills community?
Steve
Are you inquiring about Canyon Lake adjacent to Lake Elsinore?

Harold Sharpe - Broker
So Cal Homes Realty
(951) 821-8211
harold@socalhomesrealestate.com
http://www.socalho ... more
0 votes Share Flag Tue Nov 15, 2011 Home Buying in Lake Elsinore
Carol Reed, Real Estate Pro in Lake Elsinore, CA
Carol Reed answered:
I'm interested in property in Lake Elsinore, but find most comfort in my surrounding community. How is the Canyon Hills community?
Although there is not a specific demographic page for Canyon Hills alone, I have added this link for you to check out Lake Elsinore as a whole. http://www.city-data.com/city/Lake-Elsin ... more
0 votes Share Flag Tue Jun 26, 2012 Home Buying in Lake Elsinore
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
I am a first time homebuyer trying to buy a short sale that is scheduled for a trustee sale. It has been several months of back & forth until
All lenders are different (the seller's lender - not your lender). Since I don't know who the seller's lender is and/or the Short Sale negotiator at the lender's, I ... more
0 votes Share Flag Fri May 17, 2013 Home Buying in 92530
Blasic Smith…, Real Estate Pro in Murrieta, CA
Blasic Smith Team answered:
Is there an (free) online course to complete my CalHFA first time homebuyer requirement? I live in SoCal.
Hello Home buyer. This is a great question. I didn't know the answer so I reached out to my preferred lender. Go to the following link: http://www.mgichome.com You will need ... more
0 votes Share Flag Mon Feb 21, 2011 Home Buying in 92530
Stephen E. M…, Real Estate Pro in Riverside, CA
Stephen E. Mckee answered:
bought a home and gave them a deposit and a week or so later they took the house to auction and then kept part of deposit.said that I cancelled
Something funny here. I'd be happy to take a look at your contact and make a few phone calls if you need some help.
0 votes Share Flag Mon Jan 3, 2011 Home Buying in 92532
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
bought a home in lake elsinore,ca. gave them a deposit and a week or so later they took the house to auction and then kept part of deposit
Did you have an open escrow? Who is them in your question? Where's your agent? Were you working with an agent? If so your agent should be able to help you with this. It alm ... more
0 votes Share Flag Wed Jan 12, 2011 Home Buying in 92532
Genie Lancas…, Real Estate Pro in Carolina Beach, NC
Genie Lancaster answered:
we have not received the approval letter from the bank after they have already accepted the offer its been 12 days
This is not unusual in a short sale, if that is the case with your purchase. It sometimes takes 6-8 months to get a short sale done.There is no telling how long it will take, because t ... more
0 votes Share Flag Mon Oct 11, 2010 Home Buying in 92530
Micki O'Toole, Real Estate Pro in Riverside, CA
Micki O'Toole answered:
The house was in Escrow already . I get a call that the house has been sold to someone else.Is that even legal or how does that work?
Dear 1sttime.
I'm sorry this has happened to you and it certainly does sound strange. I recommend you have your agent find out what is going on and how this happened, and then sp ... more
0 votes Share Flag Tue Aug 24, 2010 Home Buying in Lake Elsinore
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