Grand Prairie : Questions & Answers

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Larry Evans, Real Estate Pro in 37040
Larry Evans answered:
Any advice on recovering quickly from a foreclosure?
Stay safe first. Financially, be conservative with your money. Pay cash when possible. Don't buy anything you don't need. Pay all bills/debt on time. Work as many jobs as you ... more
0 votes Share Flag Mon Sep 28, 2009 Foreclosure in Grand Prairie
T.E. Sumner, Real Estate Pro in Rockwall, TX
T.E. Sumner answered:
I acquired a home with my ex gf 2yrs ago through an FHA Loan. Unfortunately, I had to leave due to the safety of my family and myself. To make a long
The foreclosure will be with you for some years now. This will prevent you from owning a home with a regular mortgage loan.

So, you have a couple of choices, neither is that great ... more
0 votes Share Flag Sat Sep 26, 2009 Foreclosure in Grand Prairie
T.E. Sumner, Real Estate Pro in Rockwall, TX
T.E. Sumner answered:
If a mortgage is in my spouses name only and it goes into foreclosure how will it affect my credit? And if it does how will it affect me?
The credit report may show her as receiving the hit for the foreclosure initially because of non-payment, but when the foreclosure actually happens, the deed of trust will show your nam ... more
0 votes Share Flag Tue Sep 8, 2009 Foreclosure in 75052
T.E. Sumner, Real Estate Pro in Rockwall, TX
T.E. Sumner answered:
I am retired on s/s with 755 credit rating...My wife works with plenty $ to help with payments...caveate is she has not aquired a creit rating over
While your situation seems a little complex, if the amount of the loan is not too high and not too high a percentage of the property, you could probably make this work.

Your wife&# ... more
0 votes Share Flag Tue Sep 8, 2009 Home Buying in Grand Prairie
Naima Sumner, Real Estate Pro in Dallas, TX
Naima Sumner answered:
What lenders close homes the fastest and where can you go to compare this? This assumes the buyer has all the necessary documents ready to roll.
There is no place where you can find this information. Every loan is different because every appicant is different. Average time right now is about 30 days and some are taking a littl ... more
0 votes Share Flag Mon Sep 7, 2009 Home Selling in Grand Prairie
Naima Sumner, Real Estate Pro in Dallas, TX
Naima Sumner answered:
Where can you get info on lenders with the fastest home closing times in Dallas/Ft. Worth?
Duplicate question:

http://www.trulia.com/voices/Home_Selling/What_lenders_close_homes_the_fastest_and_where_can-161653
0 votes Share Flag Mon Feb 7, 2011 Home Buying in 75051
Allen Robison, Real Estate Pro in Grand Prairie, TX
Allen Robison answered:
I am in a rent to own program and have been in my home for 3yrs and just found out that home will be
I'm so sorry this has happened to you. There IS probably reason to worry regardless of what the assistant says. Sept 1st is the first Tuesday of the month on which foreclosures take p ... more
0 votes Share Flag Fri Aug 21, 2009 Foreclosure in 75052
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
I am looking for a three bedroom home to lease in this area. Are there any homes that fit this criteria ?
I do residential leasing happy assist you I need additional information

a) Monthly rental budget
b) Pets? No Pets
c) Credit history ~ good, bad , or ugly

THESE are a few ... more
0 votes Share Flag Thu Aug 6, 2009 For rent in Grand Prairie
Wendy Taylor,…, Real Estate Pro in Beverly Hills, CA
Wendy Taylor, CRS, GRI answered:
We are wanting to sell our home but there have been several foreclosed homes in our subdivision, which have
You need to consider both. Asking prices are just that "asking." The sales price on a foreclosure is naturally going to be lower. There is a lot of time and energy that go in to purc ... more
0 votes Share Flag Fri Jul 3, 2009 Home Selling in 75052
Jason Dipers…, Real Estate Pro in Haddonfield, NJ
Jason Diperstein answered:
What is minimum credit score needed to get an FHA loan?
Hello Sweetie2vk,

Typically the minimum credit score for a FHA mortgage is 620. However, you will see a significant improvement in rates when you reach the 720-point plateau. Why F ... more
0 votes Share Flag Sat Oct 9, 2010 Financing in Grand Prairie
Dominick Dina…, Real Estate Pro in San Antonio, TX
Dominick Dina, MA, REALTOR®, GRI, e-PRO, TAHS, Broker/Owner answered:
I recently found out that my mortgage company transferred ownership into their name in Aug. 2001 two months
Hi Wjaep,

This is a strange situation. As real estate agents, we are not allowed to give legal advice as it would be practicing law.

