Home Insurance in Essex County : Questions & Answers

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Emil Veltre,…, Real Estate Pro in 33767
Emil Veltre, RPh, MS, CDPE answered:
How do I figure out what percentage of the FMV of my home is for my garage?
Hi Parker,

I believe there can be several answers to your question depending on your purpose for asking. If it is for business use and tax purposes you should definitely consult you ... more
0 votes Share Flag Fri Feb 8, 2013 Home Insurance in Belleville
Franklin Mar…, Real Estate Pro in New Jersey
Franklin Marquez answered:
What's the average yearly insurance cost on a $250,000.00 house located in West Orange, NJ?
it depends on many factors but it's around 800$. but if you have a pool may be more!
0 votes Share Flag Fri Sep 14, 2012 Home Insurance in West Orange
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
Doesnt lenders buy insurance policies on mortgages?
That depends. If the mortgage is an FHA mortgage and is for more than 80% of the value of the home, then the lender will likely require YOU to purchase PMI, Private Mortgage Insurance. ... more
0 votes Share Flag Thu May 24, 2012 Home Insurance in 07004
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
does the mortgage company get paid if i stop paying the payments?
The mortgage company only gets money if they service the loan, that means if they do the paperwork and send out the bills. If they don't service the loan then they don't ever get any mo ... more
0 votes Share Flag Tue May 8, 2012 Home Insurance in 07004
Jason Blair, Real Estate Pro in Parsippany, NJ
Jason Blair answered:
Does anyone know what insurance companies will provide coverage for homes with in-ground oil tanks?

Try ATS ENvironmental


They may be able to help you
0 votes Share Flag Sat Feb 12, 2011 Home Insurance in Caldwell
Andrew & Ele…, Real Estate Pro in Naples, FL
Andrew & Elena Ollick answered:
Will my Geico insurance pay for a special assessment by my condo? We have to fix the bldg due to builder's negligence (we are suing).
If you have the traditional condo insurance, it doesn't cover the outside walls. It only covers drywall in because you do not own the structure, the HOA does. That being said, some ... more
0 votes Share Flag Sat Jan 1, 2011 Home Insurance in 07018
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
Hi its Cleo- They have no inclome to support expenses on the house no point in trying selling.( please see below additional question details)
Hey Cleo -

It is always good to have insurance on a property that you own. They are liable if the home is uninsured and there is a fire or other disaster.

Good Luck!

Gerry Du ... more
0 votes Share Flag Fri Sep 10, 2010 Home Insurance in 07006
Ian A. Wolf,…, Real Estate Pro in Morristown, NJ
Ian A. Wolf, ABR SFR answered:
What is the maximum loan amount on a 203k in Essex County NJ?
The loan limit for a 203k, which is an FHA loan is 729,740 on a single family. This for owner Occupied, and would include the renovations and the loan amount. I might recommend the best ... more
0 votes Share Flag Fri Sep 17, 2010 Home Insurance in 07003
David Dorfman, Real Estate Pro in New Jersey
David Dorfman answered:
closing on a 203k loan tomorrow for a property in montclair nj (was suppose to be "closing" since May) today i was told our $900 quote for
Move in and live around the renovations.

Yes - a vacant house is a greater insurance risk then an owner occupied home

That's how the insurance co's look at it.

What i ... more
0 votes Share Flag Sat Aug 7, 2010 Home Insurance in 07042
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