Foley : Questions & Answers

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Mary McNair, Real Estate Pro in Fairhope, AL
Mary McNair answered:
Are there any community association fees? What does homeowners insurance cost?
Good morning.

According to the listing details on the MLS, this property went under contract on Feb. 28, so it's probably getting close to a closing date. I also searched the subdivi ... more
0 votes Share Flag Wed Mar 20, 2013 Market Conditions in Foley
Mary McNair, Real Estate Pro in Fairhope, AL
Mary McNair answered:
Tax implications on transferring home ownership.
I recommend you contact a tax attorney.
0 votes Share Flag Thu Feb 7, 2013 Home Buying in Foley
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Is there any rent to own programs out there to help us get in a home while we are building our scores?
My advice?
Build your scores first - then make sure you will qualify for a loan.......and then go and buy a home.

Rent to own is not necessarily good for the buyer - usually, t ... more
0 votes Share Flag Sat Mar 2, 2013 Home Buying in 36535
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
What is the minimum credit score requirement to qualify for a home loan?
Hi Connie,
It all depends on the loan program. Each mortgage program has different minimum credit score requirements.

For an FHA mortgage, most lenders require a 640+ credit scor ... more
0 votes Share Flag Wed Oct 3, 2012 Home Buying in 36535
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I see that there are a couple of Loan , now willing to loan to poor credit (580-639). One is Vanguard......
I am not familiar with a company by that name. For an FHA mortgage, most lenders require a 640+ credit score for the last 2-3 years now. Prospect Mortgage is one of the few direct lend ... more
0 votes Share Flag Wed Sep 12, 2012 Financing in 36535
Julie Martin, Real Estate Pro in Mobile, AL
Julie Martin answered:
what is the tax rate in foley,al. for code area 02
I believe the multiplier you are looking for in Foley would be .033. If it is a primary residence or second home you would mulitple the property value by 10%. For investors you would mu ... more
0 votes Share Flag Mon Jan 23, 2012 General Area in Foley
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
where is the best place to get a home financed in Foley,al. with a credit score of 680
Hi William,
I am licensed in both AL & GA. My contact info is below.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA ... more
0 votes Share Flag Mon Jan 23, 2012 Home Buying in Foley
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
my combined credit score is 550 I want to buy a 200,000. home w/140,000. down, can I get financed?
Visit with any licensed loan officer, after reviewing your overall financial information a determination can be made; if you don't yet qualify, he/she may offer great suggestions a ... more
0 votes Share Flag Mon Jan 23, 2012 Home Buying in Foley
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
what is a short sale?
Hi William,

A short sale is when you sell your house for less than what is owed on the property. A short sale requires approval from the lender(s). Also, the owner/seller must be a ... more
0 votes Share Flag Thu Jan 12, 2012 Home Buying in Foley
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
is homeowners insurance in foley available at anything like reasonable cost?
Contact local insurance carriers and ask for free quotes based on your needs, then choose the product that best suits those needs.
0 votes Share Flag Wed Sep 12, 2012 Market Conditions in 36535
Francine Tur…, Real Estate Pro in Orange Beach, AL
Francine Turner answered:
I am retiring and moving to the Foley area in 1 year. The prices seem to be rising. What do you suggest I do. I need to do some work on my house
Hi Pooh -

I would suggest that you start your search now and if you are able to, purchase while the prices are low when you find that perfect home to retire in.

In the meantime, y ... more
0 votes Share Flag Fri Jan 28, 2011 Home Buying in Foley
Teresa King, Real Estate Pro in Baldwin County, AL
Teresa King answered:
Is 2017 North Juniper Street still for sale? Please let me know.I plan on coming to Foley in Jan.
It is still showing active in the MLS today.
0 votes Share Flag Tue Nov 30, 2010 Home Buying in Foley
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
what is the insurance rate on this house?
For accurate information regarding any insurance, contact any local insurance companies and ask for free estimates based on your needs--then choose the package that suits you best.
0 votes Share Flag Mon May 24, 2010 Home Buying in Foley
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
is 11196 poser road still available?
Since no local answers yet--any local agent can help you, contact any realty office(s) and inquire or contact any local Trulia contributor(s) directly and ask.
0 votes Share Flag Wed Apr 28, 2010 Home Buying in Foley
Destiny Parks, Real Estate Pro in Baldwin County, AL
Destiny Parks answered:
is 12744 Bender Road still available ?
Yes it is. The MLS # is 159669. If you have any questions about this listing I can be reached at (251) 786-5200 or by email at destinyparks@mchsi.com.
0 votes Share Flag Mon Apr 5, 2010 Home Buying in Foley
Dedra Lipsco…, Real Estate Pro in Daphne, AL
Dedra Lipscomb answered:
what does Al right of redemption mean?
Hi James,
In the state of Alabama, Law requires that when a property is foreclosed by a lender, that the property owner be allowed a period of time to redeem the property. In Alabam ... more
0 votes Share Flag Mon Dec 21, 2009 Home Buying in Foley
Dottie Studt, Real Estate Pro in Gulf Shores, AL
Dottie Studt answered:
I am moving to the Foley area, what is the name of he water and electric companies
It depends on the location in Foley that your home is located. There's Baldwin EMC and Rivera Utilities.
0 votes Share Flag Sun Aug 30, 2009 Moving in Foley
Dedra Lipsco…, Real Estate Pro in Daphne, AL
Dedra Lipscomb answered:
if seperatedfrom husband can i qualify for a homw loan i'm on this deed but not on loan
Jinave,

This is a question best asked of a mortgage or lender professional. Try to find a local lender, who will be very happy to assist you, and if you have an attorney, ask him o ... more
0 votes Share Flag Mon Jun 8, 2009 Home Buying in Foley
Barry Lynn M…, Real Estate Pro in Trussville, AL
Barry Lynn Miller J.R. answered:
Foley Crime 2x Alabama's
Smith and Wesson LOL


You need to talk to the local police station, teachers, or find a local church and ask about the area most of the crime could be located in one area.

Home ... more
0 votes Share Flag Thu Jul 15, 2010 Crime & Safety in Foley
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