Hermitage : Questions & Answers

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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is it possible to list a house on Trulia without using a realtor?
If you are a for sale by owner the post is not allowed, you can however try blogging about the property; if and when you do list with an agent, he/she can post it for you, ask; or consi ... more
0 votes Share Flag Thu Aug 22, 2013 Home Selling in Hermitage
Miller Hogan, Home Buyer in Hermitage, TN
Miller Hogan answered:
What are typical closing costs on a refinance in Tennessee. What fees are negotiable? Does the lender require a transfer tax on a refinance?
Typical closing costs should be $200-250 settlement fee, $75-100 document prep plus title insurance which is calculated based upon the amount of the loan. You should ask for a title ins ... more
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 37076
Raven Robins…, Real Estate Pro in Hermitage, TN
Raven Robinson answered:
I need a home to buy or rent for $750 or less a month. Do you have any recommendations?
Yes, I currently have properties for sale in the Hermitage area for $112,900 with $4,000 paid in closing cost. If you put a downpayment of at least 8% your payments can be around $750.
0 votes Share Flag Thu May 15, 2014 Home Buying in Hermitage
Vicky Chrisn…, Real Estate Pro in Leesburg, VA
Vicky Chrisner answered:
Will I loose my SSD if I buy ahome?
You need to speak with them... but I don't think so. If you're buying with cash that's one thing, but if you are buying with a mortgage like the rest of the world, the asset won't be w ... more
0 votes Share Flag Mon May 28, 2012 Home Buying in 37076
Amanda Cotton, Real Estate Pro in 37122
Amanda Cotton answered:
I have been searching and cannot find a nice home to rent in Nashville, TN. HELP!!
Consider buying! I currently live in Hermitage too, and even before I was a real estate agent I realized buying is a much better deal!
Mortgages are generally cheaper than rent, you ha ... more
0 votes Share Flag Tue Sep 17, 2013 Rentals in 37076
Sharon Wayman, Real Estate Pro in 37215
Sharon Wayman answered:
Can you apply for THDA alone without spouse information?
Probably so, if it's just one income. Check it out with a lender, if you need a few names, I have a list of four or five.
Sharon
sharon.wayman@crye-leike.com
0 votes Share Flag Wed Sep 5, 2012 Home Buying in 37076
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Why is it there are so few condos in Hermitage, or even Nashville for that matter that are approved for VA financing? Only 3 or 4 altogether it seems.
There are 33 condos approved in Nashville, TN for VA financing. There are only 3 in Hermitage.

Hermitage approved VA condos:

BROOKSIDE PARK TOWNHOMES
FOX RUN (HUD approved)
RAI ... more
0 votes Share Flag Mon Oct 15, 2012 Home Buying in 37076
Caroline Choi, Real Estate Pro in 90017
Caroline Choi answered:
How can I rent a 2 bedroom apartment if I am credit challenged?
Hi Mary, I would suggest negotiating with the landlord/property manager to see if you can pay a larger deposit or make some rental payments up front. Landlords and property managers wa ... more
0 votes Share Flag Mon Sep 20, 2010 Rentals in 37076
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Can you buy a home living on SSD check?
Without knowing all your financial details/assets, etc--why not consult with any qualified loan officer(s)--check to see if you qualify and if so know what your budget can handle--he/sh ... more
0 votes Share Flag Wed Mar 3, 2010 Home Buying in 37076
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
How do I find a home if my only source of income is my disability check every month?
Is your disability permanent?

Yes, it is the same as any other income. You simply find a lender and with your disability income get a loan. You still need a down payment and closing ... more
0 votes Share Flag Sun Feb 28, 2010 Rentals in Hermitage
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If someone has a realtor listing their home can you buy the house from them and by pass the agent if the agent didn't show the home to buyer?
Depends on the agreement the seller has with his/her agent--chances are the agent will get paid either way--Why don't you have an agent of your own I wonder--are you aware of recen ... more
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 37076
Deborah Rigs…, Real Estate Pro in Durham County, NC
Deborah Rigsbee Miller answered:
If two people are buying a home and both of their names are on the loan, do they both receive the tax credit? How does that work?
Here is the IRS publication that explains this in their lengthly terms. However the short version is that you if you are equal owners 50/50 you split the credit. SO , the tax credit d ... more
0 votes Share Flag Sun Feb 14, 2010 Financing in 37076
Bob Alston, Real Estate Pro in 92399
Bob Alston answered:
If two people are buying a house together and both of their names are on the loan, will they both receive the tax credit or will they split it? How?
I think no to both. Bob Alston www.bobsellshomes4u.com

check the link below
0 votes Share Flag Sun Feb 14, 2010 Financing in 37076
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
If two people are buying a house together and both of their names are on the loan, will they both receive the tax credit or will they split it? How?
Rbama1718

Given the different factors that could be involved, its best to consult with a/or your tax preparer.
0 votes Share Flag Sun Feb 14, 2010 Financing in 37076
Kevin Pellat…, Real Estate Pro in Brentwood, TN
Kevin Pellatiro answered:
Is there a loop hole to the 91 day investment houses?
http://law.justia.com/us/cfr/title24/24-2.1.1.2.4.1.88.39.html

Above is the actual FHA regulation you are running into. And here is an excerpt from an excellent article (written from ... more
0 votes Share Flag Mon Oct 26, 2009 Home Buying in Hermitage
Brian Copela…, Real Estate Pro in Nashville, TN
Brian Copeland answered:
if you are unhappy with your realtor with whom you have an exclusive buyer agreement and the realtor refuses to end the agreement what are the
All buyer representation agreements are different. Keep in mind a buyer's rep agreement is with the agent's broker and then they designate the agent to be your agent. In mos ... more
0 votes Share Flag Tue Oct 6, 2009 Home Buying in Hermitage
Kevin Pellat…, Real Estate Pro in Brentwood, TN
Kevin Pellatiro answered:
How do you find out the planning for an area in the Greer Station subdivision in Hermitage. There are woods
Great question - do not proceed unless you know what is currently planned. You or your agent need to call Davidson County and find out what permits and land uses are possible, or alread ... more
0 votes Share Flag Sat Jul 25, 2009 In My Neighborhood in Hermitage
Sharon Wayman, Real Estate Pro in 37215
Sharon Wayman answered:
I am thinking of doing a jumbo loan for a house 575,000. I know it was bought 4 years ago for 440,000. How?
Curious as to how your loan went? Did you ever purchase?
Sharon
0 votes Share Flag Wed Oct 6, 2010 Home Buying in 37076
kimberly-hod…, Real Estate Pro in Nashville, TN
kimberly-hodges answered:
I am thinking of doing a jumbo loan for a house 575,000. I know it was bought 4 years ago for 440,000. How?
Hi Ann....the price you should offer should take into consideration both the price the current seller paid, AND the price of sold comparables within a short distance of the property - w ... more
0 votes Share Flag Tue Nov 4, 2008 Home Buying in 37076
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