Essex County : Questions & Answers

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Louis Wolfson, Real Estate Pro in Newton, MA
Louis Wolfson answered:
The price of homes has been dropping in the last 10 years in Salem. Is this a indication of a good time to buy, or is the area in decline?
Depends on your reason for buying - to live in and enjoy or as an investment?

Investments are always a good time to buy, but you must know that the income will support the debt, expe ... more
0 votes Share Flag Fri Jan 11, 2013 Market Conditions in Salem
Wen Farina (…, Real Estate Pro in Massachusetts
Wen Farina (Wayne) answered:
35 chestnut st Haverhill mass
Pauldro what is the question you have?
0 votes Share Flag Fri Mar 30, 2012 In My Neighborhood in 01830
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
What you this value of this house, I went yesterday to see this house with my agent, we really liked the house. But not sure about the value?
People are either not bothered by a cemetary or are. Simply put.
0 votes Share Flag Mon Aug 13, 2012 Market Conditions in Danvers
Virginia Bro…, Real Estate Pro in Methuen, MA
Virginia Broadhurst answered:
We own a home bought @ $359k in '06. Now, we're interested in a bigger property listed $559k. Any advice w/ market trends and what to look?
Stan give me a call be happy to sit with you and go over trends etc. virginia
0 votes Share Flag Wed Mar 28, 2012 General Area in Methuen
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Why is 36 Haley Road off the market? Sold, rented, and who owns this property? What was the most recent for sale price?
Holt the person to ask is the listing agent. you can find owner info at your town or cityhall's assessors office.
0 votes Share Flag Sun Mar 11, 2012 Home Buying in Marblehead
Michelle Gon…, Real Estate Pro in Cerritos, CA
Michelle Gonzalez 562-572-5224 answered:
Is it possible to obtain a mortgage with less than 20% down payment?
Yes of course. FHA loans only require 3.5% down payment
0 votes Share Flag Sun Apr 29, 2012 Financing in Haverhill
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Can I obtain a mortgage with less than 20 % down?
Yes. I have a buyer that has a 5% down loan for about $350,000 so they are out there.
0 votes Share Flag Mon Mar 26, 2012 Financing in Haverhill
Aaron Wluka, Real Estate Pro in Massachusetts
Aaron Wluka answered:
Can someone get a house with 60% down and 680 credit?
Yes, So long as the loan amount is at least $75,000
0 votes Share Flag Mon Mar 5, 2012 Home Buying in Lawrence
Nathan Wolf, Real Estate Pro in Charlotte, NC
Nathan Wolf answered:
do I need 20 % down to buy a house?
Depends on your credit or price range.

Generally, NO, you do NOT need 20% Down.

FHA Loans require 3.5% Down. HomePath Loans require 3% Down. USDA Loans require 0% Down (No Money D ... more
0 votes Share Flag Thu Mar 1, 2012 Home Buying in Bradford
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I need help knowing more about an FHA and commercial loans? as well as brining an property to code for rental income?
FHA is not limited to a first time homebuyer if that is what you are asking. Owning a rental property does not necessarily keep you from getting an owner occupied FHA mortgage if you q ... more
0 votes Share Flag Tue Feb 28, 2012 Financing in Methuen
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
previous purchase question
If you did not sign a non-disclosure agreement.....
As a matter of fact, there are a lot of people out there gathering information about every sale to use in their statistics books. Do ... more
0 votes Share Flag Sat Jul 21, 2012 Home Buying in 01930
Scott A. Nel…, Real Estate Pro in 02155
Scott A. Nelson answered:
Buying HUD home and offer was accepted in Oct 2011 and still not closed. Is this normal?
Well first question would be do you have a buyers agent and attorney? If so what are they saying and with the current property is this to be expected? Was there a negotiation item broug ... more
0 votes Share Flag Sat Feb 18, 2012 Home Buying in 01906
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how can i get a apprasial on my home wirh out paying for it?
If you are looking to sell, consider inviting a few local agents from different realty companies and ask for a cma, comparative market analysis; review the data, ask opinions and deter ... more
0 votes Share Flag Mon Mar 5, 2012 In My Neighborhood in 01843
Ellen Friedm…, Real Estate Pro in 02139
Ellen Friedman answered:
When a realtor shows you the listing of a house and it states it has 2 fireplaces Do they have to be in working condition?
Not really, although there should be a disclosure stating either that they are not working or that their condition is unknown. Certainly the statement that there are two fireplaces wit ... more
0 votes Share Flag Thu Feb 9, 2012 Home Buying in Salem
Christine Mo…, Real Estate Pro in Wilbraham, MA
Christine Moran Realtor/Notary answered:
What does a free zone refer to in a school district map?
You have would to call the schhol district. I have heard of drug free and gun free.
0 votes Share Flag Mon Jan 23, 2012 Home Buying in 01970
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
does cement siding / asbestos siding affect the value of a property?
Asbestos will cause a problem at some point when the house needs to be torn down. Until then it should not be a problem really. It will hurt the value, to some degree, because buyers do ... more
0 votes Share Flag Thu Jul 11, 2013 Home Buying in 01970
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
convert two family into condos
A couple of quick thoughts:

Are you sure you can't refinance? If the two-family homes in your neighborhood aren't comparable to yours, then an appraiser shouldn't use ... more
0 votes Share Flag Fri Jan 20, 2012 General Area in Gloucester
Amy Mullen,…, Real Estate Pro in Marlborough, MA
Amy Mullen, Realtor CPA answered:
How long does the foreclosure process usually take?

Chase has never put it on the market? It could still be in probate with the family.

0 votes Share Flag Thu Jan 19, 2012 Foreclosure in Salem
Jeffrey Cart…, Real Estate Pro in Salem, MA
Jeffrey Carter asked:
Looking for motivated SELLER in BEVERLY for my motivated BUYERS. I'm working with a pre-approved, married couple looking to purchase a single family in Beverly. 2 bedrooms, 1,600 SF with a garage or potential to build. They can close in 30 d...
0 votes Share Flag Mon Dec 19, 2011 Home Selling in 01915
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
can the seller of a short sale property rent the premises?
Sure. The owner is the owner until the title is transferred.

However, there are a number of problems with that. First, the rental income is income . . . and that should be reflected ... more
0 votes Share Flag Tue Jul 9, 2013 Home Selling in 01902
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