Financing in Lake Elsinore : Questions & Answers

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Patrick Thies, Real Estate Pro in Anytown, IL
Patrick Thies answered:
can i refinance a mortgage without getting my co-borrower to sign the loan docs? she has signed a quitclaim deed.
A quitclaim deed will only take someone off of title. They are still on the mortgage. The co-borrower will need to sign for the refi.
0 votes Share Flag Mon Apr 13, 2015 Financing in 92530
Emelia Sanch…,  in Ontario, CA
Emelia Sanchez answered:
foreclosed on home in august of 09, due to economy, we are ready to start looking again, house only in hubby name not mine, but I am not working only
Since you let the home go to foreclosure instead of doing a short sale it will be about 5 -7years from the date of foreclosure. Credit Score 680 and 10% downpayment are needed. Fanni ... more
0 votes Share Flag Mon May 24, 2010 Financing in Lake Elsinore
Jenny A. Le,  in California
Jenny A. Le answered:
Can I streamline refinance to remove a non-occupying co-borrower without an appraisal. California
There are federal housing real estate appraisal guidelines that require the lenders to lend based on a value derived from an appraisal report NOT older than 6 months.

Based on the cu ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in 92530
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