Jeffersonville is a small town across the river from Louisville, Ky. The down town is really coming alive. The area is very affordable and offers many opportunities for families. The school system varies in ranking.... more
Schuler Bauer has a rental division that helps people find rental houses. Check out SchulerBauer.com for current availability. You can also search Craigslist.org, but beware of scammers, they are plentiful on the site. With proper precautions, you can find lots of options there.... more
It can open up some more options - however if you are a permanent resident (i.e. a "green card") then in a lender's eyes it's the same thing as being a US Citizen. If you are non-permanent resident (on a Visa with an Employment Authorization Document) then that usually can work out as well. So being a US Citizen presents the least amount of paperwork, but it's certainly possible to get a regular FHA or conventional mortgage while being a permanent resident or non-permanent resident too.... more
It very well could be. Anytime someone asks you to send them money through western union or some other type of wire service you should be cautious. Try going the county website where the property is located and with the address of the property try to find out who is paying the taxes on the property and if that is the same name as who you've been in contact with about renting it than there's a good chance that it's not a scam.... more
Tony you definatelt do not want to complete any work that you have to pay for until you own the property. The risk is too great in a short sale. A short sale is never completely accepted until you are all signed and handed the keys.
The 203k would be a good way to go, ask you loan officer for guidance. they should be able to inform you of you ooptions. th eother option is to ask if you can put the 8k in escrow, so when you close the bank knows that money is there to complete the mold.
Also you didnt state anything about the price you are paying, hopfully you are getting a good enough deal to make it worth while. The mold shoudl have been tested by an expert as well as teh other parts of teh house to make sure the spores are not through out the house,
Good luck with your purchase
Please see my blog with more great tips and advice on buying a short sale.... more
I hope this helps:
FOLLOWING IS THE FHA GUIDELINES FOR NON PERMANENT RESIDENT ALIENS LOOKING
to obtain a FHA insured mortgage within the Continental United States:
1.) Property must be the borrower's principal/primary residence
2.) Borrower must have a valid Social Security Number (SSN)
3.) Borrower must be eligible to work in the U.S. as evidence by his/her Employment Authorization Documents (EAD) issued by the US Citizen and Immigration Services (USCIS)
Note: Social Security card alone can not be used as evidence of work status. Although Social Security cards may indicate work status, such as "not valid for purposes," an individuals may change without being reflected on the actual Social Security card. Therefore your EAD must be used instead.
if your EAD expires within 1 year and a prior history (12-24 months) of residency status renewal exists, must lenders (including us) may assume that the EAD continuation will be granted. If there is no prior renewals, a lender will determine your likelihood of renewal, based primarily on information from the USCIS.
REFUGEE OR ASYLEE STATUS:
Aliens that have been granted refugee or asylee status by the USCIS are automatically eligible to work in this country. Therefore, an EAD is not required.
I hope this has been helpful. If I can be of any further assistance, please feel free to contact me at your... more
Hey there Matthias,
Since I'm kinda the Lease-to-Own guy here on Trulia, maybe I can help you.
To be able to find/move into a lease-to-own house, you'll need at least 3-5% upfront. If you decide to purchase the house, the 3-5% (or whatever the seller will need from you) will be credited towards the purchase price when you buy BUT if you decide NOT to buy the house, the 3-5% us non-refundable. I may be able to even offer you Rent Credits.
If your serious about finding a house and have AT LEAST 3-5% upfront (I DO NOT WORK WITH TIREKICKERS), shoot me an email with what considerations you have for your new house (ie...3 bed, 2bath, no garage, etc and what you can comfortably afford for a monthly lease payment & purchase price) and i'll start looking to acquire a house for you.
Lease-to-Own Professional and Independent Consultant... more
Currently, there are no programs available for non-permanent aliens. There are loans for non-permanent resident aliens, however it seems that you are not a resident as any status. You039;ll have to buy the house in the name of your american spouse and use your income as a compensating factor. You may also get an HB1 Visa through an employer in the states, get a social security card allowing you to work in the U.S. and then buy the house.... more
It looks like there are more than a few real estate professionals in the Trulia Voices community. Check out the link below to see our Member Search results for this area. You can check out profiles for the agents listed and also review their questions and answers to get a better sense of their expertise.
I hope this helps you.
Community Moderator... more
If you are using an agent, they should be able to give you references for real estate attorneys. Also, ask your friends, co-workers, family, etc. who they used for their real estate needs.... more