Strongly recommend you talk with an attorney ... more
0 votes Share Flag Thu Apr 30, 2009 Foreclosure in Grand Prairie
., Other/Just Looking in Lewisville, TX
. answered:
what does transfer of deed to mortage company mean? is that a foreclosure? house now for sale at higher price.
A "deed in lieu" of foreclosure is assigning the house back to the bank/mortgage company which lent the money to the mortgage holder. Their are risks, but it does not "usually" (though ... more
0 votes Share Flag Thu Apr 23, 2009 Foreclosure in Grand Prairie
Naima Sumner, Real Estate Pro in Dallas, TX
Naima Sumner answered:
So what is going on with the sub divsion, Grand Peninsula? Im thinking of buying a home in that area.
They are both very comparable communities with similar amenities and price points. I think you should probably go by the home itself in this case.

I will be happy to send you a list ... more
0 votes Share Flag Wed Dec 5, 2012 Home Buying in 75054
Dana Schuster, Real Estate Pro in 70458
Dana Schuster answered:
I dont have time to fix my credit (poor) is there still a chance to get financing on a foreclosure...although
Your foreclosure will remain on your credit record for at least 7 years. What makes you think that any lender would be willing to finance the purchase of another home when you were unab ... more
0 votes Share Flag Wed Feb 11, 2009 Home Buying in 75052
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
How are the market conditions in mira lagos subd. grand prairie, texas
Tough market....lots of homes for sale.

If you are not currently on the market and would like a evaluation of your home please call me.

Bruce Lynn
Prudential Texas Properties
21 ... more
0 votes Share Flag Thu Oct 28, 2010 Market Conditions in Grand Prairie
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
has anyone heard of someone running a scam on leasing/purchasing homes in mira lagos subd. Grand prairie, tx.
Don't do it. If you need me to walk you through how the scam works, just let me know.

These guys are typically pretty good, but have no risk to them.

They may have good intenti ... more
0 votes Share Flag Fri Feb 6, 2009 Home Selling in Grand Prairie
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
how long do you have before the lender sends a foreclosure notice? No payment for 4,5, or 6 months?
Most instances lender will send a notice to property owner mailing address within 90 days of non payment of mortgage. Marjority of lenders have "freeze" on foreclosures during holidays ... more
0 votes Share Flag Tue Jul 23, 2013 Foreclosure in Grand Prairie
Naima Sumner, Real Estate Pro in Dallas, TX
Naima Sumner answered:
Does anyone know about any inspections done at 4128 Hathaway Grand Prairie, TX?
Hello Joanne,
No inspections have been done on the home. It is not a foreclosure but a short sale. The owner still has title. In that case, it would be the buyer's responsibility to ... more
0 votes Share Flag Mon Dec 8, 2008 Foreclosure in Grand Prairie
Bruce Lynn, Real Estate Pro in Coppell, TX
Bruce Lynn answered:
Looking for houses in Mira Logos
Great place to live. I'll send you a list of current properties.

Bruce Lynn
Prudential Texas Properties
0 votes Share Flag Fri Nov 14, 2008 Home Buying in Grand Prairie
Naima Sumner, Real Estate Pro in Dallas, TX
Naima Sumner answered:
Is this home for sale? 4509 Normandy Way, Grand Prairie 75052? If so, for how much, and has it gone into
Hi Carmen,

The home is not for sale. The current people just bought it in June.

Are you specifically looking for a foreclosure?

Naima
214-289-8555
naima@sumner-realty.com
0 votes Share Flag Tue Oct 7, 2008 Crime & Safety in Grand Prairie
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