I consider your question and concern more a social question than a real estate or financial question, although you may want to consider and make sure you have all the numbers straight.
Association fees are different for every building or community, depending on what is included, if you are working with one trusted area Realtor, that Realtor will provide you will all that information each and every time you find something that may work for you, or he or she may even make some really good suggestions about certain places for you!
In an adult community, or assisted living community there are some social events planned throughout and you have equal minded neighbors etc.,
when buying a condo, you are on your own, just as living in a single family home, except that in a condo much is taken care of, no yard to mowe, and many items are taken care of with your monthly assessment fees, but your are very much on your own..
So it is kind of a life style decision more than anything else, often both have a pool, often a door man or they are gated communities.
I strongly suggest you work with a local Realtor who can assist you and get you all the details...
Good luck to you, if you need recommendations for a good Realtor in your area, feel free to get
back to me I gladly recommend a few good ones
Edith YourRealtor4Life & Chicago and Northern Illinois Expert
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